General matters relating to insurance regulation

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This Overview is a guide to the Financial Services content within the General matters relating to insurance regulation subtopic, with links to the appropriate materials. The subtopic deals with a range of matters that are relevant to the regulation and supervision of insurers and insurance intermediaries.

For information on other aspects of insurance regulation, see related materials referenced in: Insurance conduct requirements—overview, UK insurance distribution regime—overview, and Prudential requirements for insurers and intermediaries—overview.

General principles of insurance contract law

Practice Note: What is a contract of insurance? covers the legal framework and regulatory guidance to be considered in determining whether an arrangement constitutes a contract of insurance and the possible consequences of carrying on activities relating to an insurance contract without the requisite regulatory permissions.

There are many different types of insurance, and the common law does not require a contract of insurance to be in any particular form. For more information about the general principles of insurance contract law, see Practice Note: General principles of insurance contract law.

The insurance industry is governed by numerous statutes, some now very old,

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