Regulated activities

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Regulated activities guidance:

This Practice Note looks at the regulated activity of accepting deposits (often referred to as deposit taking). Accepting deposits is a key hallmark of banks, credit...

Practice Note

Background to the regulated activities relating to benchmarks The London Inter-Bank Offered Rate (LIBOR) is a global benchmark for short term interest...

Practice Note

Background to the regulated activities relating to benchmarks The London Inter-Bank Offered Rate (LIBOR) is a global benchmark for short term interest rates. The...

Practice Note

This Practice Note covers the regulated activities of providing basic advice to retail consumers on stakeholder products and of advising on: • securities and relevant...

Practice Note

Background to the regulation of home finance transactions The regulation of home finance transactions came about at different points in time. HM Treasury announced its...

Practice Note

This Practice Note discusses the main Financial Conduct Authority (FCA) provisions applying to appointed representatives (ARs) that carry out regulated activities on...

Practice Note

Background to the regulation of home finance transactions The regulation of home finance transactions came about at different points in time. On 31 October 2004 (a date...

Practice Note

Arranging deals in investments, operating a multilateral trading facility (MTF) and operating an organised trading facility (OTF) are regulated activities under articles...

Practice Note

Background to the regulation of assisting in the administration and performance of insurance contracts Under section 19 of the Financial Services and Markets Act 2000...

Practice Note

This Practice Note outlines the relevant legislative provisions stipulating the requirement to be authorised to provide financial services in the UK. The regulators may...

Practice Note

Core elements of credit unions Credit unions are a type of financial services firm that provide savings, insurance and credit opportunities. Credit unions are a type of...

Practice Note

Dealing as principal or as agent Authorised persons can obtain permission to deal in investments as principal, or as agent for another. Dealing in investments as...

Practice Note

What is a Designated Professional Body? A Designated Professional Body (DPB), is a body that regulates and supervises members of the professions (ie solicitors,...

Practice Note

Dormant Bank and Building Society Accounts Act 2008 The management of dormant account funds and the meeting of repayment claims by a reclaim fund are regulated activities...

Practice Note

Background to the regulated activities of effecting and carrying out contracts of insurance The regulation of carrying on insurance business in the UK dates back to 1870...

Practice Note

Background Emissions trading is a market-based approach to controlling pollution. It aims to reduce emissions of carbon dioxide and other harmful greenhouse gases (GHGs)...

Practice Note

Background to the regulation of home finance transactions The regulation of home finance transactions came about at different points in time. HM Treasury announced its...

Practice Note

Establishing, operating or winding up: • a stakeholder pension scheme, or • a personal pension scheme are regulated activities under the Financial Services and Markets...

Practice Note

BREXIT: As of 31 January 2020, the UK is no longer an EU Member State, but has entered an implementation period during which it continues to be treated by the EU as a...

Practice Note

CRA Regulation—background The Credit Rating Agencies Regulation (EC) 1060/2009 (the CRA Regulation) is the core EU legislation relating to Credit Rating Agencies (CRAs)...

Practice Note

This Practice Note provides an introduction to the exemptions and exclusions that apply in relation to the general prohibition contained in section 19 of the Financial...

Practice Note

BREXIT: The UK is leaving EU on Exit Day (as defined in the European Union (Withdrawal) Act 2018). This has an impact on this Practice Note. To ensure the effective...

Practice Note

BREXIT: The UK is leaving EU on Exit Day (as defined in the European Union (Withdrawal) Act 2018). This has an impact on this Practice Note. To ensure the effective...

Practice Note

This Practice Note sets out a number of exclusions which can apply in relation to specific regulated activities that relate to investments. It briefly explains the...

Practice Note

The general prohibition Under section 19 of the Financial Services and Markets Act 2000 (FSMA 2000), a person cannot carry out regulated activities in the UK unless that...

Practice Note

BREXIT: As of exit day (31 January 2020) the UK is no longer an EU Member State. However, in accordance with the Withdrawal Agreement, the UK has entered an...

Practice Note