LEXISNEXIS_ICON4_SIGNINSign-in LEXISNEXIS_ICONS_SUPPORTHelp

Types of lending

View Banking & Finance by content type:

News
Practice notes
Precedents
Q&As

Latest Banking & Finance News

End of insolvency temporary provisions—introduction of new temporary provisions

End of insolvency temporary provisions—introduction of new temporary provisions

The following Banking & Finance news provides comprehensive and up to date legal information on End of insolvency temporary provisions—introduction of new temporary provisions

Banking and Finance weekly highlights—16 September 2021

Banking and Finance weekly highlights—16 September 2021

The following Banking & Finance news provides comprehensive and up to date legal information on Banking and Finance weekly highlights—16 September 2021

DWP consultation on improving the notifiable events regime—increasing the powers of TPR through regulations

DWP consultation on improving the notifiable events regime—increasing the powers of TPR through regulations

The following Banking & Finance news provides comprehensive and up to date legal information on DWP consultation on improving the notifiable events regime—increasing the powers of TPR through regulations

Unsuccessful application for an order declaring an administrator’s appointment invalid (Galer v Mond)

Unsuccessful application for an order declaring an administrator’s appointment invalid (Galer v Mond)

The following Banking & Finance news provides comprehensive and up to date legal information on Unsuccessful application for an order declaring an administrator’s appointment invalid (Galer v Mond)

Featured Banking & Finance content

Negative pledges

Negative pledges

Negative pledgesThis Practice Note examines:•why negative pledge clauses are used in commercial transactions •the consequences of breaching negative...

Floating charges

Floating charges

Floating chargesIP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the end of the Brexit transition/implementation period entered into following...

Bills of exchange—structure and parties

Bills of exchange—structure and parties

Bills of exchange—structure and partiesBills of exchange are negotiable instruments that represent an unconditional promise by one party to pay...

Loan Market Association (LMA) leveraged documentation

Loan Market Association (LMA) leveraged documentation

Loan Market Association (LMA) leveraged documentationDevelopment of the Loan Market Association (LMA) documentationThe project to develop the LMA...

Precedents

Reservation of rights letter: breach of bilateral facility agreement

[To be printed on the headed paper of the lender][insert date]To:[insert name and address of borrower]Dear [insert full name of borrower]1We refer to...
Read More >
19th May
Practice notes

European PIK loan facilities

European PIK loan facilitiesThis Practice Note provides information on European PIK loan facilities (PIK facilities). It discusses:•the key features...
Read More >
Produced in partnership with Susan Whitehead, Consultant at Hogan Lovells and Penny Angell, Partner at Hogan Lovells 19th May
Practice notes

Introduction to fund finance—capital call facilities

Introduction to fund finance—capital call facilitiesThis Practice Note discusses:•what is meant by capital call facilities, NAV, or asset backed...
Read More >
Produced in partnership with Leon Stephenson of Reed Smith 19th May
Practice notes

Increased costs

Increased costsThis Practice Note considers the costs that a lender will incur when providing funding to a borrower and the steps that it will take...
Read More >
19th May
Practice notes

Perfecting security

Perfecting securityIP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the end of the Brexit transition/implementation period entered into...
Read More >
19th May
Practice notes

Synthetic securitisations

Synthetic securitisationsWhat is a securitisation?Securitisation is a technique used to finance the ownership or sale of types of assets that would...
Read More >
19th May
Practice notes

Bilateral, syndicated and club arrangements

Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
Read More >
19th May
Practice notes

Pre-export finance—key terms in the facility agreement

Pre-export finance—key terms in the facility agreementPre-export finance (PXF) is an established structure used to provide finance to producers of...
Read More >
Produced in partnership with Dentons 19th May
Practice notes

Derivatives—ISDA documentation framework

Derivatives—ISDA documentation frameworkThe International Swaps and Derivatives Association, Inc. (ISDA) is an association for participants in the...
Read More >
19th May
Practice notes

The facility agent

The facility agentThis Practice Note covers the duties and role of the facility agent (defined in the Loan Market Association (LMA) documentation as...
Read More >
19th May
Precedents

Guarantee and indemnity: cross guarantee from group companies—bilateral—all monies

This Deed of guarantee and indemnity is made on [insert day and month] 20[insert year]Parties1[Insert name of Guarantor], a company incorporated in...
Read More >
19th May
Practice notes

Transferring a loan by equitable assignment

Transferring a loan by equitable assignmentAssignment is a means by which a lender can transfer its interest in a loan to another lender.For an...
Read More >
19th May
Precedents

Facility letter (term loan): single company borrower—bilateral—unsecured

[TO BE PRINTED ON THE HEADED PAPER OF THE LENDER][insert name and address of borrower][insert date]Dear [insert full name of borrower]We offer to...
Read More >
19th May
Practice notes

Loan Market Association (LMA)—news on documentation [Archived]

Loan Market Association (LMA)—news on documentation [Archived]This Practice Note is an archive of news from the Loan Market Association (LMA) on LMA...
Read More >
19th May
Practice notes

Crystallisation of floating charges

Crystallisation of floating chargesThe key feature of a floating charge is that, until it crystallises, the chargor is entitled to deal with the...
Read More >
19th May
Precedents

Overdraft facility letter: single company borrower—bilateral—with or without a guarantee

[To be printed on the headed paper of the lender][insert date]To:[insert name and address of borrower]Dear [insert name of borrower],We are pleased to...
Read More >
19th May

Most recent Types of lending content

Practice notes

Lending to funds

Lending to fundsWhat is 'fund finance'?The term 'fund finance' is used to cover a broad spectrum of debt financing arrangements. The type of fund...
Read More >
Produced in partnership with Heather Culshaw of Herbert Smith Freehills and Susie Nguyen of Herbert Smith Freehills 15th Sep
Practice notes

Debt capital market finance versus loan finance

Debt capital market finance versus loan financeMethods of raising financeWhen a corporate entity needs to raise finance, its first choice is whether...
Read More >
7th Sep
Practice notes

Introduction to project finance

Introduction to project financeThis Practice Note provides an introduction to project finance. It explains:•the concept of project finance, including...
Read More >
7th Sep
Practice notes

Key features in LMA PEPP documentation

Key features in LMA PEPP documentationIP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the end of the Brexit transition/implementation period...
Read More >
Produced in partnership with Herman Park of Akin Gump Strauss Hauer & Feld and Robert Aulsebrook of Akin Gump Strauss Hauer & Feld 10th Aug
Practice notes

Secured and guaranteed facilities

Secured and guaranteed facilitiesA lender's primary concern is that it is repaid. If a borrower becomes insolvent, the lender may have to share the...
Read More >
10th Aug
Practice notes

Private placements

Private placementsIP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the end of the Brexit transition/implementation period entered into...
Read More >
Produced in partnership with Herman Park of Akin Gump Strauss Hauer & Feld and Robert Aulsebrook of Akin Gump Strauss Hauer & Feld 10th Aug
Practice notes

Acquisition finance—introductory guide

Acquisition finance—introductory guideThis Practice Note is intended as an introductory guide to acquisition finance for those with no, or limited...
Read More >
10th Aug
Practice notes

Lending—introductory guide

Lending—introductory guideA lending transaction is simply the making of a loan of money by a lender to a borrower. This can range from a small...
Read More >
10th Aug
Practice notes

Introduction to trade finance

Introduction to trade financeCoronavirus (COVID-19): For information on the implications of coronavirus on trade and commodity finance transactions,...
Read More >
Produced in partnership with Sullivan 10th Aug
Practice notes

Introduction to asset finance

Introduction to asset financeWhat is asset finance?Asset finance is a method of providing financing for the purchase of particular tangible movable...
Read More >
10th Aug
Q&As

Would privately (ie not via a public platform) facilitating an opportunity to individuals to lend to a corporate be caught under the Financial Services and Markets Act 2000 (FSMA 2000) as a regulated activity requiring authorisation? Is it the case that since the borrower is a corporate entity, the credit broking restrictions will not be relevant since there is no consumer contract? It also does not seem like a private arrangement like this would fall under operating an electronic system in relation to lending. What are your thoughts as to whether it may be a regulated activity, whether under the above or other provisions of FSMA 2000?

Would privately (ie not via a public platform) facilitating an opportunity to individuals to lend to a corporate be caught under the Financial...
Read More >
Produced in partnership with Thomas Samuels of Gough Square Chambers 10th Aug
Q&As

For the purposes of Principle 71 of the Lending Code, what constitutes a merchant agreement? Would it include an agreement from a finance company to a car dealership pursuant to which the finance company makes credit available to the Dealer with which to acquire new and/or used motor vehicles?

For the purposes of Principle 71 of the Lending Code, what constitutes a merchant agreement? Would it include an agreement from a finance company to a...
Read More >
31st Jul
Q&As

What is the Coronavirus Business Interruption Loan Scheme and how can borrowers access it?

What is the Coronavirus Business Interruption Loan Scheme and how can borrowers access it?What are the key features of the Coronavirus Business...
Read More >
31st Jul
tag iconCOVID-19
Practice notes

Key principles of Islamic finance

Key principles of Islamic financeShari’ah compliant or Islamic finance is a form of financing based on principles of and prohibitions under Shari’ah...
Read More >
30th Jul
Practice notes

Introduction to fund finance—capital call facilities

Introduction to fund finance—capital call facilitiesThis Practice Note discusses:•what is meant by capital call facilities, NAV, or asset backed...
Read More >
Produced in partnership with Leon Stephenson of Reed Smith 30th Jul
Practice notes

Introduction to real estate finance—the lending structure

Introduction to real estate finance—the lending structureWhat are the key features of real estate finance?This Practice Note focuses on what is...
Read More >
30th Jul
Practice notes

Structured trade finance

Structured trade financeCoronavirus (COVID-19): For information on the implications of coronavirus on trade and commodity finance transactions, see...
Read More >
Produced in partnership with Sullivan 30th Jul
Practice notes

Forward start facilities

Forward start facilitiesWhat is a forward start facility?A forward start facility (FSF) is a syndicated facility under which lenders which have...
Read More >
30th Jul
tag iconIn-house
Practice notes

Bilateral, syndicated and club arrangements

Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
Read More >
30th Jul
Practice notes

Fundamentals of microfinance

Fundamentals of microfinanceWhat is microfinance?The Consultative Group to Assist the Poor (CGAP) defines 'microfinance' as 'the supply of loans,...
Read More >
Produced in partnership with Ranajoy Basu of McDermott Will & Emery 30th Jul

Popular documents

Medco

Medco

MedcoSTOP PRESS: A new RTA small claims protocol for whiplash claims comes into effect for accidents occurring on or after 31 May 2021. The small claims track limit for personal injury claims arising from an RTA is increased to £5000 in respect of general damages for pain, suffering and loss of

Multilateral Trading Facilities (MTFs)

Multilateral Trading Facilities (MTFs)

Multilateral Trading Facilities (MTFs)BREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period entered into following the UK’s withdrawal from the EU. Following IP completion day, key transitional arrangements come to an end and

Common law offence of false imprisonment

Common law offence of false imprisonment

Common law offence of false imprisonmentThe offence of false imprisonmentFalse imprisonment is a common law offence but it is more common as a civil action in tort (see Practice Note: False imprisonment).It is triable only on indictment. It may be classified in class 2A, 2B or 3 in accordance with

EL/PL claims in the portal—a practical guide (Stage 1)

EL/PL claims in the portal—a practical guide (Stage 1)

EL/PL claims in the portal—a practical guide (Stage 1)This Practice Note provides an overview of the Pre-Action Protocol for Low Value Personal Injury (Employers’ Liability and Public Liability) Claims from 31 July 2013 (the EL/PL protocol) in particular Stage 1 of the process. For guidance on Stage