EU regulators—financial services

Copyright © 2025 LexisNexis

This Overview is a guide to the Financial Services content within the EU regulators—financial services subtopic, with links to the appropriate materials.

This Overview outlines the Practice Notes on EU regulators and bodies and news are outlined chronologically in the separate tab. Please also see the other tabs for Checklists, Articles, Cases and Legislation. For information on UK and international regulators and bodies, see separate subtopics as outlined in: UK regulators—financial services—overview and International bodies—financial services regulation—overview.

Pre-Brexit, much of the UK Financial Services legislation and regulation was based on EU legislation (implemented in EU

To view the latest version of this document and thousands of others like it, sign-in with LexisNexis or register for a free trial.

Existing user? Sign-in TAKE A FREE TRIAL
Powered by Lexis+®
Latest Financial Services News

Upper Tribunal upholds FCA bans and fines three former traders for bond futures manipulation

The Financial Conduct Authority has issued a press release announcing that the Upper Tribunal has upheld the Financial Conduct Authority's (FCA) decision to ban three former Mizuho International Plc traders from financial services and impose fines totalling £381,000 for market manipulation. Diego Urra, Jorge Lopez Gonzalez and Poojan Sheth were found to have engaged in 'spoofing' of Italian Government Bond futures between 1 June and 29 July 2016. The Tribunal confirmed the traders' actions were dishonest and lacked integrity, marking the third recent Upper Tribunal decision supporting FCA enforcement actions.

PRA hosts CFO roundtable on coherent and cost-effective reporting

The Prudential Regulation Authority (PRA) has announced that it hosted a roundtable on 19 May 2025 with chief financial officers from the UK’s largest and most systemic firms to discuss the Future Banking Data (FBD) project. Senior representatives from the Bank of England (BoE) and the Financial Conduct Authority (FCA) also attended. The session focused on gathering feedback on planned deliverables for the year ahead and shaping the longer-term direction of the FBD initiative, which aims to create a coherent, proportionate, and cost-effective reporting framework for UK firms. The PRA plans to continue engagement through trade associations and will provide an update to CFOs in Q3 2025. A multi-year vision for reporting reform is expected by the end of 2025, alongside a discussion paper on data use and challenges.

FCA Jessica Rusu's speech outlines AI-driven vision for 2025–2030 strategy

The Financial Conduct Authority (FCA) has published a speech delivered by its Chief Data, Information and Intelligence Officer, Jessica Rusu, at the AI and Digital Innovation Summit during City Week 2025, outlining how the FCA plans to harness artificial intelligence (AI) and technology to deliver its 2025–2030 strategic priorities. Rusu emphasised that innovation is central to all four pillars of the FCA’s strategy: improving consumer outcomes, reducing financial crime, enhancing regulatory efficiency, and supporting growth. She highlighted the FCA’s commitment to fostering a pro-innovation regulatory environment through initiatives such as the Supercharged Sandbox and AI Live Testing, which are designed to support safe experimentation and deployment of AI in financial services.

Commission adopts Delegated Regulation for identifying main risk drivers under CRR

The European Commission has adopted a Delegated Regulation supplementing the Capital Requirements Regulation (EU) 575/2013 (CRR), establishing a standardised approach for identifying the main risk driver of a financial position and determining whether a transaction constitutes a long or short position. The Delegated Regulation, which will apply from 21 July 2025, is accompanied by an annex that provides detailed tables to support the identification of risk drivers based on factors such as maturity, credit quality and sector. The framework is intended to support more transparent and consistent risk assessments across the EU banking sector.

View Financial Services by content type :  
News
Practice notes
Precedents
Q&As

Popular documents

Interaction between the PRA, FCA and FPC

Interaction between the PRA, FCA and FPCThis Practice Note explains the interaction and co-ordination between the Financial Conduct Authority (FCA), the Payment Systems Regulator (PSR), the Prudential Regulation Authority (PRA) and the Financial Policy Committee (FPC). It also gives an overview of

If a rentcharge is shown as being informally exonerated on title information, does this apply to the

If a rentcharge is shown as being informally exonerated on title information, does this apply to the current registered owner? Or does the informal exoneration only apply to the parties to the document which informally exonerated the rentcharge?This Q&A considers the situation where, at some

Late payment penalties—inheritance tax

Late payment penalties—inheritance taxWhile interest often accrues on overdue tax, the late payment of certain taxes may also attract a penalty. For information on the interest accruing on overdue tax, see Practice Notes: IHT—payment deadlines on death—Interest on IHT and Interest on late paid

Contributory negligence in personal injury claims

Contributory negligence in personal injury claimsContributory negligence is a partial defence which can lead to a discount in damages.Other defences may also be relevant. See Practice Notes: Did the claimant consent to the risk of injury? and Was the claimant involved in an illegal activity?If a
Interaction between the PRA, FCA and FPC

Interaction between the PRA, FCA and FPC

Interaction between the PRA, FCA and FPCThis Practice Note explains the interaction and co-ordination between the Financial Conduct Authority (FCA), the Payment Systems Regulator (PSR), the Prudential Regulation Authority (PRA) and the Financial Policy Committee (FPC). It also gives an overview of

If a rentcharge is shown as being informally exonerated on title information, does this apply to the

If a rentcharge is shown as being informally exonerated on title information, does this apply to the

If a rentcharge is shown as being informally exonerated on title information, does this apply to the current registered owner? Or does the informal exoneration only apply to the parties to the document which informally exonerated the rentcharge?This Q&A considers the situation where, at some

Late payment penalties—inheritance tax

Late payment penalties—inheritance tax

Late payment penalties—inheritance taxWhile interest often accrues on overdue tax, the late payment of certain taxes may also attract a penalty. For information on the interest accruing on overdue tax, see Practice Notes: IHT—payment deadlines on death—Interest on IHT and Interest on late paid

Contributory negligence in personal injury claims

Contributory negligence in personal injury claims

Contributory negligence in personal injury claimsContributory negligence is a partial defence which can lead to a discount in damages.Other defences may also be relevant. See Practice Notes: Did the claimant consent to the risk of injury? and Was the claimant involved in an illegal activity?If a