About Insurance & Reinsurance Law
Lexis®+ Insurance & Reinsurance caters for both contentious and non-contentious practitioners. It delivers practical guidance on topics ranging from regulatory obligations that apply to insurers and insurance intermediaries, to key legal concepts
in insurance and reinsurance law and practice, to guidance on particular classes of insurance.
Insurance claims
We provide practical guidance in relation to insurance claims, including on subrogation, allocation and aggregation, together with detailed guidance on relevant legislation.
Regulation of insurance
We provide comprehensive guidance on the regulation of insurance in the UK and the EU, alongside trackers and guidance on hot topics such as implementing the FCA's new consumer duty.
Types of insurance
Our guidance includes Practice Notes on the different types of insurance, ranging from aviation insurance to warranty and indemnity cover, and everything in between.
Intermediaries and market practice
Get practical guidance on the functions and duties of insurance intermediaries along with guidance on insurance and reinsurance market practice. This includes a detailed glossary and Practice Notes pack.
Our Insurance & Reinsurance Experts
Susie Wakefield
Charlotte Shakespeare
Rebecca Huggins
Bob Haken
Jonathan Drake
Latest Insurance & Reinsurance News
The European Insurance and Occupational Pensions Authority (EIOPA) has published a consultation on its proposal to develop a natural catastrophes...
This week's edition of Insurance & Reinsurance weekly highlights includes: FCA calls for faster bereavement claim processing by life insurers; FCA...
Law360, London: On 27 November 2024 the commercial risk advisory unit of Zurich Insurance Group launched a digital tool to provide data aimed at...
The Financial Ombudsman Service (FOS) has reported a substantial increase in complaints related to fraud and scams, current accounts, and credit cards...
Law360, Expert Analysis: Make no mistake, non-financial misconduct remains at the top of the Financial Conduct Authority's (FCA) agenda. In October...
Latest Insurance & Reinsurance Practice Notes
Waiver by the insurer in relation to underwriting and claims-handlingThis Practice Note considers waivers in the context of insurance underwriting and...
Insurance & Reinsurance—claims co-operation and control clausesIntroduction to claims co-operation and control clausesAll liability insurance policies...
Introduction to the UK AML/CTF/CPF legal and regulatory framework for financial servicesThis Practice Note provides a detailed introduction to the...
UK regulation of financial innovations and fintechScope of this Practice NoteThis Practice Note examines strategies implemented by the UK government...
Introduction to FCA supervisory and enforcement focus on AML/CTF requirementsThis Practice Note provides an overview of the Financial Conduct...
Latest Insurance & Reinsurance Precedents
Particulars of claim against driver who hit pedestrian while under the influence of alcohol[IN THE COUNTY COURT AT [INSERT]ORIN THE HIGH COURT OF...
PII claim or circumstance notification to insurer1Your detailsFirm name[Insert name]Policy number[Insert number]Contact name[Insert name]Contact...
Detailed letter of instruction to a personal injury medical expertDear [insert expert’s name]Re: [insert name of client and the client’s date of...
Claim against a highway authority in negligence and for breach of the Highways Act 1980[In the High Court of JusticeORIn the County Court at...
Company's Transfer Agent Instructions (IPO)[[COMPANY LETTERHEAD]][[TRANSFER...
Latest Insurance & Reinsurance Q&As
Featured Insurance & Reinsurance content
Insurable interest
Insurable interestThis Practice Note considers insurable interest, including insurable interest in construction and liability insurance. It also...
The functions and duties of insurance brokers—policy placement
The functions and duties of insurance brokers—policy placementThis Practice Note provides a high level introduction to the functions and duties of...
Public liability insurance—essentials
Public liability insurance—essentialsPublic liability insurancePublic liability insurance is a form of liability insurance that indemnifies a...
Double insurance and contribution
Double insurance and contributionOverlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover,...
An introduction to Lloyd’s of London
An introduction to Lloyd’s of LondonWhat is the Lloyd’s market?The Lloyd’s market is an insurance market, whose origins date back to the seventeenth...
Insurance agents and brokers
Insurance agents and brokersWhat is the difference between an agent and a broker?Where insurance is transacted through an intermediary, that...
Professional indemnity insurance—essentials
Professional indemnity insurance—essentialsWhat is professional indemnity insurance?Professional indemnity insurance is a form of liability insurance....
General principles of insurance contract law
General principles of insurance contract lawWhat is insurance law?Insurance law can be split into three parts:•insurance contract law which governs...
Exclusion clauses in insurance contracts
Exclusion clauses in insurance contractsWhat are exclusion clausesUnlike some exclusion or exemption clauses in ordinary contracts, an exclusion...
Insurance premium
Insurance premiumAn insurance premium is the sum paid for insurance or reinsurance cover and is the consideration paid by the (re)insured for the...
Marine insurance—general principles
Marine insurance—general principlesThis Practice Note describes the main principles of marine insurance as governed by the Marine Insurance Act 1906....
What is a contract of insurance?
What is a contract of insurance?This Practice Note covers the legal framework and regulatory guidance to be considered in determining whether an...
Sanctions clauses and the effect of sanctions on insurance policies
Sanctions clauses and the effect of sanctions on insurance policiesThe Practice Note entitled EU/UK financial and trade sanctions for insurers...
Product liability and product recall insurance
Product liability and product recall insuranceWhat is product liability insurance?Product liability insurance provides an indemnity to a business in...
Trade credit insurance
Trade credit insuranceTrade credit insurance typically provides protection to a policyholder against non-payment of accounts receivable, due to the...
Reinsurance—essentials
Reinsurance—essentialsThe parties to a reinsurance contract and reinsurance terminologyThe principal parties to any reinsurance contract are the...
ICOBS Insurance: Conduct of Business Sourcebook—application, general matters, distance communications, information about the firm and product information
ICOBS Insurance: Conduct of Business Sourcebook—application, general matters, distance communications, information about the firm and product...
Terms of Business Agreement (TOBA)—insurer and managing agent/broker
Terms of Business Agreement (TOBA)—insurer and managing agent/brokerAn Agreement dated [date] governing the conduct of Insurance Business...
Associated legal terms
Claim or circumstance
a claim, in a (re)insurance context, is a request for an indemnity under an insurance policy whereas a circumstance is a situation or event from which a claim may arise.
Liability insurance
Commercial insurance covering the risks against a third-party claim, or in case of employer liability insurance, claims by employees.
Non-disclosure
The failure by an insured to declare a material fact, which would have affected the insurer’s ability to assess the risk, the terms of the policy and/or premium charged.
CONTACT US
