About Insurance & Reinsurance Law
Lexis®+ Insurance & Reinsurance caters for both contentious and non-contentious practitioners. It delivers practical guidance on topics ranging from regulatory obligations that apply to insurers and insurance intermediaries, to key legal concepts
in insurance and reinsurance law and practice, to guidance on particular classes of insurance.
Insurance claims
We provide practical guidance in relation to insurance claims, including on subrogation, allocation and aggregation, together with detailed guidance on relevant legislation.
Regulation of insurance
We provide comprehensive guidance on the regulation of insurance in the UK and the EU, alongside trackers and guidance on hot topics such as implementing the FCA's new consumer duty.
Types of insurance
Our guidance includes Practice Notes on the different types of insurance, ranging from aviation insurance to warranty and indemnity cover, and everything in between.
Intermediaries and market practice
Get practical guidance on the functions and duties of insurance intermediaries along with guidance on insurance and reinsurance market practice. This includes a detailed glossary and Practice Notes pack.
Topics We Cover
Our Insurance & Reinsurance Experts
Susie Wakefield
Charlotte Shakespeare
Rebecca Huggins
Bob Haken
Jonathan Drake
Latest Insurance & Reinsurance News
This week's edition of Insurance & Reinsurance weekly highlights includes: businesses argue for £80m in COVID-19 payouts from insurers; engineer can't...
Law360, London: Britain's highest court rejected on 21 May 2025 an attempt by an engineering company to escape a claim from a housing developer...
Law360, London: The private health insurance market in Britain is growing as a result of the coronavirus (COVID-19)—induced surge in waiting lists for...
Law360, London: Marsh has reached settlement in a claim of almost US$143m with investment firm White Oak, which had alleged that the insurance broker...
This week's edition of Insurance & Reinsurance weekly highlights includes: Aviva to use AI tool to map cyberthreat behaviour; FCA publishes Financial...
Latest Insurance & Reinsurance Practice Notes
Insuring tax risk in transactional and non-transactional scenariosIn many situations, tax risks identified can be managed or eliminated through the...
Coronavirus (COVID-19)—business interruption insurance claims after the FCA test caseBusiness interruption insurance is typically sold as part of...
Insurance & Reinsurance case tracker—2025This case tracker focuses on insurance and reinsurance-related court cases and decisions.The Insurance &...
Bringing a professional negligence claim based on the duty in contract, tort and equityThis Practice Note considers the different legal bases for...
The UK PRIIPs Regulation and retail investor disclosures regime for CCIsThe UK PRIIPs Regulation, UK implementation and BrexitThe purpose of this...
Latest Insurance & Reinsurance Precedents
Terms of Business Agreement (TOBA)—insurer and managing agent/brokerAn Agreement dated [date] governing the conduct of Insurance Business...
Asset Purchase Agreement (Annotated) (Long Form) (ON)Precedent prepared by Jennifer Babe, Miller Thomson LLP and Jason Sernoskie, Miller Thomson LLP,...
Vendor Managed Inventory AgreementThis Vendor Managed Inventory Agreement (the "Agreement") is entered into on [[date]] (the "Effective Date") by and...
Company's Transfer Agent Instructions (IPO)[[COMPANY LETTERHEAD]][[TRANSFER...
Letter of intent—outsourced servicesStrictly private and confidentialTo: [Insert name of Customer party] (a company registered in [England and Wales],...
Latest Insurance & Reinsurance Q&As
Featured Insurance & Reinsurance content
The functions and duties of insurance brokers—policy placement
The functions and duties of insurance brokers—policy placementThis Practice Note provides a high level introduction to the functions and duties of...
Public liability insurance—essentials
Public liability insurance—essentialsPublic liability insurancePublic liability insurance is a form of liability insurance that indemnifies a...
Double insurance and contribution
Double insurance and contributionOverlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover,...
An introduction to Lloyd’s of London
An introduction to Lloyd’s of LondonWhat is the Lloyd’s market?The Lloyd’s market is an insurance market, whose origins date back to the seventeenth...
Insurance agents and brokers
Insurance agents and brokersWhat is the difference between an agent and a broker?Where insurance is transacted through an intermediary, that...
Professional indemnity insurance—essentials
Professional indemnity insurance—essentialsWhat is professional indemnity insurance?Professional indemnity insurance is a form of liability insurance....
General principles of insurance contract law
General principles of insurance contract lawWhat is insurance law?Insurance law can be split into three parts:•insurance contract law which governs...
Exclusion clauses in insurance contracts
Exclusion clauses in insurance contractsWhat are exclusion clausesUnlike some exclusion or exemption clauses in ordinary contracts, an exclusion...
Insurance premium
Insurance premiumAn insurance premium is the sum paid for insurance or reinsurance cover and is the consideration paid by the (re)insured for the...
Marine insurance—general principles
Marine insurance—general principlesThis Practice Note describes the main principles of marine insurance as governed by the Marine Insurance Act 1906....
What is a contract of insurance?
What is a contract of insurance?This Practice Note covers the legal framework and regulatory guidance to be considered in determining whether an...
Sanctions clauses and the effect of sanctions on insurance policies
Sanctions clauses and the effect of sanctions on insurance policiesThe Practice Note entitled EU/UK financial and trade sanctions for insurers...
Product liability and product recall insurance
Product liability and product recall insuranceWhat is product liability insurance?Product liability insurance provides an indemnity to a business in...
Trade credit insurance
Trade credit insuranceTrade credit insurance typically provides protection to a policyholder against non-payment of accounts receivable, due to the...
ICOBS Insurance: Conduct of Business Sourcebook—application, general matters, distance communications, information about the firm and product information
ICOBS Insurance: Conduct of Business Sourcebook—application, general matters, distance communications, information about the firm and product...
Terms of Business Agreement (TOBA)—insurer and managing agent/broker
Terms of Business Agreement (TOBA)—insurer and managing agent/brokerAn Agreement dated [date] governing the conduct of Insurance Business...
What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each affords to the principal/additional insured?
What is aviation and transport insurance?
Associated legal terms
Deductible
Specified self-insured amount that a loss must exceed, that the insured must pay first, before claim(s) become payable by the (re)insurer.
Reservation of Rights
An express indication by insurers stating that rights are reserved or there is a reservation of rights under the policy, means that indemnity under the insurance policy has not been confirmed. Any continued assistance provided by insurers is not to be deemed as waiving the position on insurance coverage.
Reserve
Money allocated by insurers and reinsurers to pay claims.
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