About Insurance & Reinsurance Law
Lexis®+ Insurance & Reinsurance caters for both contentious and non-contentious practitioners. It delivers practical guidance on topics ranging from regulatory obligations that apply to insurers and insurance intermediaries, to key legal concepts
in insurance and reinsurance law and practice, to guidance on particular classes of insurance.
Insurance claims
We provide practical guidance in relation to insurance claims, including on subrogation, allocation and aggregation, together with detailed guidance on relevant legislation.
Regulation of insurance
We provide comprehensive guidance on the regulation of insurance in the UK and the EU, alongside trackers and guidance on hot topics such as implementing the FCA's new consumer duty.
Types of insurance
Our guidance includes Practice Notes on the different types of insurance, ranging from aviation insurance to warranty and indemnity cover, and everything in between.
Intermediaries and market practice
Get practical guidance on the functions and duties of insurance intermediaries along with guidance on insurance and reinsurance market practice. This includes a detailed glossary and Practice Notes pack.
Topics We Cover
Our Insurance & Reinsurance Experts
Susie Wakefield
Charlotte Shakespeare
Rebecca Huggins
Bob Haken
Jonathan Drake
Latest Insurance & Reinsurance News
Law360, London: The Lloyd's Market Association (LMA) has urged caution to cargo companies and their insurers operating in the Red Sea after two deadly...
The Chancellor of the Exchequer, Rachel Reeves, has launched the Financial Services Growth & Competitiveness Strategy and the Leeds Reforms,...
The European Insurance and Occupational Pensions Authority (EIOPA) has launched a consultation on its proposal to revise the Guidelines for systematic...
Law360, London: The global economy is braced for further trade volatility in the coming months as a temporary pause on US punitive tariffs on...
The European Insurance and Occupational Pensions Authority (EIOPA) has submitted three draft technical standards and one set of revised guidelines to...
Latest Insurance & Reinsurance Practice Notes
The UK General Data Protection Regulation (UK GDPR)FORTHCOMING CHANGE: On 19 June 2025, the Data (Use and Access) Bill received Royal Assent, becoming...
Insurance clauses in commercial agreementsThis Practice Note provides an overview of insurance clauses in commercial agreements. It covers various...
Non-financial misconduct in financial services—essentialsStop Press: On 2 July 2025, the FCA published consultation paper and policy statement CP25/18...
Road traffic accidents caused by obstacles in the roadNOTE: Major changes to the Highway Code came into force on 29 January 2022. The concept of a...
Starting an SPA breach of warranty claim—a practical guideThis Practice Note considers how to pursue a breach of warranty claim in the context of...
Latest Insurance & Reinsurance Precedents
Insurance Premium Adjustment for D&O Climate-related Financial Disclosures (Archie’s Clause) (The Chancery Lane Project)This clause incentivises...
Condition to Liability Cover for Climate-Related Claims (Commercial Insureds) (Connor’s Clause) (The Chancery Lane Project)This clause is a condition...
Defence by a highway authority to a claim that a road traffic accident was caused by flooding[In the High Court of JusticeORIn the County Court at...
Professional indemnity insurance 1 Without limiting its other obligations under this Agreement or otherwise at law, the...
Professional indemnity insurance 1 The [warrantor] shall take out and maintain from the commencement of the ...
Latest Insurance & Reinsurance Q&As
Featured Insurance & Reinsurance content
Public liability insurance—essentials
Public liability insurance—essentialsPublic liability insurancePublic liability insurance is a form of liability insurance that indemnifies a...
Subrogation in insurance and reinsurance
Subrogation in insurance and reinsuranceWhat is the right of subrogation?In the context of insurance and reinsurance, the right of subrogation...
Insurable interest
Insurable interestThis Practice Note considers insurable interest, including insurable interest in construction and liability insurance. It also...
Insurance agents and brokers
Insurance agents and brokersWhat is the difference between an agent and a broker?Where insurance is transacted through an intermediary, that...
Professional indemnity insurance—essentials
Professional indemnity insurance—essentialsWhat is professional indemnity insurance?Professional indemnity insurance is a form of liability insurance....
Reinstatement of insured property after a loss
Reinstatement of insured property after a lossWhat is reinstatement?Reinstatement is the repair or replacement of property so that it is in the same...
Terms of Business Agreement (TOBA)—insurer and managing agent/broker
Terms of Business Agreement (TOBA)—insurer and managing agent/brokerAn Agreement dated [date] governing the conduct of Insurance Business...
Exclusion clauses in insurance contracts
Exclusion clauses in insurance contractsWhat are exclusion clausesUnlike some exclusion or exemption clauses in ordinary contracts, an exclusion...
Professional indemnity insurance—solicitors
Professional indemnity insurance—solicitorsThis Practice Note sets out the professional indemnity insurance requirements for solicitors, including...
Hull and machinery insurance
Hull and machinery insuranceWhat is hull and machinery insurance?Hull and machinery insurance (‘H&M insurance’) is a form of insurance which...
Trade credit insurance—essentials
Trade credit insuranceTrade credit insurance typically provides protection to a policyholder against non-payment of accounts receivable, due to the...
Double insurance and contribution
Double insurance and contributionOverlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover,...
Marine insurance—general principles [Archived]
Marine insurance—general principlesThis Practice Note describes the main principles of marine insurance as governed by the Marine Insurance Act 1906....
The functions and duties of insurance brokers—policy placement
The functions and duties of insurance brokers—policy placementThis Practice Note provides a high level introduction to the functions and duties of...
Product liability and product recall insurance—essentials
Product liability and product recall insuranceWhat is product liability insurance?Product liability insurance provides an indemnity to a business in...
Sanctions clauses and the effect of sanctions on insurance policies
Sanctions clauses and the effect of sanctions on insurance policiesThe Practice Note entitled EU/UK financial and trade sanctions for insurers...
What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each affords to the principal/additional insured?
Outsourcing in insurance—one minute guide
Outsourcing in insurance—one minute guideThis Practice Note provides a high level guide to the key regulatory and practical issues relating to...
Associated legal terms
Aggregation
In the context of (re)insurance claims, whether individual losses fall to be treated as a multiple claims or a single claim, usually for the purposes of applying policy limits and deductibles. An aggregation clause stipulates the criteria as to whether or not such losses comprise a single loss or claim.
Co-insurance
Where a policy is written and claims are paid, by more than one insurer or reinsurer, under separate contracts of insurance.
Non-disclosure
The failure by an insured to declare a material fact, which would have affected the insurer’s ability to assess the risk, the terms of the policy and/or premium charged.
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