Gain a clear understanding of regulatory compliance through essential insights into implementing effective risk management and controls. Equip yourself with the latest strategies to mitigate financial risks, ensuring robust frameworks that safeguard your clients' interests and uphold industry standards. Stay ahead in identifying and addressing potential threats within the financial landscape to maintain operational integrity and client trust.
A round-up of financial services developments, including (among other things) the Tribunal upholds FCA bans on pair involved in pension transfer...
The European Financial Reporting Advisory Group (EFRAG) has launched a public consultation on the Exposure Draft of the European Sustainability...
A round-up of financial services developments, including (among other things) the ESAs proposed amendments to bilateral margin requirements for...
The Office of Trade Sanctions Implementation (OTSI) and the Department for Business and Trade (DBT) have published guidance on compliance with...
Financial Conduct Authority—Principles for Businesses (PRIN)This Practice Note explains the Principles for Businesses (PRIN) set down by the Financial...
The Competition and Markets Authority (CMA) has identified several breaches by Monzo Bank Limited (Monzo) of the Retail Banking Market Investigation...
Insurance conduct regulation—COBS and ICOBSThe Financial Conduct Authority Handbook (FCA Handbook) includes sourcebooks to regulate the conduct of...
Second charge mortgage regimeSecond charge mortgages definedA regulated second charge mortgage is a loan secured on a borrower’s property that is used...
If a beneficiary signs a deed of disclaimer of their share of an estate and the estate pays their legal fees, will that count as a PET against their estate?A disclaimer is the refusal of a gift prior to acceptance. The refusal of the gift must take place before the beneficiary accepts any benefit
Contributory negligence in personal injury claimsContributory negligence is a partial defence which can lead to a discount in damages.Other defences may also be relevant. See Practice Notes: Did the claimant consent to the risk of injury? and Was the claimant involved in an illegal activity?If a
Can shares in a limited company that have not been paid-up at all be cancelled?A limited company having a share capital may not alter that share capital, except in the ways listed in section 617 of the Companies Act 2006 (CA 2006). Shares in a company cannot simply be cancelled without following an
Glossary—Latin legal termsDespite attempts in recent years to simplify the language used in legal cases, there are still a number of Latin phrases commonly used in personal injury claims. The following Latin phrases are listed in alphabetical order:Latin termDefinitionMeaningActa iure imperiiLegal
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