Under Appendix FM, when relying on cash savings to meet the financial requirement, can the savings be in a joint account with the applicant/sponsor and a third-party who helps manage the account (for example another family member)? If so, what supporting documents would the third-party need to provide?

It is possible to rely on cash savings alone to meet the Minimum Income Requirement for applications under the Immigration Rules, Appendix FM. See Practice Note: Minimum income threshold: Category D—cash savings. When relying on cash savings, the Immigration Rules, Appendix FM-SE, para 11 states that the following evidence must be provided:

'(a)…personal bank statements showing that at least the level of cash savings relied upon in the application has been held in an account(s) in the name of the person or of the person and their partner jointly throughout the period of 6 months prior to the date of application

(b) A declaration by the account holder(s) of the source(s) of the cash savings'

In relation to the requirements of personal bank statements, the Immigration Rules, Appendix FM-SE, para 1(a)(iii) states as follows:

'1.…in