Navigating the complexities of pre-paid funeral plan regulation is critical for legal professionals in the financial services sector. We provide practical guidance on compliance obligations, duties to clients, and up-to-date legislative changes to ensure you are fully equipped to advise effectively and mitigate risks.
The Financial Conduct Authority (FCA) has announced that Christopher Woolcott has pleaded guilty to four counts of fraud and forgery after creating a...
A round-up of financial services developments, including (among other things) EU CRR: Commission Delegated Regulation making temporary adjustments to...
This week's edition of Financial Services weekly highlights includes: FCA holds joint session with MoD on defence, security and resilience; Prospectus...
A round-up of financial services developments, including (among other things) EBA responds to Commission’s refusal to endorse prior permission RTS....
Financial Conduct Authority—Principles for Businesses (PRIN)This Practice Note explains the Principles for Businesses (PRIN) set down by the Financial...
The Competition and Markets Authority (CMA) has identified several breaches by Monzo Bank Limited (Monzo) of the Retail Banking Market Investigation...
Insurance conduct regulation—COBS and ICOBSThe Financial Conduct Authority Handbook (FCA Handbook) includes sourcebooks to regulate the conduct of...
Second charge mortgage regimeSecond charge mortgages definedA regulated second charge mortgage is a loan secured on a borrower’s property that is used...
If a rentcharge is shown as being informally exonerated on title information, does this apply to the current registered owner? Or does the informal exoneration only apply to the parties to the document which informally exonerated the rentcharge?This Q&A considers the situation where, at some point
Late payment penalties—inheritance taxWhile interest often accrues on overdue tax, the late payment of certain taxes may also attract a penalty. For information on the interest accruing on overdue tax, see Practice Notes: IHT—payment deadlines on death—Interest on IHT and Interest on late paid
Contributory negligence in personal injury claimsContributory negligence is a partial defence which can lead to a discount in damages.Other defences may also be relevant. See Practice Notes: Did the claimant consent to the risk of injury? and Was the claimant involved in an illegal activity?If a
Template for regulatory references given by SMCR firms and disclosure requirements[Insert addressee details]Dear [insert name][It is our understanding that [insert name of prospective employee] [was an employee of yours between the dates of [insert dates as appropriate] OR is a current employee of
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