About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
The Association for Financial Markets in Europe (AFME), the European Data Warehouse and True Sale International have published their ninth biannual...
The International Civil Aviation Organization (ICAO) has published a calculation that will enable governments to inform airlines of their first carbon...
The UK Sustainable Investment and Finance Association (UKSIF) has published a report calling for a bold evolution of the UK’s sustainability...
The European Securities and Markets Authority (ESMA) has published its Final Report covering mandates under the MiFIR Review on derivatives trade...
The Association for Financial Markets in Europe (AFME) has published its European Securitisation Data Report for the third quarter (Q3) of 2025. The...
Latest Banking & Finance Practice Notes
Financial Services passporting, third country status and equivalence in the UK post-Brexit [Archived]The Practice Note states the law prior to 18 May...
Part 26A restructuring plan—key casesPart 26A restructuring plans have been available since 26 June 2020 (see Practice Notes: Part 26A restructuring...
Introduction to the Procurement Act 2023—PA 2023This practical guidance relates to the Procurement Act 2023 regimeAs of 24 February 2025, the main...
How to approach debt restructuring and enforcementThis is an introductory guide for lenders (and other creditors), and their legal advisors, on how to...
Hot Topics for Banking & Finance lawyersThis Practice Note provides information on key new and upcoming legal developments, as well as topics...
Latest Banking & Finance Precedents
Retention of title (standard, or simple) clause1Title and risk1.1Risk in the Goods will pass to the Buyer [on [completion of] delivery OR when the...
Term sheet (for a term loan facility): single company borrower—bilateral—with or without security or a guaranteeTerm sheet for a bilateral facility...
Bank account charge (lender as account bank): single company chargor—bilateral—specific moniesThis Deed is made on [insert day and month] 20[insert...
Overdraft facility letter: single company borrower—bilateral—with or without a guarantee[To be printed on the headed paper of the lender][insert...
Board minutes for the approval or ratification of a company’s entry into a guarantee and indemnityCompany number: [insert company number][insert...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Receivables purchase transactions: invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Foreign exchange (FX) derivatives
Foreign exchange (FX) derivativesWhat is a FX derivative?A foreign exchange (FX) derivative is a type of derivative whose payoff depends on the FX...
Types of debt securities
Types of debt securitiesWhat are debt securities?In the context of the debt capital markets, the term 'debt security' means a financial instrument,...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
What is the banker’s right of set-off?
Pledges
PledgesA pledge is one of the four types of security recognised under English law—the types of security are described in Practice Note: Types of...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
Negative pledges
Negative pledgesThis Practice Note examines:•why negative pledge clauses are used in commercial transactions •the consequences of breaching negative...
The security agent
The security agent and security trust provisionsThe security agentIn a syndicated loan transaction, the security agent (sometimes also known as the...
Introductory guide to financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
What is OTC derivative contract clearing?
What is OTC derivative contract clearing?What is clearing?When an over-the-counter (OTC) derivative transaction between two counterparties is...
Introductory guide to asset finance
Introduction to asset financeWhat is asset finance?Asset finance is a method of providing financing for the purchase of particular tangible movable...
Incremental debt flexibility or accordion features
Incremental debt flexibility or accordion featuresWhat are incremental facilities?An incremental facility is feature included in a credit agreement...
Selling a loan by sub-participation
Selling a loan by sub-participationSub-participation is a means by which a lender can transfer its risk in a loan to another entity. It is used in the...
Associated legal terms
Fixed charge of non-vesting debts
A type of security taken by a receivables purchaser over receivables purportedly assigned to the receivables purchaser under a receivables purchase agreement but which fails to vest effectively in the receivables purchaser. Can be taken in a standalone document or as part of a debenture.
Information memorandum
A document produced by the borrower/issuer and arranger/lead manager of a syndicated loan/securities issue to inform potential lenders/investors about the borrower/issuer and the nature of the loan/securities
RMBS
Residential mortgage backed securities—debt secured by a pool of residential mortgages.
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