This Overview is a guide to the Financial Services content within the UK insurance distribution regime subtopic, with links to the appropriate materials. The subtopic covers the UK regulatory framework for insurance distribution, including the implementation of Directive (EU) 2016/97 (the IDD) in the UK, and reforms made since the UK’s withdrawal from the EU. For information about the EU IDD framework, see Insurance and reinsurance (EU Law)—overview.
Any individual or firm which is involved in the distribution of insurance or reinsurance products will, unless an exclusion or exemption applies, be affected by the UK insurance distribution regime. The regime, which originated in the UK’s implementation of the IDD, includes organisational and conduct of business requirements and covers areas such as product oversight and governance, as well as enhanced conduct rules for insurance-based investment products.
For a general overview of the UK’s implementation of the IDD and the key elements of the UK insurance distribution framework, including links to UK legislation, rules and guidance, and reforms made since the UK’s withdrawal from the EU, see Practice Note:
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