About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
This edition of the Sustainable finance and ESG round-up for November and December 2025 from the Finance Group includes: (1) European Parliament gives...
Dispute Resolution analysis: In a landmark ruling on 27 March 2025 (available in French here), the Belgian Supreme Court (Cour de cassation/Hof van...
The European Financial Reporting Advisory Group (EFRAG) published a discussion paper that explores the connectivity between financial and...
Banking & Finance analysis: The case of Macdonald Hotels alarmed lenders and their lawyers earlier in the year, with obiter comments suggesting that,...
This week's edition of Banking and Finance weekly highlights includes: (1) Analysis looking at the case of Macdonald Hotels and execution of...
Latest Banking & Finance Practice Notes
Contractual damages—general principlesThis Practice Note considers the general principles of recovering damages for contractual breach, starting with...
Introduction to the EU GDPR and UK GDPRThis Practice Note provides an introduction to both the EU’s General Data Protection Regulation, Regulation...
Limitation—contract claimsThis Practice Note provides guidance on the limitation periods for breach of contract claims pursuant to the Limitation Act...
Banking & Finance—key dates and future developments tracker: 2025 and beyondThis Banking & Finance key dates and future developments tracker is...
Debt capital markets—key casesThis Practice Note sets out certain key cases and associated analysis relevant to debt capital markets practitioners....
Latest Banking & Finance Precedents
Long form property management agreementdate [date]parties1[name of Owner] [of OR incorporated in England and Wales (company registration number...
Duty of care agreement providing for the agents appointed to manage commercial property on behalf of the borrower to have a duty of care to the...
Completion undertakings—Release of DS1 when the redemption money is received by the seller’s lenderTO BE PRINTED ON THE HEADED PAPER OF THE SELLER’S...
Supplemental legal mortgage for real property: single company mortgagor—bilateral—specific moniesThis Deed is made on [date]Parties1[insert name of...
Third party share charge (granted by the borrower’s parent): single company chargor—bilateral—specific moniesThis Deed is made on [insert day and...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Receivables purchase transactions: invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Foreign exchange (FX) derivatives
Foreign exchange (FX) derivativesWhat is a FX derivative?A foreign exchange (FX) derivative is a type of derivative whose payoff depends on the FX...
Types of debt securities
Types of debt securitiesWhat are debt securities?In the context of the debt capital markets, the term 'debt security' means a financial instrument,...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
What is the banker’s right of set-off?
Pledges
PledgesA pledge is one of the four types of security recognised under English law—the types of security are described in Practice Note: Types of...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
Negative pledges
Negative pledgesThis Practice Note examines:•why negative pledge clauses are used in commercial transactions •the consequences of breaching negative...
The security agent
The security agent and security trust provisionsThe security agentIn a syndicated loan transaction, the security agent (sometimes also known as the...
Introductory guide to financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
What is OTC derivative contract clearing?
What is OTC derivative contract clearing?What is clearing?When an over-the-counter (OTC) derivative transaction between two counterparties is...
Introductory guide to asset finance
Introduction to asset financeWhat is asset finance?Asset finance is a method of providing financing for the purchase of particular tangible movable...
Incremental debt flexibility or accordion features
Incremental debt flexibility or accordion featuresWhat are incremental facilities?An incremental facility is feature included in a credit agreement...
Selling a loan by sub-participation
Selling a loan by sub-participationSub-participation is a means by which a lender can transfer its risk in a loan to another entity. It is used in the...
Associated legal terms
DCF
Discounted cashflow—the valuation method assessing the net present value of future cashflows.
Guarantee limitations
The legal systems of many jurisdictions, in particular many European jurisdictions, impose restrictions and limitations on upstream guarantees, ie guarantees from subsidiaries to parent companies. In order to ensure obligors are providing guarantees only up to the amount permitted without breaching local law, guarantee limitation language is typically inserted into the facilities agreement by local counsel.
Prepayment premiums
Prepayment premiums or prepayment fees are amounts payable by the borrower if it prepays the facilities (or part of the facilities) within a certain amount of time from first utilisation. See also soft call and hard call.
CONTACT US
