Digital payments and CBDCs

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This overview is a guide to the Financial Services content within the Digital payments and CBDCs subtopic, with links to appropriate materials.

What are digital assets, cryptoassets and stablecoins?

The term ‘digital asset’ is defined in the UK Law Commission’s Digital Assets: Consultation paper as meaning any asset that is represented digitally or electronically. There are many different types of digital assets and include ‘cryptoassets’.

The term ‘cryptoasset’ is used as described in section 417 of the Financial Services and Markets Act 2000 (FSMA 2000) (as inserted by section 39 of the Financial Services and Markets Act 2023), as meaning—any cryptographically secured digital representation of value or contractual rights that:

  1. •

    can be transferred, stored or traded electronically,

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Lexis+ Financial Services—daily round-up (11 March 2026)

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The European Parliament has published an update to its proposal on simplified rules for small ‘mid‑cap’ companies (SMCs), confirming that no objection was raised during the 9–12 March 2026 plenary session, meaning negotiations can now begin.

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