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Latest Insurance & Reinsurance News

Continuing duties after Walsham—limitation and the pitfalls of delay (Equitas v Sande Investments)

Continuing duties after Walsham—limitation and the pitfalls of delay (Equitas v Sande Investments)

The following Commercial news provides comprehensive and up to date legal information on Continuing duties after Walsham—limitation and the pitfalls of delay (Equitas v Sande Investments)

MV Ever Given—Suez Canal blockage—insurance implications

MV Ever Given—Suez Canal blockage—insurance implications

The following Insurance & Reinsurance news provides comprehensive and up to date legal information on MV Ever Given—Suez Canal blockage—insurance implications

FCA review of insurance pricing ‘weighs down outlook’

FCA review of insurance pricing ‘weighs down outlook’

The following Financial Services news provides comprehensive and up to date legal information on FCA review of insurance pricing ‘weighs down outlook’

UK insurance ‘lags’ on environment, but leads for governance, says EY

UK insurance ‘lags’ on environment, but leads for governance, says EY

The following Environment news provides comprehensive and up to date legal information on UK insurance ‘lags’ on environment, but leads for governance, says EY

Featured Insurance & Reinsurance content

Double insurance and contribution

Double insurance and contribution

Overlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover, whether deliberately or...

Insurance conduct regulation—COBS and ICOBS

Insurance conduct regulation—COBS and ICOBS

The Financial Conduct Authority Handbook (FCA Handbook) includes sourcebooks to regulate the conduct of business by a regulated firm relevant to...

PRA Rulebook—introduction for the insurance and reinsurance sector

PRA Rulebook—introduction for the insurance and reinsurance sector

On 29 August 2015, the Prudential Regulation Authority (PRA) published the PRA Rulebook (Rulebook). The transition from the Handbook to the Rulebook...

What is a contract of insurance?

What is a contract of insurance?

This Practice Note covers the legal framework and regulatory guidance to be considered in determining whether an arrangement constitutes a contract of...

Practice notes

Forms of reinsurance and terminology

The parties to a reinsurance contract and reinsurance terminologyThe principal parties to any reinsurance contract are the reinsurer, who assumes the...
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9th Nov
Practice notes

Marine insurance—general principles

This Practice Note describes the main principles of marine insurance as governed by the Marine Insurance Act 1906. It looks at the principles of...
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9th Nov
Practice notes

Sanctions clauses and the effect of sanctions on insurance policies

The Practice Note entitled EU/UK financial and trade sanctions for insurers outlines the sanctions applicable to insurers, the nature of those...
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Produced in partnership with Daniel Martin of HFW 12th Jan
Practice notes

What is fundamental dishonesty?

This Practice Note considers fundamental dishonesty both in the context of section 57 of the Criminal Justice and Courts Act 2015 (CJCA 2015) and the...
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9th Nov
Practice notes

Claim for subrogation—a restitutionary remedy

What is subrogation?Subrogation is an equitable mechanism aimed at preventing unjust enrichment by permitting one party to ‘step into the shoes’ of...
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9th Nov
Practice notes

Decennial insurance

Decennial insurance is insurance that is taken out by contractors to cover costs associated with the potential collapse of a building after completion...
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Produced in partnership with David Savage of Charles Russell Speechlys LLP 12th Jan
Practice notes

Insurance—non-vitiation (non-invalidation) clauses

Vitiation of an insurance policyAn insurance policy may be vitiated (or invalidated) if the insured:•misrepresents or fails to disclose any material...
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9th Nov
tag iconIn-house
Practice notes

General principles of insurance contract law

What is insurance law?Insurance law can be split into three parts:•insurance contract law which governs the contractual relationship between insureds...
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9th Nov
tag iconIn-house
Practice notes

Motor insurance

Brexit: The UK's departure from the EU on exit day, ie 31 January 2020, has implications for practitioners considering road traffic accidents. For...
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9th Nov
Practice notes

Financial Conduct Authority—Principles for Businesses (PRIN)

This Practice Note explains the Principles for Businesses (PRIN) set down by the Financial Conduct Authority (FCA). The Principles form part of the...
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9th Nov
Practice notes

Limitation—professional negligence claims

This Practice Note looks at the limitation period for professional negligence (prof neg) claims and explains how to determine the date of accrual in...
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9th Nov
Practice notes

Insurance—duty of disclosure

Duty of 'fair presentation'Under the Insurance Act 2015, s 3 (IA 2015), the insured has a duty to make a 'fair presentation' of the risk to the...
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9th Nov
Practice notes

Fraud, exaggeration and LVIs in personal injury claims

DefinitionsFraudDefined in Derry v Peek as where it is shown that:'a false representation has been made (1) knowingly, or (2) without belief in its...
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Produced in partnership with Andrew Wilson 12th Jan
Practice notes

Warranty and Indemnity (W&I) insurance in private M&A transactions—guide to the key documents

With the significant rise in the use of Warranty and Indemnity (W&I) insurance in private M&A transactions, lawyers are increasingly involved in the...
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Produced in partnership with Adrian Furlonge of Hemsley Wynne Furlonge LLP 12th Jan
Practice notes

Overview of the EU legal system

Brexit: This Practice Note contains guidance on subjects impacted by the UK’s withdrawal from the EU. As of 31 January 2020 (exit day), the UK is no...
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Produced in partnership with Laura Bolado 12th Jan
tag iconBrexit
Practice notes

Insurance and reinsurance arbitration—an introduction

Arbitrations arising from insurance and reinsurance disputes share many common features with other types of commercial arbitration. This Practice Note...
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Produced in partnership with Ralph Morley of 7KBW 12th Jan

Most recent Liability insurance content

Practice notes

Liability insurance—notification of claims and circumstances and defence of claims

This Practice Note provides guidance on notification provisions in liability insurance policies. It explains the purpose of notification clauses and...
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Produced in partnership with Julia Dias QC of 7 King's Bench Walk 9th Apr
Practice notes

Commercial property and casualty insurance—US perspective

BackgroundUS commercial property casualty insurance has its roots in English marine insurance. In the 17th century, London's importance as a trade...
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9th Apr
Practice notes

Liability insurance

This Practice Note outlines the characteristic features of liability insurance and different types of liability insurance available. It also examines...
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Produced in partnership with Julia Dias QC of 7 King's Bench Walk 9th Apr
Practice notes

Employers’ liability insurance essentials

Overview of employers’ liability insuranceIt is long established that an employee who has suffered an injury, or contracted a disease in the workplace...
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Produced in partnership with Suzanna Prescott of Kennedys 9th Apr
Practice notes

Product liability and product recall insurance

What is product liability insurance?Product liability insurance provides an indemnity to a business in respect of legal liability to the end-users of...
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Produced in partnership with Sam Tacey of Cooley (UK) LLP and Richard Hopley of Cooley (UK) LLP 9th Apr
Practice notes

JCT contracts—insurance

This Practice Note looks at the insurance provisions in the main forms of JCT contract. It focuses on the Contractor’s liabilities and obligations to...
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8th Apr
Practice notes

Public liability in construction—analysis of common law provisions

All the standard forms of building contract make specific provision for the liabilities which are at the contractor or employer's risk and which party...
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8th Apr
Practice notes

Product liability insurance for the construction industry

IP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the end of the Brexit transition/implementation period entered into following the UK’s...
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Produced in partnership with Jonathan Spencer and Russell Cowie of Simmons & Simmons 8th Apr
Practice notes

General insurance types

Consumer insurance and commercial insurance for businessesThis Practice Note provides an overview of some of the most common types of insurance that...
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Produced in partnership with Alexander Rosenfield of Fenchurch Law and John Curran of Fenchurch Law 25th Mar
Practice notes

Public liability insurance—basic insurance principles

Public liability insurance contractsTermsA public liability policy normally contains restrictions of liability by reference to the type of business...
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25th Mar
Q&As

If an insured company against which an adjudication award has been obtained is dissolved, must that company be restored to the register to pursue the action even though it is subject to an enforced award and liability has therefore crystallised? If so, should proceedings be brought in the client's name or the name of the dissolved company?

The Third Parties (Rights Against Insurers) Act 1930 (TP(RAI)A 1930) was introduced to allow a third party to step into the shoes of the insolvent...
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15th Feb
Q&As

What is Public Liability Insurance?

Nature of public liability insurancePublic Liability insurance covers the assured’s liability to the public at large. Typically, it covers sums which...
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15th Feb
Q&As

What is Products Liability Insurance?

Nature of Products Liability InsuranceProducts Liability insurance is a type of public liability insurance which typically covers sums which the...
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15th Feb
Q&As

If an escaped 'dangerous dog' causes damage and the dog was insured to provide third party cover for this situation, can the insurance company become liable to pay any unsatisfied judgment against their policyholder?

At common law, it is not possible for a third party to claim against another party’s insurer, as an insurance contract is between the insurer and the...
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15th Feb
Q&As

What is Employers’ Liability Insurance?

Employers’ Liability (EL) insurance is a form of compulsory liability insurance required by the Employers’ Liability (Compulsory Insurance) Act 1969...
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Produced in partnership with Hannah Laithwaite of Lamb Chambers 15th Feb

Popular documents

LEXISNEXIS

Contract interpretation—express terms in contracts

Express and implied contractual terms distinguishedContractual terms may be either express or implied:•express terms—are terms which are actually recorded in a written contract or openly expressed in an oral contract at the time the contract is made (or there may be a combination of written and oral

LEXISNEXIS

Money Laundering Regulations 2017—simplified due diligence

You may apply simplified customer due diligence (SDD) measures in relation to particular business relationships or transactions which you determine present a low risk of money laundering or terrorist financing, having taken into account:•your organisation-wide risk assessment—see Practice Note:

LEXISNEXIS

Ad hoc arbitration—an introduction to the key features of ad hoc arbitration

An ad hoc arbitration is any arbitration in which the parties have not selected an institution to administer the arbitration. This offers parties flexibility as to the conduct of the arbitration, but less external support for the process. It can be quicker than institutional arbitration but not if

LEXISNEXIS

Letter to client on disclosure obligations under CPR 31

This Precedent letter covers disclosure obligations under CPR 31. It does not apply to proceedings subject to the disclosure pilot scheme under CPR PD 51U. For guidance on the disclosure pilot scheme, see Practice Note: Business and Property Courts—the disclosure pilot scheme. For a client letter on