While there are a number of different types of insurance that will be in place on construction projects, for the purpose of this Practice Note we propose to deal with a...
Work in or adjacent to other buildings A contract for insurance may cover damage to property caused by an insured risk, for example buildings insurance or contractor’s...
What is Contractors’ All Risks insurance? Construction insurance comes in two main categories, namely ‘property’ and ‘liability’ insurance. Property insurance refers to...
Decennial insurance is insurance that is taken out by contractors which covers costs associated with the potential collapse of a building after completion or discovery of...
Introduction What is double insurance? Double insurance is where the same party is insured under two or more policies in respect of the same subject-matter (whether that...
This Practice Note considers the insurance provisions in the 1999 editions of the FIDIC Red, Yellow and Silver Books. For guidance on the 2017 editions, see Practice...
Consumer insurance and commercial insurance for businesses This Practice Note provides an overview of some of the most common types of insurance that are available, who...
This Practice Note explains how the JCT contracts provide for insurance of the contract works. It focuses on the JCT Standard Building Contract 2011/2016, but similar...
This Practice Note discusses: • what is joint and composite insurance? • what is the effect of a waiver of subrogation? • how to determine whether rights of subrogation...
This Practice Note examines the nature of joint names insurance, the distinction between joint and composite insurance and its impact on construction insurance contracts...
Introduction to the NEC The NEC suites of contracts (NEC3 and NEC4) are suitable for procuring a diverse range of works, services and supplies. The contracts focus on...
What is non-negligent damage? If damage is caused to neighbouring property by the contractor’s negligence or breach of contract, the contractor will be liable in the tort...
What is a project policy? 'Project policy' generally means a policy the employer takes out to cover Contractors All Risks and public liability. The cover is on behalf of...
This Practice Note discusses: • difficulties which arise in respect of sub-contractor insurances, and • what should the parties do? Sub-contractor liabilities...
What is terrorism? The Reinsurance (Acts of Terrorism) Act 1993 (R(AT)A 1993) defined terrorism as: 'acts of persons acting on behalf of, or in connection with, any...