BREXIT: As of exit day (31 January 2020), the UK is no longer an EU Member State. However, in accordance with the Withdrawal Agreement, the UK has entered an...
This Practice Note looks at key aspects of consumer protection within the UK financial services regulatory system. The UK’s regulatory structure, combined with...
Background to the FCA consumer credit authorisation regime Since 1 April 2014 the UK Financial Conduct Authority (FCA) has been responsible for regulating consumer credit...
Treating Customers Fairly (TCF) is a principles-based initiative. Under the regulatory regime authorised firms must pay due regard to the interests of their customers and...
The Principles for Businesses—Principle 6 The Financial Conduct Authority's (FCA) Principles for Businesses are a general statement of the fundamental obligations of...
What is the Consumer Rights Act 2015? The Consumer Rights Act 2015 (CRA 2015) was a landmark in the field of consumer law and took effect from 1 October 2015 under the...
This year’s annual round-up reviews some of the most significant consumer finance developments of 2017 and previews what is on the horizon for 2018 relating to consumer...
Goode: Consumer Credit Law and Practice This volume contains thirteen divisions and states the current law with commentary on consumer credit in the UK following the...
The Green Deal The Green Deal is a scheme, originally designed by the government, now backed by private investors, that enables landlords and tenants to make energy...
The Green Deal The Green Deal is a scheme, originally designed by the government, now backed by private investors, that enables landlords and tenants to make energy...
The Green Deal The Green Deal is a scheme, originally designed by the government, now backed by private investors, that enables landlords and tenants to make energy...
Regulated activities—general For an activity to constitute a regulated activity under Financial Services and Markets Act 2000 (FSMA 2000), it must be carried out 'by way...
BREXIT: As of exit day (31 January 2020), the UK is no longer an EU Member State. However, in accordance with the Withdrawal Agreement, the UK has entered an...
BREXIT: As of exit day (31 January 2020), the UK is no longer an EU Member State. However, in accordance with the Withdrawal Agreement, the UK has entered an...
Brexit: As of exit day (11pm on 31 January 2020) the UK is no longer an EU Member State. However, in accordance with the Withdrawal Agreement, the UK has entered an...
This Practice Note sets out and examines the consumer credit regulated activities in the Financial Services and Markets 2000 (Regulated Activities) Order 2001, SI...
Since 1 April 2014, the regulation of consumer credit in the UK has been the responsibility of the Financial Conduct Authority (FCA). Regulation of consumer credit is...
Credit brokerage under the consumer credit regime Since April 2014, the regulation of consumer credit in the UK has been overseen by the Financial Conduct Authority...
Regulatory reporting From 1 October 2014, the regulatory reporting requirements contained in Chapter 16 of the Financial Conduct Authority’s (FCA) Sourcebook on...
The requirements to have robust systems and controls in a regulated firm to prevent money laundering originate from: • the Money Laundering, Terrorist Financing and...
STOP PRESS: On 10 January 2020, the Fifth Money Laundering Directive (EU) 2018/843 (MLD5) was transposed in the UK through changes made to the Money Laundering, Terrorist...
This Practice Note seeks to explain the key exemptions that apply in relation to the FCA consumer credit regime. It does not deal with green deal plans or regulated...
The roles of nominated officer and money laundering reporting officer A nominated officer is an individual who is nominated by a firm to receive disclosures under Part 7...
This Practice Note examines some of the key aspects of regulation applicable to high-cost short-term credit (HCSTC), often referred to as pay-day lending, including the...
