Q&As

Can extended warranties covered by the Supply of Extended Warranties on Domestic Electrical Goods Order 2005, also be regulated by the FCA? What are the cancellation and refund rights for these types of warranties?

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Published on: 14 April 2025
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The CMA is tasked with enforcing the Supply of Extended Warranties on Domestic Electrical Goods Order 2005, SI 2005/37. The CMA has the authority to issue directions to ensure compliance, including specifying steps that must be taken or actions that must be refrained from.

Extended warranties can be contracts of insurance if they cover unforeseen events or provide more extensive coverage than the usual obligations of the seller or manufacturer. This was established in the case of Digital Satellite Warranty Cover Ltd v Financial Services Authority, Re, where the Supreme Court determined that extended warranty agreements for electrical equipment fell within the definition of general insurance contracts as per the Financial

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United Kingdom

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