About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
The United Nations Environment Programme Finance Initiative (UNEP FI) has published guidance, co-developed with Equator Principles, on nature-based...
This week's edition of Banking and Finance weekly highlights includes: (1) the Supreme Court decision in Providence v Hexagon looking at the...
The Association for Financial Markets in Europe (AFME) has published its Securitisation Data Snapshot Q4 2025. AFME reports that European...
The United Nations Environment Programme Finance Initiative (UNEP FI) has published a technical note providing examples of how banks are implementing...
The International Capital Market Association (ICMA) has published a paper assessing whether stablecoins could become a credible component of future...
Latest Banking & Finance Practice Notes
Contracts for Difference (CfD)—key featuresWhat is the background to the CfD regime?Contracts for Difference are a key strand of the government’s...
Building Safety Act 2022—implications for finance transactions involving real estate and real estate developmentThe Building Safety Bill received...
Legislation guide for transactional lawyers—UK Prospectus Regulation [Archived]ARCHIVED: This Practice Note was archived and is not maintained.STOP...
Guarantees—varying the underlying transaction: practical considerationsIt is common for the parties to a facility agreement to want to amend its...
Guarantor protections and how to exclude them in guarantee documentation—waiver of defences clausesGuarantees are a contractual arrangement where one...
Latest Banking & Finance Precedents
Legal opinion letter: English borrower entering into a secured bilateral facility agreement[To be printed on the headed paper of the lender’s...
Director’s certificate for a bilateral loan: borrower[insert date]To:[insert full name and address of lender]Dear [insert full name of lender]I am a...
Share charge (granted by the borrower): single company chargor—bilateral—specific moniesThis Deed is made on [insert day and month] 20[insert...
Duty of care agreement providing for the agents appointed to manage commercial property on behalf of the borrower to have a duty of care to the...
Notice of assignment of contractual rights and form of acknowledgement for an assignment by way of security: single company...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Receivables purchase transactions: invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Foreign exchange (FX) derivatives
Foreign exchange (FX) derivativesWhat is a FX derivative?A foreign exchange (FX) derivative is a type of derivative whose payoff depends on the FX...
Types of debt securities
Types of debt securitiesWhat are debt securities?In the context of the debt capital markets, the term 'debt security' means a financial instrument,...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
What is the banker’s right of set-off?
Pledges
PledgesA pledge is one of the four types of security recognised under English law—the types of security are described in Practice Note: Types of...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
Negative pledges
Negative pledgesThis Practice Note examines:•why negative pledge clauses are used in commercial transactions •the consequences of breaching negative...
The security agent
The security agent and security trust provisionsThe security agentIn a syndicated loan transaction, the security agent (sometimes also known as the...
Introductory guide to financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
What is OTC derivative contract clearing?
What is OTC derivative contract clearing?What is clearing?When an over-the-counter (OTC) derivative transaction between two counterparties is...
Introductory guide to asset finance
Introduction to asset financeWhat is asset finance?Asset finance is a method of providing financing for the purchase of particular tangible movable...
Incremental debt flexibility or accordion features
Incremental debt flexibility or accordion featuresWhat are incremental facilities?An incremental facility is feature included in a credit agreement...
Selling a loan by sub-participation
Selling a loan by sub-participationSub-participation is a means by which a lender can transfer its risk in a loan to another entity. It is used in the...
Associated legal terms
Authority
The public sector body procuring the project. This might, for example, be a Local Authority, an NHS Trust, a central Government Department or a Non-Departmental Public Body.
International Islamic Financial Market (IIFM)
A neutral, nonprofit standard-setting body of the Islamic Financial Services Industry (IFSI) established in 2002 in Manama, Bahrain and focusing on standardisation of Islamic financial products and documentation templates and development of best practices in the capital and money markets, corporate finance and trade finance segments.
Parallel Loan Agreement
An agreement between Project Co and the Construction Contractor or FM Contractor or their parent company which is outside the Construction Contract or FM Contract and is aimed at circumventing the prohibition on 'pay when paid' under Housing Grants, Construction and Regeneration Act 1996 as amended by the Local Democracy, Economic Development and Construction Act 2009.
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