UK insurance distribution regime

This Overview is a guide to the Financial Services content within the UK insurance distribution regime subtopic, with links to the appropriate materials. The subtopic focuses on the transposition and implementation of Directive (EU) 2016/97 (the IDD) in the UK as well as reforms that have been made since the UK’s withdrawal from the EU. For information about the EU IDD framework, see Insurance and reinsurance (EU Law)—overview.

Any individual or firm which is involved in the distribution of insurance and/or reinsurance products (distributors) will, in the absence of an exemption, be affected by the UK insurance distribution regime. Derived from the IDD, the regime includes organisational and conduct of business requirements and covers areas such as product oversight and governance, as well as enhanced conduct rules for insurance-based investment products.

For a general overview of the UK’s implementation of the IDD, the key elements of the UK insurance distribution framework, including links to UK legislation, rules and guidance, and reforms that have been made since the

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