Navigating the complex landscape of financial services regulation demands expert insight and practical solutions. This guidance provides legal teams with the foundational knowledge and tools necessary to effectively support clients in maintaining compliance, mitigating risks, and capitalising on opportunities within the regulatory framework. Whether addressing issues related to authorisations, ongoing obligations, or enforcement actions, this resource equips you with the essential principles and strategic advice to manage regulatory challenges with confidence.
This week's edition of Financial Services weekly highlights includes: Motor finance complaints: FCA provides information for firms with one or more...
A round-up of financial services developments, including (among other things) Treasury Committee publishes responses to its AI in financial services...
The Office of Financial Sanctions Implementation (OFSI) has issued General Licence INT/2026/9491628 under regulation 20 of the Global Human Rights...
HM Treasury has published the Office of Financial Sanctions Implementation (OFSI) strategy for 2026–29, setting OFSI’s core objective to ensure...
Financial Conduct Authority—Principles for Businesses (PRIN)This Practice Note explains the Principles for Businesses (PRIN) set down by the Financial...
The Competition and Markets Authority (CMA) has identified several breaches by Monzo Bank Limited (Monzo) of the Retail Banking Market Investigation...
Insurance conduct regulation—COBS and ICOBSThe Financial Conduct Authority Handbook (FCA Handbook) includes sourcebooks to regulate the conduct of...
Second charge mortgage regimeSecond charge mortgages definedA regulated second charge mortgage is a loan secured on a borrower’s property that is used...
Priority between loss reliefs in loss making companiesWhy does it matter?A company that is a member of a group and has incurred any of the types of losses available for surrender by way of group relief may, without any further rules, have more than one way in which to use the loss. There are a
Contributory negligence in personal injury claimsContributory negligence is a partial defence which can lead to a discount in damages.Other defences may also be relevant. See Practice Notes: Did the claimant consent to the risk of injury? and Was the claimant involved in an illegal activity?If a
Can shares in a limited company that have not been paid-up at all be cancelled?A limited company having a share capital may not alter that share capital, except in the ways listed in section 617 of the Companies Act 2006 (CA 2006). Shares in a company cannot simply be cancelled without following an
Template for regulatory references given by SMCR firms and disclosure requirements[Insert addressee details]Dear [insert name][It is our understanding that [insert name of prospective employee] [was an employee of yours between the dates of [insert dates as appropriate] OR is a current employee of
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