Delve into the essential aspects of consumer protection within financial services. This topic offers insights into safeguarding consumer rights and understanding the legal obligations of financial institutions, equipping practitioners with the tools to advocate for fair practices.
Insurance & Reinsurance analysis: This H1 2026 new content round-up highlights key Insurance & Reinsurance Practical Guidance publications on captive...
Restructuring & Insolvency analysis: In Maher v Holmes, the High Court allowed an appeal against a bankruptcy order founded on a judgment debt arising...
A round-up of financial services developments, including (among other things) BoE welcomes ‘shift towards earlier engagement and candour’ in...
This week's edition of Financial Services weekly highlights includes: FCA considering traders’ proposed commitments after competition probe; ESMA...
Financial Conduct Authority—Principles for Businesses (PRIN)This Practice Note explains the Principles for Businesses (PRIN) set down by the Financial...
The Competition and Markets Authority (CMA) has identified several breaches by Monzo Bank Limited (Monzo) of the Retail Banking Market Investigation...
Insurance conduct regulation—COBS and ICOBSThe Financial Conduct Authority Handbook (FCA Handbook) includes sourcebooks to regulate the conduct of...
Second charge mortgage regimeSecond charge mortgages definedA regulated second charge mortgage is a loan secured on a borrower’s property that is used...
Priority between loss reliefs in loss making companiesWhy does it matter?A company that is a member of a group and has incurred any of the types of losses available for surrender by way of group relief may, without any further rules, have more than one way in which to use the loss. There are a
Contributory negligence in personal injury claimsContributory negligence is a partial defence which can lead to a discount in damages.Other defences may also be relevant. See Practice Notes: Did the claimant consent to the risk of injury? and Was the claimant involved in an illegal activity?If a
Can shares in a limited company that have not been paid-up at all be cancelled?A limited company having a share capital may not alter that share capital, except in the ways listed in section 617 of the Companies Act 2006 (CA 2006). Shares in a company cannot simply be cancelled without following an
Template for regulatory references given by SMCR firms and disclosure requirements[Insert addressee details]Dear [insert name][It is our understanding that [insert name of prospective employee] [was an employee of yours between the dates of [insert dates as appropriate] OR is a current employee of
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