Governing law and jurisdiction in contracts with UK consumers

Produced in partnership with Suzie Miles of Ashfords
Practice notes

Governing law and jurisdiction in contracts with UK consumers

Produced in partnership with Suzie Miles of Ashfords

Practice notes
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This Practice Note examines the extent to which traders based in England and Wales can make their contracts with consumers based in other UK Jurisdictions subject to the Governing Law and/or jurisdiction of England and Wales. It considers the Laws which determine governing law and jurisdiction (in respect of both contractual and non-contractual obligations) in the UK in business-to-consumer (B2C) contracts.

For the purposes of this Practice Note, a ‘consumer’ is a natural person acting for purposes outside of their trade or profession.

Brexit

This Practice Note contains references to retained EU law (REUL) and associated terms introduced by the European Union (Withdrawal) Act 2018 in connection with Brexit. Assimilated law is the name given to REUL which remains in force after the end of 2023. The re-categorisation of REUL (and associated terms) to assimilated law reflects a change in its status and treatment under UK law, in that it is generally to be interpreted according to ordinary domestic law and principles.

From 1 January 2024, REUL is ‘assimilated’

Suzie Miles
Suzie Miles chambers

Partner (Commercial/Technology), Ashfords


Suzie leads the commercial technology team at Ashfords advising on a wide range of technology matters with a particular focus on fin-tech. Suzie has a breadth of experience in drafting and negotiating commercial/IT contracts including for bespoke software development (using agile or waterfall methodology), support and maintenance, the provision of software and hardware for a range of deployment models as well as leading on technology transformation projects and large technology outsourcing deals.

Suzie advises on the entire sourcing cycle, providing pragmatic advice from the early stages of deciding how to structure a transaction, the strategy for purchasing within an existing IT estate or structuring a commercial model, through to contract negotiations, implementation and post contractual changes.

Suzie is ITIL Practitioner certified, PRINCE 2 certified and has undertaken Open University in Information Security enabling Suzie to efficiently and effectively manage large technology projects.

Suzie’s practice area within fin-tech includes advising payment services providers, critical sub-outsourcers to financial institutions (including compliance with EBA guidelines), scheme participants and payment gateway providers. 

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Jurisdiction(s):
United Kingdom
Key definition:
Governing Law definition
What does Governing Law mean?

Governing law is the law stipulated in a contract to determine a dispute. Where there is no valid governing law clause, the law to be applied, the applicable law, will be determined in accordance with the relevant regulation, convention, legislation or common law rules.

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