We help you interpret how insurance policies should be considered against insurance legislation and market practice. We’ve dedicated subtopics on various types of insurance like trade credit, and motor insurance.
We help insurance practitioners interpret policy wording, and give guidance on how and when to apply principles of aggregation, subrogation, the Insurance Act 2015, and the Third Parties Act 2010.
We give advice on The Financial Services and Markets Act 2000, which imposes a general prohibition on carrying out regulated activities in the UK other than by an authorised or an exempt person.
Get practical guidance on topics ranging from regulatory obligations for insurers/ and insurance intermediaries, to key legal concepts in insurance and reinsurance law and practice, to guidance on particular classes.
Law360, London: Swiss insurance giant Zurich said on 20 May 2022 that it has agreed to sell off its Russian arm to shut down all its operations in the...
PI & Clinical Negligence analysis: The Motor Vehicles (Compulsory Insurance) Act 2022 (MV(CI)A 2022) comes into force on 28 June 2022 and will apply...
Insurance & Reinsurance analysis: Hugo Laing, partner, Henry Dean, senior associate and Ellie Legg, associate, all at Eversheds Sutherland, consider...
Law360, London: A London judge refused on 20 May 2022 to strike out a former factory worker's asbestos claim against Zurich and Aviva, ruling that it...
Law360, London: Reinsurance giant SCOR SE has pledged to reduce cover of oil projects to help its drive toward sustainability, a move by the global...
Packaged Retail and Insurance-based Investment Products (PRIIPs)—essentialsThe PRIIPs Regulation, level 2 measures, UK implementation and BrexitThe...
Financial Services and Markets Act 2000—essentialsThe principal role of the Financial Services and Markets Act 2000 (FSMA 2000) was to establish and...
What are regulated activities?Under the general prohibition a person cannot carry out a regulated activity, or purport to carry out a regulated...
Territorial scope of the general prohibitionWhere and how does the general prohibition apply?There is a fundamental prohibition at the heart of the UK...
General reporting requirementsBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation...
Insurance broker’s letter of undertaking: for a ship finance transactionTo: The mortgagee/lessor/guarantorDear Sirsm.v. '[name of vessel]'—[name of...
Financial services outsourcing agreement (intra group)This Agreement is made on [insert date]Parties1[Insert name of party] a company incorporated in...
Defence of driver to claim by a child pedestrian who walked out in front of the defendant’s vehicleDefence for a child claimant who walked out in...
Letter to expert in a personal injury matter regarding joint expert discussionsDear [Insert]Re: [Name of Client/Name of Claimant]You will be aware...
Outsourcing agreement—long formThis Agreement is made on [date]Parties1[Customer] a company incorporated in [England] with registered number [company...
What is a contract of insurance?This Practice Note covers the legal framework and regulatory guidance to be considered in determining whether an...
Marine insurance—general principlesThis Practice Note describes the main principles of marine insurance as governed by the Marine Insurance Act 1906....
Reinsurance—essentialsThe parties to a reinsurance contract and reinsurance terminologyThe principal parties to any reinsurance contract are the...
ICOBS Insurance: Conduct of Business Sourcebook—application, general matters, distance communications, information about the firm and product...
Sanctions clauses and the effect of sanctions on insurance policiesThe Practice Note entitled EU/UK financial and trade sanctions for insurers...
Exclusion clauses in insurance contractsWhat are exclusion clausesUnlike some exclusion or exemption clauses in ordinary contracts, an exclusion...
Insurance—duty of disclosureDuty of 'fair presentation'Under the Insurance Act 2015, s 3 (IA 2015), the insured has a duty to make a 'fair...
Insurance agents and brokersWhat is the difference between an agent and a broker?Where insurance is transacted through an intermediary, that...
Product liability and product recall insuranceWhat is product liability insurance?Product liability insurance provides an indemnity to a business in...
Decennial insuranceDecennial insurance is insurance that is taken out by contractors to cover costs associated with the potential collapse of a...
Insurance reserves, claims data and loss development trianglesThis Practice Note explains insurance industry practice in relation to loss reserves,...
Glossary of insurance and reinsurance termsA B C D E F G H I J K L M N O P Q R S T U V W X Y ZThis glossary includes useful (re)insurance and...
Aggregating insurance claims and reinsurance claimsAggregation—backgroundAggregation remains a major issue in the settlement of insurance and...
Liability insurance—notification of claims and circumstances and defence of claimsThis Practice Note provides guidance on notification provisions in...
Insurance Distribution Directive (IDD)—Insurance Product Information Document requirementsIP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the...
Insurance Distribution Directive (IDD)—background and legislative historyThe Directive (EU) 2016/97, Insurance Distribution Directive (IDD) repealed...
Insurance Act 2015 (IA 2015)—essentialsIntroduction to the Insurance Act 2015The Insurance Act 2015 (IA 2015) received Royal Assent on 12 February...
Securities backed by the income stream of income-producing financial assets.
A database is a copyright work which comprises a collection of independent works, data or other material which are arranged in a systematic way and are individually accessible by electronic or other means.
A woman who carries a child for another (and who typically has no biological connection with the child) with the intention that the child will be handed over after its birth.
Help
