Understanding the intricacies of insurance claims is essential for legal practitioners focused on the Insurance & Reinsurance sector. Equip yourself with expert insight on handling policy interpretations, insurer obligations, and claim disputes effectively. Gain access to comprehensive guidance on navigating regulatory frameworks and optimising the resolution process. Elevate your practice with practical tips and strategies to support clients in overcoming common challenges in claiming under insurance policies.
This week's edition of Insurance & Reinsurance weekly highlights includes: EIOPA submits advice to Commission on Taxonomy disclosures; the IAIS calls...
This week's edition of Insurance & Reinsurance weekly highlights includes: the Budget’s appointment of a Co-operatives and Mutuals Champion; the HoL...
The UK Supreme Court has unanimously allowed the appeal in The Kingdom of Spain v The London Steam-Ship Owners' Mutual Insurance Association Ltd (No...
This week's edition of Insurance & Reinsurance weekly highlights includes: Insurers lose application to pull Petrofac executives’ £45 million defence...
Public liability insurance—essentialsPublic liability insurancePublic liability insurance is a form of liability insurance that indemnifies a...
Subrogation in insurance and reinsuranceWhat is the right of subrogation?In the context of insurance and reinsurance, the right of subrogation...
Insurable interestThis Practice Note considers insurable interest, including insurable interest in construction and liability insurance. It also...
Insurance agents and brokersWhat is the difference between an agent and a broker?Where insurance is transacted through an intermediary, that...
Double insurance and contributionOverlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover, whether deliberately or otherwise.Examples include the situation where the insured takes the benefit of other insurance arranged by another party or
Late payment penalties—inheritance taxWhile interest often accrues on overdue tax, the late payment of certain taxes may also attract a penalty. For information on the interest accruing on overdue tax, see Practice Notes: IHT—payment deadlines on death—Interest on IHT and Interest on late paid
If a beneficiary signs a deed of disclaimer of their share of an estate and the estate pays their legal fees, will that count as a PET against their estate?A disclaimer is the refusal of a gift prior to acceptance. The refusal of the gift must take place before the beneficiary accepts any benefit
Contributory negligence in personal injury claimsContributory negligence is a partial defence which can lead to a discount in damages.Other defences may also be relevant. See Practice Notes: Did the claimant consent to the risk of injury? and Was the claimant involved in an illegal activity?If a
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