Q&As

What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each affords to the principal/additional insured?

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Published on LexisPSL on 25/02/2019

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  • What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each affords to the principal/additional insured?

What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each affords to the principal/additional insured?

An indemnity to principals clause, as defined in Commentary: Who insures?: Manual of Construction Agreements [13], is a common feature of liability insurance policies, notably in the construction industry. It is useful where a contractor wishes to insure its principal (or principal contractor) under its own insurance. The

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