About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
The International Swaps and Derivatives Association (ISDA) has published an updated paper on accounting for carbon credits, examining the treatment of...
Commission Delegated Regulation (EU) 2026/1119 of 26 May 2026 supplementing Regulation (EU) 2024/3005 of the European Parliament and of the Council...
HM Land Registry has updated its guidance on evidence of identity in PG 67. Section 4.1.B has been amended to clarify that evidence of identity is...
This week's edition of Banking and Finance weekly highlights includes: News Analysis of Together Commercial Finance v Slack; (2) MHCLG publishes...
The International Chamber of Commerce (ICC) has published a paper calling for targeted clarifications and reforms to the nasel framework to support...
Latest Banking & Finance Practice Notes
This Practice Note provides an introduction to the international sanctions regimes. It explains what sanctions are, the difference between financial...
The Bribery Act 2010 (BA 2010) was passed to ensure the UK’s compliance with the Organisation for Economic Co-operation and Development's (OECD)...
This Practice Note looks at the structure of sale and leaseback transactions, why they might be entered into and the key issues to consider when...
This Practice Note contains a list of key future developments and dates for financial services lawyers relating to a range of topics including UK and...
STOP PRESS: On 2 July 2026, the FCA published consultation paper CP26/24: Simplifying consumer investment disclosures which proposes changes to align...
Latest Banking & Finance Precedents
Company number: [insert company number][insert company name] [LIMITED OR PLC]Minutes of a meeting of the board of directors (the Meeting) of [insert...
IntroductionWhat does this Precedent cover?This Precedent sets out:•precedent substitute plug in clauses for an English limited liability partnership...
[To be printed on headed notepaper of the lender making demand]To: [Insert name of individual and/or position][insert name of the Borrower or other...
[To be printed on the headed paper of the lender’s lawyers]To:[insert name and address of Lender][insert date]Dear [insert name of Lender][Matter...
[To be printed on the headed paper of the lender’s lawyers]To:[insert name and address of Lender][insert date]Dear [insert name of Lender][Matter...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Receivables purchase transactions: invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Foreign exchange (FX) derivatives
Foreign exchange (FX) derivativesWhat is a FX derivative?A foreign exchange (FX) derivative is a type of derivative whose payoff depends on the FX...
Types of debt securities
Types of debt securitiesWhat are debt securities?In the context of the debt capital markets, the term 'debt security' means a financial instrument,...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
What is the banker’s right of set-off?
Pledges
PledgesA pledge is one of the four types of security recognised under English law—the types of security are described in Practice Note: Types of...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
Negative pledges
Negative pledgesThis Practice Note examines:•why negative pledge clauses are used in commercial transactions •the consequences of breaching negative...
The security agent
The security agent and security trust provisionsThe security agentIn a syndicated loan transaction, the security agent (sometimes also known as the...
Introductory guide to financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
What is OTC derivative contract clearing?
What is OTC derivative contract clearing?What is clearing?When an over-the-counter (OTC) derivative transaction between two counterparties is...
Introductory guide to asset finance
Introduction to asset financeWhat is asset finance?Asset finance is a method of providing financing for the purchase of particular tangible movable...
Incremental debt flexibility or accordion features
Incremental debt flexibility or accordion featuresWhat are incremental facilities?An incremental facility is feature included in a credit agreement...
Selling a loan by sub-participation
Selling a loan by sub-participationSub-participation is a means by which a lender can transfer its risk in a loan to another entity. It is used in the...
Associated legal terms
DCF
Discounted cashflow—the valuation method assessing the net present value of future cashflows.
Floating charge (Banking & Finance)
A charge which floats over the assets subject to it, allowing the chargor to deal in these assets in the ordinary course of its business until the charge crystallises (or fixes) over the assets. Certain floating charges are subject to avoidance if created shortly before an insolvency commences.
Prime brokerage
Prime brokerage services are offered by investment banks and securities firms to investment funds, frequently hedge funds, providing a centralised securities clearing facility. The main services offered include: • global custody to include clearing, custody and asset servicing ie clearance and settlement • financing ie short coverage solutions to clients, securities lending, synthetic financing, equity and loan financing • provision of credit/margins to clients • operational and technological support ie portfolio reporting, new account set-up and maintenance, fails reporting, client reporting, client billing • middle office functions ie trade allocation and affirmation, confirmation securities processing, FX, futures and derivatives • risk management including collateral management Some prime brokers may offer additional services such as capital introduction and consulting services.
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