Consumer credit, mortgage and home finance

View Financial Services by content type:

Featured Financial Services content

Practice notes
The Basel Committee on Banking Supervision (BCBS), consisting of the central banks of governors of the so-called G10 countries (Belgium, Canada,...
Read More >
Produced in partnership with Morrison & Foerster LLP 9th Nov
Practice notes
This Practice Note looks at key aspects of consumer protection within the UK financial services regulatory system. The UK’s regulatory structure,...
Read More >
9th Nov
Practice notes
This Practice Note explains the Principles for Businesses (PRIN) set down by the Financial Conduct Authority (FCA). The Principles form part of the...
Read More >
9th Nov
Practice notes
On 10 June 2015, the Fair and Effective Markets Review (FEMR) published its final report. Running to 106 pages, the report covers a wide range of...
Read More >
9th Nov
Practice notes
Recognised investment exchangesA recognised investment exchange (RIE) is a UK recognised body under Part XVIII of the Financial Services and Markets...
Read More >
9th Nov
Practice notes
Brexit: As of exit day (31 January 2020) the UK is no longer an EU Member State. However, in accordance with the Withdrawal Agreement, the UK has...
Read More >
9th Nov
Practice notes
UCITS VIUCITS VI describes the European Commission's Consultation on Undertakings for Collective Investment in Transferable Securities issued 26th...
Read More >
Produced in partnership with Andrew Henderson Partner, Eversheds Sutherland LLP 9th Nov
Practice notes
BREXIT: As of exit day (31 January 2020), the UK is no longer an EU Member State. However, in accordance with the Withdrawal Agreement, the UK has...
Read More >
9th Nov
Practice notes
BREXIT: The UK is leaving EU on Exit Day (as defined in the European Union (Withdrawal) Act 2018). This has an impact on this Practice Note. To ensure...
Read More >
9th Nov
Practice notes
Authorisation of an authorised unit trust (AUT)What is an AUT?A unit trust is a type of collective investment scheme (CIS) in which the assets are...
Read More >
9th Nov
Practice notes
The debt sale and purchase market in the UKThe debt sale and purchase market has for some time been very active throughout the UK. It is an important...
Read More >
9th Nov
Practice notes
Brexit: As of exit day (31 January 2020), the UK is no longer an EU Member State. However, in accordance with the Withdrawal Agreement, the UK has...
Read More >
9th Nov
Practice notes
This Practice Note provides information relating to the impact of Brexit on the recast Markets in Financial Instruments Directive (Directive...
Read More >
9th Nov
Practice notes
This Practice Note provides an overview of the transaction reporting requirements that existed under the Markets in Financial Instruments Directive...
Read More >
9th Nov
Practice notes
This Solvency II quick guide details current UK legislation and retained EU legislation in relation to prudential insurance requirements that will be...
Read More >
9th Nov
Practice notes
Scope of this Practice NoteThere are several factors to consider when deciding whether or not a credit agreement is regulated under the regulatory...
Read More >
9th Nov

Most recent Consumer credit, mortgage and home finance content

Practice notes
Coronavirus (COVID-19): Following the outbreak of the coronavirus (COVID-19), the Financial Conduct Authority (FCA) has confirmed a package of...
Read More >
27th Nov
Practice notes
The roles of nominated officer and money laundering reporting officerA nominated officer is an individual who is nominated by a firm to receive...
Read More >
25th Nov
Practice notes
BREXIT: The UK’s exit from the EU and the end of the implementation period on 31 December 2020 will have an impact on this Practice Note. For more...
Read More >
25th Nov
Practice notes
The requirements to have robust systems and controls in a regulated firm to prevent money laundering originate from:•the Money Laundering, Terrorist...
Read More >
25th Nov
Practice notes
Land (or real property) is commonly offered as security for a loan. In this context, land has more relevance than some other assets because it can be...
Read More >
25th Nov
Q&As
The relevant legislation is section 66A of the Consumer Credit Act 1974 (CCA 1974). It was inserted by the Consumer Credit (EU Directive) Regulations...
Read More >
Produced in partnership with Fred Philpott of Gough Square Chambers 24th Nov
Practice notes
A debtor under a regulated consumer credit agreement, a consumer hire agreement or a regulated mortgage contract (RMC) may be granted more time by the...
Read More >
23rd Nov
Practice notes
This mortgage credit quick guide details current UK legislation and retained EU legislation in relation to the intermediation of mortgage credit that...
Read More >
18th Nov
Q&As
Under section 19 of the Financial Services and Markets Act 2000 a person cannot carry out a regulated activity, or purport to do so in the UK unless...
Read More >
18th Nov
Practice notes
Scope of this Practice NoteThere are several factors to consider when deciding whether or not a credit agreement is regulated under the regulatory...
Read More >
18th Nov
Practice notes
Purpose of the Financial Ombudsman ServiceThe Financial Ombudsman Service (FOS) is an independent dispute resolution scheme that exists to assist...
Read More >
17th Nov
Practice notes
The Financial Services Compensation Scheme (FSCS) came into force on 1 December 2001 (although still covers claims from before that date) and is...
Read More >
Produced in partnership with Honor Levy of LexisNexis 17th Nov
Practice notes
CORONAVIRUS (COVID-19): The FCA has issued a statement setting out its expectations on complaints handling by firms during the coronavirus pandemic....
Read More >
17th Nov
Practice notes
This Practice Note considers the redress mechanisms for consumer card payments under section 75 of the Consumer Credit Act 1974 (CCA 1974) and...
Read More >
13th Nov
Q&As
We refer you to Practice Note: Regulation of consumer buy-to-let lending in the UK. You will note under the section headed 'Conduct of Business...
Read More >
11th Nov
Practice notes
This Practice Note sets out and examines the consumer credit regulated activities in the Financial Services and Markets 2000 (Regulated Activities)...
Read More >
9th Nov
Practice notes
Regulation of consumer credit advertisementsOn 1 April 2014, the regulation of consumer credit firms came under the supervision of the Financial...
Read More >
9th Nov
Practice notes
Debt management regulationThis Practice Note examines the fundamental principles and regulatory requirements of the regulated activity of debt...
Read More >
6th Nov

Popular documents