This timeline outlines developments from 1 January 2019 to 31 December 2023 relating to the anti-money laundering (AML), counter-terrorist financing (CTF), and counter-proliferation financing (CPF) legal and regulatory regimes applicable to financial services firms—from a UK, EU and supranational perspective. For a timeline of UK developments from 1 January 2024, see: AML/CTF/CPF—timeline of UK legal and regulatory developments for financial services, and for a timeline of EU developments from 1 January 2024, see: AML/CTF/CPF—timeline of EU legal and regulatory developments for financial services.

It shows the developments and implementation history of the European AML, CTF and CPF legislative framework, including progress of the EU’s revised AML/CTF package, and including Directive (EU) 2015/849 (MLD4) and Directive (EU) 2018/843 (MLD5), its implementation in the UK through the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017, SI 2017/692 (2017 Money Laundering Regulations as amended (MLRs)), in addition to AML/CTF related developments from HM Treasury (HMT), the Financial Conduct Authority (FCA), the Joint Money Laundering Steering