Types of lending

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The Law Commission’s recommendations for updating for the Land Registration Act 2002—thoughts on the government response

The following Banking & Finance news provides comprehensive and up to date legal information on The Law Commission’s recommendations for updating for the Land Registration Act 2002—thoughts on the government response

FCA looks to challenge Amigo Loans’ restructuring plan

The following Banking & Finance news provides comprehensive and up to date legal information on FCA looks to challenge Amigo Loans’ restructuring plan

Banking and Finance weekly highlights—13 May 2021

The following Banking & Finance news provides comprehensive and up to date legal information on Banking and Finance weekly highlights—13 May 2021

SEC brought 75 crypto-related actions in 7.5 years

The following Banking & Finance news provides comprehensive and up to date legal information on SEC brought 75 crypto-related actions in 7.5 years

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Taking security over uncertificated shares held in CREST

Shares are commonly offered as security for a loan in commercial lending transactions.Practice Note: Taking security over shares explains how to take...

Project finance—key finance documents

Documents for a typical project finance transaction can be split into three broad categories:•finance documents—the finance documents govern the debt...

Shipbuilding contracts

This Practice Note considers the main terms included in standard form shipbuilding contracts. In particular, it looks at:•standard forms of the...

Secondary debt trading—completing the trade confirmation

The majority of secondary debt trades are conducted by telephone or by email. Following the trade call or email exchange, the parties will document...

Practice notes

Instructing and managing local counsel

Given the cross-border nature of many banking transactions, it is common for the principal legal advisors for lenders and borrowers to need to...

9th Nov

Practice notes

Debt securities—10b-5 letters

A 10b-5 letter (also referred to as a 'disclosure letter') is a letter delivered to the underwriters by issuer's and underwriters' counsel in...

Produced in partnership with Charles Farnsworth of Baker McKenzie and Adam Farlow of Baker McKenzie 12th Jan

Practice notes

Bridge to bond facilities

What are they?A bridge to bond facility is a type of acquisition financing where the buyer requires the certainty of a fully committed financing...

Produced in partnership with Cleary Gottlieb and Ian Chin of Morrison & Foerster 12th Jan

Practice notes

Transferring a loan by legal assignment

Assignment is a means by which a lender can transfer its interest in a loan to another lender.For an overview of the reasons why a lender might...

9th Nov

Practice notes

Transferring a loan by sub-participation

Sub-participation is a means by which a lender can transfer its risk in a loan to another lender. For an overview of the reasons why a lender might...

9th Nov

Practice notes

On demand guarantees and bonds

Coronavirus (COVID-19): The ICC has issued a guidance paper on the impact of COVID-19 on trade finance transactions issued subject to ICC rules. For...

9th Nov

Practice notes

Crystallisation of floating charges

The key feature of a floating charge is that, until it crystallises, the chargor is entitled to deal with the charged assets in the normal course of...

9th Nov

Practice notes

Overdrafts, term loans and revolving credit facilities

This Practice Note explains the features of three common types of loan facility:•overdrafts•term loans, and•revolving credit facilities (RCFs)It also...

9th Nov

In-house

Practice notes

ISDA definitions

The vast majority of derivative transactions are documented by standard documentation developed and published by the International Swaps and...

9th Nov

In-house

Practice notes

Loan Market Association (LMA) leveraged documentation

Development of the Loan Market Association (LMA) documentationThe project to develop the LMA investment grade documents began in 1998 as a response to...

9th Nov

Practice notes

Fixed and floating charges

There are four main types of security available under English law: •mortgage•charge•pledge, and•lienThis Practice Note explains:•the nature of a...

9th Nov

Practice notes

Types of debt securities

BREXIT: As of 31 January 2020, the UK is no longer an EU Member State, but has entered an implementation period during which it continues to be...

9th Nov

Practice notes

Foreign exchange (FX) derivatives

BREXIT: As of 31 January 2020, the UK is no longer an EU Member State, but has entered an implementation period during which it continues to be...

9th Nov

Practice notes

Loan Market Association (LMA)—news on documentation [Archived]

This Practice Note is an archive of news from the Loan Market Association (LMA) on LMA documentation and related topics. It covers LMA updates from...

9th Nov

Practice notes

Term Loan B facilities

This Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in syndicated loans in leveraged...

Produced in partnership with Carlo de Vito Piscicelli of Cleary Gottlieb Steen & Hamilton 12th Jan

Practice notes

Sources of Shari'ah

IntroductionShari'ah (also Sharia, Shariah or Shari’a) (literally, in Arabic, 'the path towards the watering place') or Islamic law is the legal...

9th Nov

Most recent Types of lending content

Practice notes

Film finance

What is film finance?Films are expensive to make and costs arise during filming and marketing before proceeds are generated from screenings. Film...

Produced in partnership with CMS 30th Apr

Practice notes

Secured and guaranteed facilities

A lender's primary concern is that it is repaid. If a borrower becomes insolvent, the lender may have to share the borrower's available assets with...

29th Apr

Practice notes

Lending—introductory guide

A lending transaction is simply the making of a loan of money by a lender to a borrower. This can range from a small overdraft from a bank to a...

28th Apr

Practice notes

Key features of syndicated facilities

The difference between bilateral and syndicated loansA bilateral loan involves a borrower (and sometimes other companies in the borrower's group as...

26th Apr

Practice notes

Private placements

IP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the end of the Brexit transition/implementation period entered into following the UK’s...

Produced in partnership with Herman Park of Akin Gump Strauss Hauer & Feld and Robert Aulsebrook of Akin Gump Strauss Hauer & Feld 26th Apr

Practice notes

Key features in LMA PEPP documentation

IP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the end of the Brexit transition/implementation period entered into following the UK’s...

Produced in partnership with Herman Park of Akin Gump Strauss Hauer & Feld and Robert Aulsebrook of Akin Gump Strauss Hauer & Feld 26th Apr

Practice notes

Acquisition finance—introductory guide

This Practice Note is intended as an introductory guide to acquisition finance for those with no, or limited knowledge of the area. It explains:• what...

26th Apr

Practice notes

Introduction to trade finance

Coronavirus (COVID-19): For information on the implications of coronavirus on trade and commodity finance transactions, see Practice Note: Coronavirus...

Produced in partnership with Sullivan 8th Apr

Practice notes

Fundamentals of microfinance

What is microfinance?The Consultative Group to Assist the Poor (CGAP) defines 'microfinance' as 'the supply of loans, savings and other basic...

Produced in partnership with Ranajoy Basu of McDermott Will & Emery 8th Apr

Practice notes

Introduction to project finance

This Practice Note provides an introduction to project finance. It explains:•the concept of project finance, including the nature of typical projects,...

8th Apr

Practice notes

Overdrafts, term loans and revolving credit facilities

This Practice Note explains the features of three common types of loan facility:•overdrafts•term loans, and•revolving credit facilities (RCFs)It also...

8th Apr

In-house

Practice notes

Bilateral, syndicated and club arrangements

One of the features used to categorise loans is the number of lenders involved. A loan involving one lender is known as a 'bilateral loan'. A loan...

8th Apr

Practice notes

Forward start facilities

What is a forward start facility?A forward start facility (FSF) is a syndicated facility under which lenders which have already provided funding to a...

8th Apr

In-house

Practice notes

Introduction to asset finance

What is asset finance?Asset finance is a method of providing financing for the purchase of particular tangible movable assets. The structure of the...

8th Apr

Practice notes

Structured trade finance

Coronavirus (COVID-19): For information on the implications of coronavirus on trade and commodity finance transactions, see Practice Note: Coronavirus...

Produced in partnership with Sullivan 8th Apr

Practice notes

Key principles of Islamic finance

Shari’ah compliant or Islamic finance is a form of financing based on principles of and prohibitions under Shari’ah or Islamic law. These principles...

8th Apr

Practice notes

Introduction to real estate finance—the lending structure

What are the key features of real estate finance?This Practice Note focuses on what is thought of as traditional real estate finance ie lending...

8th Apr

Practice notes

Debt capital market finance versus loan finance

IP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the end of the Brexit transition/implementation period entered into following the UK’s...

8th Apr

Practice notes

Introduction to fund finance—capital call facilities

This Practice Note discusses:•what is meant by capital call facilities, NAV, or asset backed facilities, and hybrid facilities•the commercial use of...

Produced in partnership with Leon Stephenson of Reed Smith 8th Apr

Practice notes

Lending to funds

What is 'fund finance'?The term 'fund finance' is used to cover a broad spectrum of debt financing arrangements. The type of fund finance available to...

Produced in partnership with Heather Culshaw of Herbert Smith Freehills and Susie Nguyen of Herbert Smith Freehills 8th Apr

Types of lending

View Banking & Finance by content type:

Latest Banking & Finance News

The Law Commission’s recommendations for updating for the Land Registration Act 2002—thoughts on the government response

FCA looks to challenge Amigo Loans’ restructuring plan

Banking and Finance weekly highlights—13 May 2021

SEC brought 75 crypto-related actions in 7.5 years

Featured Banking & Finance content

Taking security over uncertificated shares held in CREST

Project finance—key finance documents

Shipbuilding contracts

Secondary debt trading—completing the trade confirmation

Most recent Types of lending content

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