About Insurance & Reinsurance Law
Lexis®+ Insurance & Reinsurance caters for both contentious and non-contentious practitioners. It delivers practical guidance on topics ranging from regulatory obligations that apply to insurers and insurance intermediaries, to key legal concepts
in insurance and reinsurance law and practice, to guidance on particular classes of insurance.
Insurance claims
We provide practical guidance in relation to insurance claims, including on subrogation, allocation and aggregation, together with detailed guidance on relevant legislation.
Regulation of insurance
We provide comprehensive guidance on the regulation of insurance in the UK and the EU, alongside trackers and guidance on hot topics such as implementing the FCA's new consumer duty.
Types of insurance
Our guidance includes Practice Notes on the different types of insurance, ranging from aviation insurance to warranty and indemnity cover, and everything in between.
Intermediaries and market practice
Get practical guidance on the functions and duties of insurance intermediaries along with guidance on insurance and reinsurance market practice. This includes a detailed glossary and Practice Notes pack.
Topics We Cover
Our Insurance & Reinsurance Experts
Susie Wakefield
Charlotte Shakespeare
Rebecca Huggins
Bob Haken
Jonathan Drake
Latest Insurance & Reinsurance News
Law360, London: A company that says it is Britain's first artificial intelligence (AI)-based insurance broker has said it has raised almost £1m from...
This week's edition of Insurance & Reinsurance weekly highlights includes: Lloyd's Market faces risks from diverging Russian oil caps; Broker’s...
Law360, London: The Lloyd's Market Association (LMA) has told insurers to assess how they handle business involving Russian crude oil ahead of changes...
Insurance & Reinsurance analysis: This is a Court of Appeal decision on a reverse summary judgment/strike out application in a broker’s negligence...
The Financial Conduct Authority (FCA) has published findings from its multi-firm review of life insurers' pension transfer process. The review,...
Latest Insurance & Reinsurance Practice Notes
Insured M&A transactions—a tax lawyer's guideThis Practice Note is about the practical issues that a tax lawyer should consider when advising on an...
Insuring tax risk in transactional and non-transactional scenariosIn many situations, tax risks identified can be managed or eliminated through the...
Failure to prevent fraud—the offenceThis Practice Note explores the offence of failure to prevent fraud under the Economic Crime and Corporate...
Starting an SPA breach of warranty claim—a practical guideThis Practice Note considers how to pursue a breach of warranty claim in the context of...
The UK General Data Protection Regulation (UK GDPR)FORTHCOMING CHANGE: On 19 June 2025, the Data (Use and Access) Bill received Royal Assent, becoming...
Latest Insurance & Reinsurance Precedents
Particulars of claim in a Motor Insurers' Bureau uninsured caseClaim no: [insert claim number]In the county court at [insert]Between[INSERT CLAIMANT’S...
Insurance Premium Adjustment for D&O Climate-related Financial Disclosures (Archie’s Clause) (The Chancery Lane Project)This clause incentivises...
Condition to Liability Cover for Climate-Related Claims (Commercial Insureds) (Connor’s Clause) (The Chancery Lane Project)This clause is a condition...
PII claim or circumstance notification to insurer1Your detailsFirm name[Insert name]Policy number[Insert number]Contact name[Insert name]Contact...
Claim by driver who incurred credit hire chargesIN THE COUNTY COURT AT [insert]Claim...
Latest Insurance & Reinsurance Q&As
Featured Insurance & Reinsurance content
Public liability insurance—essentials
Public liability insurance—essentialsPublic liability insurancePublic liability insurance is a form of liability insurance that indemnifies a...
Subrogation in insurance and reinsurance
Subrogation in insurance and reinsuranceWhat is the right of subrogation?In the context of insurance and reinsurance, the right of subrogation...
Insurable interest
Insurable interestThis Practice Note considers insurable interest, including insurable interest in construction and liability insurance. It also...
Insurance agents and brokers
Insurance agents and brokersWhat is the difference between an agent and a broker?Where insurance is transacted through an intermediary, that...
Professional indemnity insurance—essentials
Professional indemnity insurance—essentialsWhat is professional indemnity insurance?Professional indemnity insurance is a form of liability insurance....
Reinstatement of insured property after a loss
Reinstatement of insured property after a lossWhat is reinstatement?Reinstatement is the repair or replacement of property so that it is in the same...
Terms of Business Agreement (TOBA)—insurer and managing agent/broker
Terms of Business Agreement (TOBA)—insurer and managing agent/brokerAn Agreement dated [date] governing the conduct of Insurance Business...
Exclusion clauses in insurance contracts
Exclusion clauses in insurance contractsWhat are exclusion clausesUnlike some exclusion or exemption clauses in ordinary contracts, an exclusion...
Professional indemnity insurance—solicitors
Professional indemnity insurance—solicitorsThis Practice Note sets out the professional indemnity insurance requirements for solicitors, including...
Hull and machinery insurance
Hull and machinery insuranceWhat is hull and machinery insurance?Hull and machinery insurance (‘H&M insurance’) is a form of insurance which...
Trade credit insurance—essentials
Trade credit insuranceTrade credit insurance typically provides protection to a policyholder against non-payment of accounts receivable, due to the...
Double insurance and contribution
Double insurance and contributionOverlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover,...
Marine insurance—general principles [Archived]
Marine insurance—general principlesThis Practice Note describes the main principles of marine insurance as governed by the Marine Insurance Act 1906....
The functions and duties of insurance brokers—policy placement
The functions and duties of insurance brokers—policy placementThis Practice Note provides a high level introduction to the functions and duties of...
Product liability and product recall insurance—essentials
Product liability and product recall insuranceWhat is product liability insurance?Product liability insurance provides an indemnity to a business in...
Sanctions clauses and the effect of sanctions on insurance policies
Sanctions clauses and the effect of sanctions on insurance policiesThe Practice Note entitled EU/UK financial and trade sanctions for insurers...
What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each affords to the principal/additional insured?
Outsourcing in insurance—one minute guide
Outsourcing in insurance—one minute guideThis Practice Note provides a high level guide to the key regulatory and practical issues relating to...
Associated legal terms
Claims Made Policy
A liability policy that covers losses arising out of claims or circumstances notified to insurers during its policy period, whether or not such losses occur after the policy period has expired.
Fair presentation
The duty of fair presentation is a requirement for non-consumer insurance contracts under the Insurance Act—duty of fair presentation and for consumer insurance contracts under the Consumer Insurance (Disclosure and Representations) Act 2012, by an insured/potential insured to disclose all material facts to insurers in a clear manner.
Long tail risk
Insurance of risks in respect of which claims may not be notified or settled until a relatively long time after the policy period expires (eg asbestos related illness on losses occurring policies).
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