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Practice notes
Subrogation in insurance and reinsuranceWhat is the right of subrogation?In the context of insurance and reinsurance, the right of subrogation...
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Produced in partnership with Eleanor Ruiz of Reed Smith and Mark Pring of Reed Smith 19th May
Practice notes
The principle of subrogationSubrogation is the right of an insurer, once it has made payment to its insured for loss covered by an insurance policy,...
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19th May
Practice notes
Liability of the reinsurer to the insolvent insurance companyEffect of liquidation on reinsurance recoveriesWhen an insurer goes into liquidation, its...
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19th May
Practice notes
Brexit—exiting the EU under Article 50 [Archived]ARCHIVED: This Practice Note has been archived and is not maintained.This Practice Note contains...
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Produced in partnership with Adam Cygan of University of Leicester 19th May
Practice notes
The registration and regulation of friendly societiesWhat is a friendly society?There has been a system of registration, and with it regulation, of...
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Produced in partnership with John Gilbert of Hogan Lovells International LLP 19th May
Practice notes
Double insurance and contributionOverlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover,...
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Produced in partnership with Susie Wakefield and Matthew Brown of Shoosmiths LLP 19th May
Practice notes
Sanctions clauses and the effect of sanctions on insurance policiesIP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the end of the Brexit...
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Produced in partnership with Daniel Martin of HFW 19th May
Practice notes
What is a contract of insurance?This Practice Note covers the legal framework and regulatory guidance to be considered in determining whether an...
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Produced in partnership with RPC 19th May
Practice notes
Forms of reinsurance and terminologyThe parties to a reinsurance contract and reinsurance terminologyThe principal parties to any reinsurance contract...
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19th May
Practice notes
Insurance reserves, claims data and loss development trianglesThis Practice Note explains insurance industry practice in relation to loss reserves,...
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19th May
Practice notes
Conduct Rules for SM&CR FirmsBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation...
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Produced in partnership with Mark Compton and Lauren Smith of Mayer Brown International LLP 19th May
Practice notes
Warranty and Indemnity (W&I) insurance in private M&A transactions—guide to the key documentsWith the significant rise in the use of Warranty and...
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Produced in partnership with Adrian Furlonge of Hemsley Wynne Furlonge LLP 19th May
Practice notes
Public liability insurance—basic insurance principlesPublic liability insurance contractsInsuring clausePublic liability insurance indemnifies a...
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19th May
Practice notes
Insurance—duty of disclosureDuty of 'fair presentation'Under the Insurance Act 2015, s 3 (IA 2015), the insured has a duty to make a 'fair...
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19th May
Practice notes
The functions and duties of insurance brokers—policy placementThis Practice Note provides a high level introduction to the functions and duties of...
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19th May
Practice notes
A guide to the Consumer Insurance (Disclosure and Representations) Act 2012Insurance contracts have always had an aura of mystery about them in the...
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Produced in partnership with Alexander Rosenfield of Fenchurch Law and John Curran of Fenchurch Law 19th May

Most recent Property insurance content

Q&As
Is there judicial authority upon the meaning of property damage or damage to property or damage to tangible property?In many cases, ‘damage’ will be...
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15th Jul
Practice notes
New home warrantiesThis Practice Note looks at the principal types of policy or guarantee (other than latent defects insurance) that are currently on...
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1st Jul
Practice notes
Loss of rent insuranceUsually a lease provides that in the event of damage or destruction, such that the tenant is unable to occupy or trade from the...
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24th Jun
Practice notes
Uninsured damage or loss—leasesIn most commercial leases the landlord effects:•building insurance, and •insurance for loss of rent—for the period it...
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24th Jun
Q&As
When is indemnity insurance available for a breach of a restrictive covenant?For an article that discusses the risks of indemnity insurance as a...
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5th Jun
Practice notes
Insurance provisions in real estate finance transactionsIn real estate finance transactions, the property is the main asset of the borrower and the...
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5th Jun
Practice notes
Tenant’s insurance issues—rent suspensionNo suspension impliedA suspension of rent is not implied even where the tenant pays the cost of insurance....
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5th Jun
Practice notes
Tenant’s insurance issues—who insures and what is insured?Who insures?Whenever practical a tenant's solicitor should propose that the premises are...
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5th Jun
Practice notes
Agreements for lease with development obligations—insuring the developer’s worksInsuring the developer’s worksAs between the developer and the tenant,...
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5th Jun
Practice notes
Tenants carrying out works—insurance issuesTenants frequently carry out fit-out works at (or often prior to) the start of a lease and may also carry...
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5th Jun
Practice notes
Agreements for lease with development obligations—product liability insuranceEven if a specialist subcontractor is not providing any significant...
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5th Jun
Practice notes
Insurance—non-vitiation (non-invalidation) clausesVitiation of an insurance policyAn insurance policy may be vitiated (or invalidated) if the...
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5th Jun
Practice notes
Tenant’s insurance issues—risksInsured risksIt is in the tenant’s interests to ensure the landlord covenants to insure against as comprehensive a...
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5th Jun
Practice notes
Differences—joint insured and notingJoint insuranceJoint insurance arises where two or more people insure separate insurable interests in the same...
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5th Jun
Practice notes
Insuring against terrorist risksPool Reinsurance Company Limited ('Pool Re') was formed in 1993 following a series of terrorism incidents in the early...
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5th Jun
Practice notes
Insurance obligations in an agreement for leaseIf there is no express provision on insurance in the agreement for lease then, under open...
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5th Jun
Practice notes
Rights of light—insurance for developersThis Practice Note sets out the issues that a developer should consider in respect of rights of light (ROL)...
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5th Jun
Practice notes
Entitlement to insurance moneyMost modern commercial leases, and many residential ones, place an obligation on the tenant to pay 'insurance rent' and...
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5th Jun

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