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Practice notes
Duty of 'fair presentation'Under the Insurance Act 2015, s 3 (IA 2015), the insured has a duty to make a 'fair presentation' of the risk to the...
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9th Nov
Practice notes
This Practice Note looks at the limitation period for professional negligence (prof neg) claims and explains how to determine the date of accrual in...
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9th Nov
Practice notes
This Practice Note explains the Principles for Businesses (PRIN) set down by the Financial Conduct Authority (FCA). The Principles form part of the...
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9th Nov
Practice notes
Brexit: The UK's departure from the EU on exit day, ie 31 January 2020, has implications for practitioners considering road traffic accidents. For...
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9th Nov
Practice notes
What is insurance law?Insurance law can be split into three parts:•insurance contract law which governs the contractual relationship between insureds...
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9th Nov
Practice notes
Vitiation of an insurance policyAn insurance policy may be vitiated (or invalidated) if the insured:•misrepresents or fails to disclose any material...
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9th Nov
Practice notes
Decennial insurance is insurance that is taken out by contractors to cover costs associated with the potential collapse of a building after completion...
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Produced in partnership with David Savage of Charles Russell Speechlys LLP 12th Jan
Practice notes
What is subrogation?Subrogation is an equitable mechanism aimed at preventing unjust enrichment by permitting one party to ‘step into the shoes’ of...
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9th Nov
Practice notes
This Practice Note considers fundamental dishonesty both in the context of section 57 of the Criminal Justice and Courts Act 2015 (CJCA 2015) and the...
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9th Nov
Practice notes
The Practice Note entitled EU/UK financial and trade sanctions for insurers outlines the sanctions applicable to insurers, the nature of those...
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Produced in partnership with Daniel Martin of HFW 12th Jan
Practice notes
This Practice Note describes the main principles of marine insurance as governed by the Marine Insurance Act 1906. It looks at the principles of...
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9th Nov
Practice notes
The parties to a reinsurance contract and reinsurance terminologyThe principal parties to any reinsurance contract are the reinsurer, who assumes the...
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9th Nov
Practice notes
This Practice Note covers the legal framework and regulatory guidance to be considered in determining whether an arrangement constitutes a contract of...
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Produced in partnership with RPC 12th Jan
Practice notes
On 29 August 2015, the Prudential Regulation Authority (PRA) published the PRA Rulebook (Rulebook). The transition from the Handbook to the Rulebook...
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9th Nov
Practice notes
The Financial Conduct Authority Handbook (FCA Handbook) includes sourcebooks to regulate the conduct of business by a regulated firm relevant to...
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9th Nov
Practice notes
Overlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover, whether deliberately or...
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Produced in partnership with Susie Wakefield and Matthew Brown of Shoosmiths LLP 12th Jan

Most recent Highlights and horizon scanning content

Practice notes
Insurance & Reinsurance—Horizon scanningThis Practice Note provides a summary of some of the key legal and regulatory developments that may impact...
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Produced in partnership with Amy Nesbitt of Weightmans 16th May
Practice notes
Implications of climate change for the insurance industryThe effect of climate change continues unabated. Indeed, evidence of the relationship between...
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Produced in partnership with Mike Grant of Weightmans 16th May
Practice notes
Regulation of distributed ledger technology applications for financial servicesBREXIT: The UK is leaving EU on Exit Day (as defined in the European...
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15th May
Practice notes
Sustainable finance and ESG—key global principles for financial institutionsGlobal sustainable finance and ESG initiatives for financial...
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Produced in partnership with Dianne Bell of Freelance 15th May
Practice notes
FCA consultation paper tracker—2020BREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation...
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15th May
Practice notes
UK and EU regulation of financial innovations and fintechThe UK fintech sectorThis Practice Note provides an overview of the most prevalent financial...
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15th May
Practice notes
Aon plc/Willis Towers Watson (M.9829)CASE HUB See further, timeline.Case factsOutlineEuropean Commission merger investigation into the proposed...
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15th May
Practice notes
Global, EU and UK sustainable finance initiativesIn response to the Paris Agreement, governments and intra-governmental organisations launched a...
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Produced in partnership with Kathryn Emmett, Rosa Mottershead, Rob Marsh, Andrew Hedges, Imogen Garner and Cara Dowling of Norton Rose Fulbright 15th May
Practice notes
This Practice Note considers the impact of Part 1 of the Automated and Electric Vehicles Act 2018 (AEVA 2018) on the UK’s motor insurance framework,...
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Produced in partnership with Hogan Lovells 5th May
Practice notes
This Practice Note considers the following issues in relation to the development and use of autonomous and connected vehicles (also referred to as...
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Produced in partnership with Lucy McCormick of Henderson Chambers 29th Apr
Q&As
What does Insurance Distribution Directive apply to?Article 1(2) of the Insurance Distribution Directive (IDD) states that the IDD applies to any...
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25th Mar
Q&As
This Q&A assumes that ‘insurance company’ means an ‘insurer’ as defined by the Financial Conduct Authority (FCA) in their glossary (FCA Handbook)...
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25th Mar

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