About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
The European Commission has published a consultation on a draft Commission Delegated Regulation setting out amendments to Commission Delegated...
The Department for Business and Trade (DBT) has published its second annual progress report on the implementation of the Economic Crime and Corporate...
Commerzbank, ING, Santander, and Standard Chartered have announced their endorsement of the International Chamber of Commerce (ICC) Principles for...
The International Swaps and Derivatives Association (ISDA) has introduced a pre-adherence process for its new Notices Hub platform, which is scheduled...
The International Financial Reporting Standards (IFRS) Foundation has published 17 jurisdictional profiles detailing global progress on adoption of...
Latest Banking & Finance Practice Notes
Bankruptcy searchesBankruptcy searches at the Land Charges DepartmentWhen a bankruptcy petition is presented by a creditor, the court shall as soon as...
FAQs for insolvency professionals on the National Security and Investment Act 2021What is the National Security and Investment Act 2021?The National...
UK regulation of cryptoassetsThis Practice Note focuses on the approach of UK authorities and regulators to the regulation of cryptoassets. It also...
Use of insurance in aviation finance transactionsAircraft are high value assets, prone to damage and capable of causing destruction. Appropriate...
FCA approach to regtechScope of this Practice NoteThis Practice Note considers issues arising in relation to technology that assists firms in meeting...
Latest Banking & Finance Precedents
Deed of release: for a debenture or mortgage—single company security provider—full or partial releaseThis Deed is made on [insert day and month]...
Guarantee and indemnity: individual guarantor—bilateral—all moniesWarning to the GUARANTOR: before you sign this guarantee, you should seek...
Guarantee and indemnity: cross guarantee from group companies—bilateral—all moniesThis Deed of guarantee and indemnity is made on [insert day and...
Guarantee and indemnity: single company guarantor—bilateral—all moniesThis Deed of guarantee and indemnity is made on [insert day and month] 20[insert...
Guarantee and indemnity: individual director guarantor—bilateral—all moniesWarning to the GUARANTOR: Before you sign this guarantee, you should seek...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Receivables purchase transactions: invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Foreign exchange (FX) derivatives
Foreign exchange (FX) derivativesWhat is a FX derivative?A foreign exchange (FX) derivative is a type of derivative whose payoff depends on the FX...
Types of debt securities
Types of debt securitiesWhat are debt securities?In the context of the debt capital markets, the term 'debt security' means a financial instrument,...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
What is the banker’s right of set-off?
Pledges
PledgesA pledge is one of the four types of security recognised under English law—the types of security are described in Practice Note: Types of...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
Negative pledges
Negative pledgesThis Practice Note examines:•why negative pledge clauses are used in commercial transactions •the consequences of breaching negative...
The security agent
The security agent and security trust provisionsThe security agentIn a syndicated loan transaction, the security agent (sometimes also known as the...
Introductory guide to financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
What is OTC derivative contract clearing?
What is OTC derivative contract clearing?What is clearing?When an over-the-counter (OTC) derivative transaction between two counterparties is...
Introductory guide to asset finance
Introduction to asset financeWhat is asset finance?Asset finance is a method of providing financing for the purchase of particular tangible movable...
Incremental debt flexibility or accordion features
Incremental debt flexibility or accordion featuresWhat are incremental facilities?An incremental facility is feature included in a credit agreement...
Selling a loan by sub-participation
Selling a loan by sub-participationSub-participation is a means by which a lender can transfer its risk in a loan to another entity. It is used in the...
Associated legal terms
Certified Shari’a Adviser and Auditor (CSAA)
An internationally recognised qualification in Shari’ah advisory and auditing for Islamic financial institutions, catering to all banking, investments, and takaful segments. One of the two flagship qualifications offered by AAOIFI.
Gharar
Ambiguity or uncertainty.
Secondary lien
This is debt ranking below senior secured debt and above shareholders in a Waterfall.
CONTACT US
