RSA insurance ruling clarifies definition of 'insured loss'

Table of contents

• Background
• The policy wording and the indemnity principle
• Why the indemnity principle did not assist insurers
• Takeaways

Article summary

Law360, Expert analysis: In Royal and Sun Alliance Insurance Ltd v Tughans [2023] EWCA Civ 999, the Court of Appeal of England and Wales upheld the first instance decision, finding that Tughans LLP's professional indemnity insurers could not decline cover for a liability that included the firm's fees. Written by James Roberts, partner, and Sophia Hanif, associate, at Clyde & Co LLP.