Conduct requirements

View Financial Services by content type:

News

Practice notes

Precedents

Q&As

Latest Financial Services News

European Union and UK government initiatives on money laundering and terrorism finance

The following Corporate Crime news provides comprehensive and up to date legal information on European Union and UK government initiatives on money laundering and terrorism finance

Financial Services weekly highlights—29 July 2021

The following Financial Services news provides comprehensive and up to date legal information on Financial Services weekly highlights—29 July 2021

Comment—clearinghouse equivalence countdown begins as UK regulators resign themselves to access expiration

The following Financial Services news provides comprehensive and up to date legal information on Comment—clearinghouse equivalence countdown begins as UK regulators resign themselves to access expiration

How anti-corruption push affects US companies operating abroad

The following Corporate Crime news provides comprehensive and up to date legal information on How anti-corruption push affects US companies operating abroad

Featured Financial Services content

Multilateral Trading Facilities (MTFs)

Multilateral Trading Facilities (MTFs)BREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit...

What is electronic money?

What is electronic money?BREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period...

European Insurance and Occupational Pensions Authority (EIOPA)

European Insurance and Occupational Pensions Authority (EIOPA)BREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the...

Financial Conduct Authority—objectives and principles

Financial Conduct Authority—objectives and principlesThe role of the FCAThe Financial Conduct Authority (FCA) forms part of the regulatory structure...

Practice notes

What is credit and what is a regulated consumer credit agreement?

What is credit and what is a regulated consumer credit agreement?Scope of this Practice NoteThere are several factors to consider when deciding...

19th May

Practice notes

Application of the FCA's COBS 4 rules

Application of the FCA's COBS 4 rulesBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit...

19th May

Practice notes

FCA—APR controlled functions for benchmark administrators and appointed representatives

FCA—APR controlled functions for benchmark administrators and appointed representativesBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’)...

19th May

Practice notes

IFPRU Remuneration Code

IFPRU Remuneration CodeBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period...

19th May

Practice notes

Financial Ombudsman Service—eligible complainants

Financial Ombudsman Service—eligible complainantsBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit...

19th May

Practice notes

PRA-regulated activities and the scope of PRA regulation

PRA-regulated activities and the scope of PRA regulationAs a result of the 2008 banking crisis, the government made a number of changes to the UK...

19th May

Practice notes

Second Wire Transfer Regulation (EU WTR2 and UK WTR2)—essentials

Second Wire Transfer Regulation (EU WTR2 and UK WTR2)—essentialsThe Second Wire Transfer Regulation (EU) 2015/847 (WTR2), also known as the Funds...

19th May

Practice notes

FCA client money rules

FCA client money rulesBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period...

19th May

Practice notes

FCA client classification requirements

FCA client classification requirementsBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit...

19th May

Practice notes

The Financial Services Compensation Scheme

The Financial Services Compensation SchemeBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit...

Produced in partnership with Honor Levy of LexisNexis 19th May

Practice notes

Responsible lending requirements—CONC 5

Responsible lending requirements—CONC 5BREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit...

Produced in partnership with Jacqui Hatfield of Orrick, Herrington & Sutcliffe 19th May

Practice notes

The general prohibition and implications of its breach

The general prohibition and implications of its breachThe general prohibitionUnder section 19 of the Financial Services and Markets Act 2000 (FSMA...

19th May

Practice notes

FCA best execution rules

FCA best execution rulesBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period...

19th May

In-house

Practice notes

Appointed representatives

Appointed representativesBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period...

19th May

Practice notes

FCA inducements rules

FCA inducements rulesBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period...

19th May

Practice notes

Brexit and financial services—the financial services contracts regime (FSCR)

Brexit and financial services—the financial services contracts regime (FSCR)This Practice Note considers the financial services contracts regime...

19th May

Brexit

Most recent Conduct requirements content

Practice notes

Outsourcing in the insurance sector

Outsourcing in the insurance sectorThis Practice Note examines outsourcing in the insurance sector. The related documents pod on the right includes...

1st Aug

In-house

Practice notes

Insurance Distribution Directive (IDD)—Insurance Product Information Document requirements

Insurance Distribution Directive (IDD)—Insurance Product Information Document requirementsIP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the...

1st Aug

Practice notes

Insurance Distribution Directive (IDD)—insurance-based investment products

Insurance Distribution Directive (IDD)—insurance-based investment productsInsurance-based investment products—overviewThe Directive (EU) 2016/97,...

1st Aug

Practice notes

Insurance Distribution Directive (IDD)—organisational and conduct of business requirements

Insurance Distribution Directive (IDD)—organisational and conduct of business requirementsIDD organisational and conduct of business...

1st Aug

Practice notes

Insurance Distribution Directive (IDD)—essentials

Insurance Distribution Directive (IDD)—essentialsThis Practice Note provides an overview of the IDD and the UK’s implementation of it. Following the...

1st Aug

Q&As

What is crowdfunding?

What is crowdfunding?Main conceptThe basic premise of crowdfunding is that, rather than targeting a few select investors to finance a project,...

31st Jul

Q&As

Is a commercial organisation required by the GDPR or any other data/privacy regulation to notify a customer via a recorded message at the start of a call that their telephone call is being recorded?

Is a commercial organisation required by the GDPR or any other data/privacy regulation to notify a customer via a recorded message at the start of a...

Produced in partnership with Peter Steel of Augury Consulting Limited 31st Jul

Q&As

Would an FCA authorised firm providing presentations at marketing events about products and services be subject to FCA financial promotion rules if the services provided are order handling services for financial instruments and the clients are professional clients?

Would an FCA authorised firm providing presentations at marketing events about products and services be subject to FCA financial promotion rules if...

31st Jul

Q&As

What changes were made to the financial promotion regime by the Financial Services Act 2012?

What changes were made to the financial promotion regime by the Financial Services Act 2012?This is an introduction to the restrictions on financial...

31st Jul

Q&As

Are share plan administrators included in the exemption under the Financial Promotions Order, SI 2005/1529, art 60?

Are share plan administrators included in the exemption under the Financial Promotions Order, SI 2005/1529, art 60?Any communication to an employee in...

31st Jul

Q&As

What constitutes a financial promotion under section 21 of the Financial Services and Markets Act 2000 and are there any exemptions?

What constitutes a financial promotion under section 21 of the Financial Services and Markets Act 2000 and are there any exemptions?Financial...

31st Jul

Q&As

What information would it be useful to consider when looking at issues surrounding financial promotion?

What information would it be useful to consider when looking at issues surrounding financial promotion?BREXIT: 11pm (GMT) on 31 December 2020 (‘IP...

31st Jul

Q&As

What do I need to consider in promoting insurance products online?

What do I need to consider in promoting insurance products online?BREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the...

31st Jul

Q&As

Do debt collection firms need specific Financial Conduct Authority authorisation to collect client money?

Do debt collection firms need specific Financial Conduct Authority authorisation to collect client money?For the purposes of this Q&A, we presume that...

31st Jul

Q&As

If HMRC withdraws the tax relief from an enterprise investment scheme and they investigate the company and decide it doesn't meet the requirements of the scheme, what liabilities would financial advisors face who facilitate investment in these schemes?

If HMRC withdraws the tax relief from an enterprise investment scheme and they investigate the company and decide it doesn't meet the requirements of...

31st Jul

Q&As

We are a UK insurance company authorised by the PRA and regulated by both the PRA and the FCA. Our insurance policies are sold by us by telephone, and by our corporate business partner companies through their websites and in their UK shops. Some of our customers live on Jersey. Therefore our Jersey customers could have bought our policies at home in Jersey via a telephone call or through the internet, or they could have bought one of our policies in a UK shop and then travelled back home to Jersey as a new policyholder. Which registrations do we need with the Jersey Financial Services Commission, and do we need to be registered or would it be because we have policyholders currently buying new policies? None of our policies are Long Term business.

We are a UK insurance company authorised by the PRA and regulated by both the PRA and the FCA. Our insurance policies are sold by us by telephone, and...

31st Jul

Q&As

Where a company wishes to make a financial promotion (in the form of equity to its shareholders) on behalf of a second set of shareholders, can the company communicate that financial promotion on behalf of its shareholders to the other shareholders?

Where a company wishes to make a financial promotion (in the form of equity to its shareholders) on behalf of a second set of shareholders, can the...

31st Jul

Q&As

Would a communication to existing shareholders of a private company limited by shares (of which there are 500+) asking them to pass a resolution to disapply rights of pre-emption so that shares in the capital of the company can be issued to a new investor constitute ‘investment activity’ for the purposes of Financial Services and Markets Act 2000 and the Financial Promotions regime?

Would a communication to existing shareholders of a private company limited by shares (of which there are 500+) asking them to pass a resolution to...

Produced in partnership with Russell Kelsall LLB (Hull); LPC (Shef) of TLT 31st Jul

Q&As

I have a regulated client who has permission to deal only with eligible counterparties and professional clients. He deals on a matched principal basis for clients in relation to OTC FX Options. A question has arisen in relation to inducements and whether COBS 2.3 applies to professional clients. Noted it won't apply to eligible counterparties and it would appear that it is relevant to professional clients also but your views would be appreciated. Clearly the difficulty will be in the 'enhancement' limb under COBS 2.3.1.

I have a regulated client who has permission to deal only with eligible counterparties and professional clients. He deals on a matched principal basis...

31st Jul

Practice notes

Payments to platforms

Payments to platformsBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period...

31st Jul

First
1
2
3
4
5
Last

Conduct requirements

View Financial Services by content type:

Latest Financial Services News

European Union and UK government initiatives on money laundering and terrorism finance

Financial Services weekly highlights—29 July 2021

Comment—clearinghouse equivalence countdown begins as UK regulators resign themselves to access expiration

How anti-corruption push affects US companies operating abroad

Featured Financial Services content

Multilateral Trading Facilities (MTFs)

What is electronic money?

European Insurance and Occupational Pensions Authority (EIOPA)

Financial Conduct Authority—objectives and principles

Most recent Conduct requirements content

Popular documents

Admissibility of hearsay evidence in criminal proceedings

Commercial Property Standard Enquiries (CPSE)—environmental and health and safety enquiries

What is a third party debt order (TPDO)?

Tort—the different types of tort

Contact Us

Popular Links

Policies

Follow us