About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
Companies House has published guidance on how the registrar will assess whether applicants and existing Authorised Corporate Service Providers (ACSPs)...
The Loan Market Association (LMA) has published an updated version of its real estate finance facilities agreement for multiproperty investment...
Law360, London: The High Court has stayed an English claim arising from the enforcement of Dutch lingerie retailer Hunkemöller International BV’s...
HM Land Registry (HMLR) has updated Practice Guide 4—Adverse possession of registered land and Practice Guide 29—Registration of legal charges and...
Law360, Expert Analysis: This article is part of a quarterly column exploring recent developments in sanctions imposed on Russia by the UK, EU and US...
Latest Banking & Finance Practice Notes
This Practice Note discusses governing law and jurisdiction in the context of finance transactions. It explains:•what is meant by governing law and...
This Practice Note sets out certain key cases and associated relevant content in relation to acceleration of debt and enforcement of security. The...
Commodity repurchases (repos) are a common alternative method of financing. There are a number of advantages for both the financier and a commercial...
STOP PRESS: Regulation (EU) 2026/1744 amending Regulation (EU) 2024/1689, Regulation (EU) 2018/1139 and Regulation (EU) 2023/1230 as regards the...
What is an equity derivative?An equity derivative is a financial instrument that references and offers economic exposure to the performance of an...
Latest Banking & Finance Precedents
This Deed is made on [insert day and month] 20[insert year]Parties1THE COMPANIES identified in Schedule 1 (each a Chargor and together the Chargors);...
Notice designating an Early Termination Date following a Tax Event/Tax Event Upon Merger[Insert Lead-in Language][Tax Event Termination Event OR Tax...
This Deed is made on [insert day and month] 20[insert year]Parties1[insert name of Assignor], a company incorporated in England and Wales with...
Notice of a Tax Event/Tax Event Upon Merger[Insert lead-in language]We hereby notify you of the occurrence of the following circumstances:[Describe to...
Notice designating an Early Termination Date following a Tax Event/Tax Event Upon Merger[Insert Lead-in Language][Tax Event Termination Event OR Tax...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Receivables purchase transactions: invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Foreign exchange (FX) derivatives
Foreign exchange (FX) derivativesWhat is a FX derivative?A foreign exchange (FX) derivative is a type of derivative whose payoff depends on the FX...
Types of debt securities
Types of debt securitiesWhat are debt securities?In the context of the debt capital markets, the term 'debt security' means a financial instrument,...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
What is the banker’s right of set-off?
Pledges
PledgesA pledge is one of the four types of security recognised under English law—the types of security are described in Practice Note: Types of...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
Negative pledges
Negative pledgesThis Practice Note examines:•why negative pledge clauses are used in commercial transactions •the consequences of breaching negative...
The security agent
The security agent and security trust provisionsThe security agentIn a syndicated loan transaction, the security agent (sometimes also known as the...
Introductory guide to financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
What is OTC derivative contract clearing?
What is OTC derivative contract clearing?What is clearing?When an over-the-counter (OTC) derivative transaction between two counterparties is...
Introductory guide to asset finance
Introduction to asset financeWhat is asset finance?Asset finance is a method of providing financing for the purchase of particular tangible movable...
Incremental debt flexibility or accordion features
Incremental debt flexibility or accordion featuresWhat are incremental facilities?An incremental facility is feature included in a credit agreement...
Selling a loan by sub-participation
Selling a loan by sub-participationSub-participation is a means by which a lender can transfer its risk in a loan to another entity. It is used in the...
Associated legal terms
Mudarib
An investment agent (in a mudaraba contract).
Pillars of Islam
The pillars of Islam are mandatory foundations of Muslim life. The nature of the pillars and their number (and the number of ancillary or related practices) differs between different branches of Islam.
Rollover loan
Where a borrower draws another revolving loan that is equal to or more than the current revolving loan to be repaid and is therefore not obliged to make an actual cash repayment of the current loan.
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