Q&As

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These Q&As seek to briefly address common questions faced when dealing with Financial Services matters.

The Q&As supplement and link to other more detailed content within Lexis+® UK, but are intentionally short. It is anticipated that a brief Q&A will be most helpful when you need a quick overview of an issue and its likely impact. This might arise, for example, for lawyers needing to provide advice, provide business development or training at short notice. The Q&A content on Lexis+® UK is date stamped. This date is the publish date and

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Latest Financial Services News

FCA ‘Regulating for Growth’ speech addresses crypto regulation and AI testing initiatives

The Financial Conduct Authority (FCA) has published a speech delivered by its Chief Data, Information and Intelligence Officer, Jessica Rusu, outlining the regulator’s strategic focus on innovation and technology to drive growth and competitiveness in the UK financial sector. The speech accompanies the FCA’s proposals in Consultation Paper 25/5 on the regulation of cryptoasset firms. Rusu also addressed the launch of Open Finance and broader Smart Data initiatives, and next steps in the developing the UK regulators’ Scale-Up Unit, which aims to support engagement with fast growing firms.

Financial stability—BoE speech highlights FPC’s increased focus on operational resilience

The Bank of England (BoE) has published a speech by Financial Policy Committee (FPC) member Liz Oakes, delivered at the Cross Market Operational Resilience Group (CMORG) conference. Oakes outlines the FPC’s view that operational resilience is integral to financial stability and encourages firms to consider system-wide impacts when managing operational risks. She also emphasises the important role of collective action initiatives in supporting sector-wide resilience.

Financial Services—other developments (18/9/2025)

A round-up of other developments, which have not been covered in full by the LexisNexis Financial Services practical guidance team but may nevertheless be of interest.

FCA confirms improved access to cash following first year of new rules

The Financial Conduct Authority (FCA) has announced that a year on from the introduction of the FCA’s new regulatory regime to protect access to cash for consumers and business, 121 banking hubs and 93 cash deposit services have been set up, including 20 hubs established following community requests for cash access assessments. The FCA will hold discussions with stakeholders later in the year to consider what is working well and how access to cash can continue to improve, with future forums broadening the scope to include wider banking services. Any changes to the FCA’s powers over access to cash or banking services would have to be implemented by the government.

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