Regulated activities—specified activities and investments

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What is credit and what is a regulated consumer credit agreement?

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Most recent Regulated activities—specified activities and investments content

Practice notes

UCITS, collective investment scheme and alternative investment fund regulated activities

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Practice notes

Regulated activities relating to consumer credit

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Practice notes

PRA-regulated activities and the scope of PRA regulation

As a result of the 2008 banking crisis, the government made a number of changes to the UK financial services regulatory structure. As part of the...

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Practice notes

Entering into regulated credit agreements as lender

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Practice notes

EU regulatory regime for credit rating agencies

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Practice notes

Dormant accounts

Dormant Bank and Building Society Accounts Act 2008 The management of dormant account funds and the meeting of repayment claims by a reclaim fund are...

17th Jan

Practice notes

Regulated activities relating to the provision of credit information services and credit references

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Practice notes

Regulated activities relating to claims management services

Background to the FCA regulation of claims management activitiesThe Claims Management Regulation Unit (CMRU) was established within the Ministry of...

17th Jan

Practice notes

Administering benchmarks

Background to the regulated activities relating to benchmarksThe London Inter-Bank Offered Rate (LIBOR) is a global benchmark for short term interest...

17th Jan

Practice notes

Regulated activities for debt management firms and not-for-profit bodies

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Practice notes

Advising on mortgages and home finance transactions

Background to the regulation of home finance transactionsThe regulation of home finance transactions came about at different points in time. HM...

17th Jan

Practice notes

Credit unions—essentials

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17th Jan

Practice notes

The regulated activity of issuing electronic money

DefinitionIssuing electronic money is a regulated activity under article 9B of the Financial Services and Markets Act 2000 (Regulated Activities)...

17th Jan

Practice notes

Accepting deposits

This Practice Note looks at the regulated activity of accepting deposits (often referred to as deposit taking). Accepting deposits is a key hallmark...

17th Jan

Practice notes

Emissions trading—essentials

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Practice notes

Advising on basic stakeholder products, investments, pension transfers and loan-based crowdfunding agreements

This Practice Note covers the regulated activities of providing basic advice to retail consumers on stakeholder products and of advising on:...

17th Jan

Practice notes

Regulated Lloyd’s and funeral plan activities

This Practice Note covers regulated activities relating to the Society of Lloyd’s (commonly referred to as Lloyd’s of London, ‘the Society’ or ‘the...

17th Jan

Practice notes

Entering into a consumer hire agreement as owner

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Practice notes

What are regulated activities?

Under the general prohibition a person cannot carry out a regulated activity, or purport to carry out a regulated activity, in the UK unless they are...

17th Jan

Practice notes