About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
Banking & Finance analysis: Stefanie Price, partner and co-head of London Real Estate, and Jack McCaw, senior associate, both at Baker McKenzie,...
The Association for Financial Markets in Europe (AFME) has published its European Securitisation Data Report for the first quarter (Q1) of 2026. The...
The International Organization of Securities Commissions (IOSCO) has published its final report on recommendations for secondary market disclosure,...
The International Capital Market Association (ICMA) has published the first part of a two-part report on the use of distributed ledger technology...
This week's edition of Banking and Finance weekly highlights includes: (1) our summary of the cases alerted by the team in May 2026, (2) ICMA shares...
Latest Banking & Finance Practice Notes
This Practice Note provides an introduction to collateral and credit support documentation for over-the counter (OTC) derivatives transaction.What is...
This Practice Note provides QAs relating to liability management exercises (LMEs) or liability management transactions (LMTs) with a particular focus...
This Practice Note explains the key bond issue, private placement and loan facilities deal structures used in social housing finance in England.For...
What is a clearing house?The clearing obligation under the European Markets Infrastructure Regulation (EU) No 648/2012 (EU EMIR) and in the UK, under...
How to terminate a derivative transaction that is governed by an ISDA Master Agreement?If an ISDA contract is going to be terminated, it is important...
Latest Banking & Finance Precedents
This Deed is made on [insert date] 20[insert year]Parties1THE COMPANIES identified in Schedule 1 (each a Chargor and together the Chargors);...
[ON HEADED NOTEPAPER OF CHARGEE][insert the name and address of the buyer/ second lender][insert date]Dear [insert organisation name],[Debenture OR...
This Agreement is made on [date]Parties1[Insert name of party][ of [insert details] OR a company incorporated in [England and Wales] under number...
This Agreement is made on [date].Parties1[Insert name of party] [of [insert address] OR a company incorporated in [England and Wales] under number...
This Agreement is made on [date]Parties1[insert name of party] [of [insert details ] OR a company incorporated in [England and Wales] under number...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Receivables purchase transactions: invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Foreign exchange (FX) derivatives
Foreign exchange (FX) derivativesWhat is a FX derivative?A foreign exchange (FX) derivative is a type of derivative whose payoff depends on the FX...
Types of debt securities
Types of debt securitiesWhat are debt securities?In the context of the debt capital markets, the term 'debt security' means a financial instrument,...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
What is the banker’s right of set-off?
Pledges
PledgesA pledge is one of the four types of security recognised under English law—the types of security are described in Practice Note: Types of...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
Negative pledges
Negative pledgesThis Practice Note examines:•why negative pledge clauses are used in commercial transactions •the consequences of breaching negative...
The security agent
The security agent and security trust provisionsThe security agentIn a syndicated loan transaction, the security agent (sometimes also known as the...
Introductory guide to financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
What is OTC derivative contract clearing?
What is OTC derivative contract clearing?What is clearing?When an over-the-counter (OTC) derivative transaction between two counterparties is...
Introductory guide to asset finance
Introduction to asset financeWhat is asset finance?Asset finance is a method of providing financing for the purchase of particular tangible movable...
Incremental debt flexibility or accordion features
Incremental debt flexibility or accordion featuresWhat are incremental facilities?An incremental facility is feature included in a credit agreement...
Selling a loan by sub-participation
Selling a loan by sub-participationSub-participation is a means by which a lender can transfer its risk in a loan to another entity. It is used in the...
Associated legal terms
Bilateral loan
A loan agreement under which a single lender makes loan facilities available. Contrast with a syndicated facility.
Hard FM
Facilities management services such as landscaping, repairs and maintenance of the facilities.
Relief Events
An event listed in the Project Agreement (and flowed down into the Construction Contract) which, if it occurs, will lead to the Project Co being excused for its failure to comply with its obligations within the timescale. These events are specifically listed and defined in the Project Agreement and usually cover events which are not the fault of either party (but which can usually be insured against by the Project Co), such as fire, explosion, lightning, tempest, strikes, blockades and embargos.
CONTACT US
