This Overview provides a guide to the Financial Services content within the Consumer credit advertising subtopic, with links to appropriate materials. For information on other aspects of the consumer credit regime, see related materials referenced in: Consumer credit regime—overview, Consumer credit agreements—overview, Debt management and advice—overview and Consumer credit—ombudsman and guidance—overview.
The Financial Conduct Authority’s (FCA) Consumer Credit sourcebook (CONC 3) applies to firms when they communicate with, or approve communications to, customers or borrowers in relation to credit agreements, credit broking, or operating an electronic system in relation to lending, including the communication or approval of financial promotions about those activities.
The...
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A round-up of financial services developments, including (among other things) FSB reviews public sector backstop funding mechanisms....
A round-up of financial services developments, including (among other things) ESMA sets out supervisory expectations on unauthorised stablecoins....
The Court of Appeal has overturned the convictions of Jonathan Mathew, Jay Merchant, Alex Pabon, Philippe Moryoussef, Colin Bermingham and Christian...
This week's edition of Financial Services weekly highlights includes: FCA consults on preparations for new transaction reporting regime; ESMA...
If a rentcharge is shown as being informally exonerated on title information, does this apply to the current registered owner? Or does the informal exoneration only apply to the parties to the document which informally exonerated the rentcharge?This Q&A considers the situation where, at some point
Strike out—making an application to strike out a statement of caseA strike out order can be made either following an application by the parties or on the court's own initiative. This Practice Note deals with the scenario of the order being made following a party's application.Making an application
Glossary—Latin legal termsDespite attempts in recent years to simplify the language used in legal cases, there are still a number of Latin phrases commonly used in personal injury claims. The following Latin phrases are listed in alphabetical order:Latin termDefinitionMeaningActa iure imperiiLegal
Template for regulatory references given by SMCR firms and disclosure requirements[Insert addressee details]Dear [insert name][It is our understanding that [insert name of prospective employee] [was an employee of yours between the dates of [insert dates as appropriate] OR is a current employee of
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