About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
This edition of the Sustainable finance and ESG monthly round-up from the Finance Group includes: (1) IFRS Foundation and TNFD sign MoU to enhance...
The Financial Markets Standards Board (FMSB) has published a Statement of Good Practice on the governance of sustainability-linked products (SLPs) to...
This edition of the Sustainable finance and ESG monthly round-up from the Finance Group includes: (1) IFRS Foundation and TNFD sign MoU to enhance...
The International Financial Reporting Standards (IFRS) Foundation has announced that the International Sustainability Standards Board (ISSB) has...
The International Swaps and Derivatives Association (ISDA) has published an April 2025 Benchmark Module for the purposes of the ISDA 2021 Fallbacks...
Latest Banking & Finance Practice Notes
MAC clauses for a bilateral facility agreement Where are MAC clauses used in facility agreements?There are three key places where the concept of...
Debenture drafting and negotiation guideThis Practice Note highlights key drafting, negotiation and legal points for a standard bilateral debenture...
Asset-backed securitisations—the UK tax treatmentThis Practice Note considers the UK taxation treatment of securitisation companies that fall within...
Whole business securitisations—UK tax considerationsThis Practice Note:•explains what a whole business securitisation is—a whole business...
Banking & Finance glossaryAAuditing and Accounting Organisation for Islamic Financial Institutions (AAOIFI)The leading Islamic international...
Latest Banking & Finance Precedents
Option 1—deed executed by administrative receiver under the company’s common seal Executed as a deed by [insert name of company]...
Option 1—deed executed by liquidator under the company’s common seal ...
Demand letter—borrower[To be printed on headed notepaper of the lender making demand]To: [Insert name of individual and/or position][insert name of...
Long form property management agreementdate [date]parties1[name of Owner] [of OR incorporated in England and Wales (company registration number...
Confidentiality agreement—one-way—pro-discloserThis Agreement is made on [date]Parties1[Insert name of party][ of [insert details] OR a company...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Bills of exchange—structure and parties
Bills of exchange—structure and partiesBills of exchange are negotiable instruments that represent an unconditional promise by one party to pay...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
Invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Common financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Do you need a deed of release as well as a DS1 to release a legal charge over land?
Crystallisation of floating charges
Crystallisation of floating chargesThe key feature of a floating charge is that, until it crystallises, the chargor is entitled to deal with the...
Promissory notes—structure and parties
Promissory notes—structure and partiesA promissory note is a type of bill of exchange (for more information, see Practice Note: Bills of...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Bridge to bond facilities
Bridge to bond facilitiesWhat are they?A bridge to bond facility is a type of acquisition financing where the buyer requires the certainty of a fully...
Floating charges—advantages and disadvantages
Floating charges—advantages and disadvantagesSummary of advantages and disadvantages of the floating chargeThis Practice Note discusses the advantages...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Financial derivatives—netting
Financial derivatives—nettingNettingnetting is a contractual arrangement between two parties. Essentially, it means that the parties have agreed that,...
Assignments by way of security
Assignments by way of securityAssignments by way of security can take different forms and it is important to understand how they are created and their...
Guarantor rights and how to defer them in guarantee documentation—no competition clauses
Guarantor rights and how to defer them in guarantee documentation—no competition clausesGuarantees are a contractual arrangement where one party (the...
Sources of Shari'ah
Sources of Shari'ahIntroductionShari'ah (also Sharia, Shariah or Shari’a) (literally, in Arabic, 'the path towards the watering place') or Islamic law...
Associated legal terms
Blacklist
Leveraged finance facilities agreements will often impose conditions on lenders transferring their commitments. In the US in particular, this may include a restriction on transfer to any financial institution contained in a separate 'blacklist'. Institutions named on the blacklist will typically be comprised of institutions that the sponsor thinks will not be supportive in the event the business gets into financial difficulties.
International Islamic Financial Market (IIFM)
A neutral, nonprofit standard-setting body of the Islamic Financial Services Industry (IFSI) established in 2002 in Manama, Bahrain and focusing on standardisation of Islamic financial products and documentation templates and development of best practices in the capital and money markets, corporate finance and trade finance segments.
RCF
Revolving credit facility—typically used to provide liquidity for a company's day-to-day operations. The borrower is under no obligation to actually take out a loan at any particular time, but may take part of the funds at any time over a period of several years.
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