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About Pensions Law

Pensions is already one of the most complex and technical areas of the law. And with new legislation, the advent of auto-enrolment and a move towards defined contribution schemes, it’s about to become even more challenging.

Members and benefits

Navigate the complexities of the revised pensions freedoms regime and the different circumstances of pension benefits, including periods of temporary absence and the indexation and reduction of pensions in payment.

Trustees, governance, and administration

The governance of occupational pension schemes is an area that’s expanded with the increased level of regulation. Our content helps practitioners navigate their way through the web of statutory and regulatory material.

Transactions and reorganisations

The existence of pension arrangements can add complexity and risk to even the most straightforward of corporate transactions. Our content helps guide practitioners through the issues and how to deal with them.

Legislation

Pensions is one of the most complex and technical areas of the law. And with new legislation, the advent of auto-enrolment and a move towards defined contribution schemes, it’s about to become even more challenging.

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Latest Pensions Q&As

Q&As
In view of the Supreme Court judgment Denise Brewster [2017] UKSC 8, what is the status of Regulation 25 of the Local Government Pension Scheme (Benefits, Membership and Contributions) Regulations 2007 insofar as it requires a cohabiting partner to be nominated?
Q&As
What are the consequences for pension scheme trustees if pensions are paid to members on the ‘Consolidated List of Financial Sanctions Targets’ issued by the Office of Financial Sanctions Implementation? What obligations do pensions trustees have to carry out due diligence to safeguard against pensions being paid to such individuals?
Q&As
A consent order has been made in another jurisdiction that includes a pension sharing order in relation to a pension located in England and Wales. The pension provider requires an order made in England and Wales. What options are available where neither domicile nor habitual residence can be established in relation to an application under Part III of the Matrimonial and Family Proceedings Act 1984?
Q&As
In a company which had a ‘multi-employer’ pension scheme, the administrators are willing to admit the scheme trustee’s debt (based on a valuation of the deficit including a section 75 (of the Pensions Act 1995) certificate). Must the administrators also accept the Pension Protection Fund’s subsequent claim for the entirety of the deficit (ie including all the deficits of all the employers as against only one of them)?
Q&As
Is there a statutory timescale within which the actuary must calculate the section 75 debt after the requirement to calculate it is triggered?
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Associated legal terms

Active member

An employee who is contributing (or has contributions made on their behalf) to a pension scheme.

Reckonable service

Number of years and days of service used to calculate a member's local government pension.

Statutory money purchase illustrations

From April 2002, money purchase schemes (whether occupational pension schemes, stakeholder pension schemes or personal pension plans) must provide members with an annual statement setting out the value of their earned pension and displayed at today's value. They are annual statements issued to personal pension scheme members, giving forecasts of benefits now and at retirement (in today's terms).
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