Regulated activities—specified activities and investments

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What is credit and what is a regulated consumer credit agreement?

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Practice notes

Debt sale and purchase agreements

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In-house

Practice notes

Authorised unit trust authorisation and winding-up

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Practice notes

Entering into a consumer hire agreement as owner

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Practice notes

Recognised investment exchanges

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Practice notes

Fair and Effective Markets Review (FEMR)—one minute guide

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Basel Accord

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Practice notes

Accepting deposits

This Practice Note looks at the regulated activity of accepting deposits (often referred to as deposit taking). Accepting deposits is a key hallmark...

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Practice notes

Application of the FCA's COBS 4 rules

Chapter 4 of the Financial Conduct Authority's (FCA) Conduct of Business sourcebook (COBS 4) contains the conduct of business requirements for...

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Public censure by the FCA

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Practice notes

Non-UCITS retail schemes (NURS)

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Produced in partnership with Ms Elizabeth Budd of Pinsent Masons 12th Jan

Practice notes

The Single Rulebook

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Produced in partnership with DLA Piper 12th Jan

Practice notes

Insurance conduct regulation—COBS and ICOBS

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The Money Laundering Reporting Officer (MLRO)—duties

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In-house

Most recent Regulated activities—specified activities and investments content

Practice notes

What are regulated activities?

What are regulated activities?Under the general prohibition a person cannot carry out a regulated activity, or purport to carry out a regulated...

15th May

Practice notes

Regulated activities relating to the provision of credit information services and credit references

Regulated activities relating to the provision of credit information services and credit referencesBREXIT: 11pm (GMT) on 31 December 2020 (‘IP...

Produced in partnership with Jacqui Hatfield of Orrick, Herrington & Sutcliffe 15th May

Practice notes

Arranging deals in home finance transactions

Arranging deals in home finance transactionsBackground to the regulation of home finance transactionsThe regulation of home finance transactions came...

15th May

Practice notes

Regulated activities relating to consumer credit

Regulated activities relating to consumer creditBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit...

15th May

In-house

Practice notes

Assisting in the administration and performance of insurance contracts

Assisting in the administration and performance of insurance contractsBackground to the regulation of assisting in the administration and performance...

15th May

Practice notes

Regulated investments essentials

Regulated investments essentialsBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation...

15th May

Practice notes

Regulated activities—credit broker

Regulated activities—credit brokerCredit brokerage under the consumer credit regimeSince April 2014, the regulation of consumer credit in the UK has...

Produced in partnership with Jacqui Hatfield of Orrick, Herrington & Sutcliffe 15th May

In-house

Practice notes

What is credit and what is a regulated consumer credit agreement?

What is credit and what is a regulated consumer credit agreement?Scope of this Practice NoteThere are several factors to consider when deciding...

15th May

Practice notes

Effecting and carrying out contracts of insurance

Effecting and carrying out contracts of insuranceBackground to the regulated activities of effecting and carrying out contracts of insuranceThe...

15th May

Practice notes

Regulated Lloyd’s and funeral plan activities

Regulated Lloyd’s and funeral plan activitiesThis Practice Note covers regulated activities relating to the Society of Lloyd’s (commonly referred to...

15th May

Practice notes

The regulation of sending dematerialised instructions

The regulation of sending dematerialised instructionsBackground to the regulation of sending dematerialised instructionsAccording to the...

15th May

Practice notes

Administering benchmarks

Administering benchmarksBackground to the regulated activities relating to benchmarksThe London Inter-Bank Offered Rate (LIBOR) is a global benchmark...

15th May

Practice notes

Advising on basic stakeholder products, investments, pension transfers and loan-based crowdfunding agreements

Advising on basic stakeholder products, investments, pension transfers and loan-based crowdfunding agreementsThis Practice Note covers the regulated...

15th May

Practice notes

Dormant accounts

Dormant accountsDormant Bank and Building Society Accounts Act 2008 The management of dormant account funds and the meeting of repayment claims by a...

15th May

Practice notes

Entering into regulated credit agreements as lender

Entering into regulated credit agreements as lenderBREXIT: The UK is leaving EU on Exit Day (as defined in the European Union (Withdrawal) Act 2018)....

15th May

Practice notes

Advising on mortgages and home finance transactions

Advising on mortgages and home finance transactionsBackground to the regulation of home finance transactionsThe regulation of home finance...

15th May

Practice notes

Regulated mortgage contracts and home finance transactions defined

Regulated mortgage contracts and home finance transactions definedBackground to the regulation of home finance transactionsThe regulation of home...

15th May

Practice notes

Managing investments

Managing investmentsThis Practice Note covers the regulated activity of managing investments.DefinitionManaging investments is a regulated activity...

15th May

Practice notes

Entering into and administering home finance transactions

Entering into and administering home finance transactionsBackground to the regulation of home finance transactionsThe regulation of home finance...

15th May

Practice notes

Accepting deposits

Accepting depositsThis Practice Note looks at the regulated activity of accepting deposits (often referred to as deposit taking). Accepting deposits...

15th May