Types of lending

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Practice notes
What are incremental facilities?An incremental facility is feature included in a credit agreement where, subject to meeting certain pre-agreed...
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Produced in partnership with Osborne Clarke 12th Jan
Practice notes
There are four main types of security available under English law: •mortgage•charge•pledge, and•lienThis Practice Note explains:•the nature of a...
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9th Nov
Practice notes
BREXIT: As of 31 January 2020, the UK is no longer an EU Member State, but has entered an implementation period during which it continues to be...
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9th Nov
Practice notes
The vast majority of derivative transactions are documented by standard documentation developed and published by the International Swaps and...
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9th Nov
Practice notes
BREXIT: As of 31 January 2020, the UK is no longer an EU Member State, but has entered an implementation period during which it continues to be...
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9th Nov
Practice notes
On an acquisition finance transaction, the borrowing group, in addition to the debt (whether loans or bonds) required to fund the transaction, will...
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9th Nov
Practice notes
Assignments by way of security can take different forms and it is important to understand how they are created and their effect. Security over choses...
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9th Nov
Practice notes
This Practice Note lists hot topics (with links to the appropriate materials) that may be of interest to Banking & Finance lawyers. It is updated...
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9th Nov
Practice notes
Assignment is a means by which a lender can transfer its interest in a loan to another lender.For an overview of the reasons why a lender might...
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9th Nov
Practice notes
Novation is a means by which a lender can transfer its interest in a loan to another lender.This Practice Note looks at what is meant by novation...
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9th Nov
Practice notes
There are times when a lender might want to get back some of the money it has lent to a borrower before the borrower is due to repay it.If the...
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9th Nov
Practice notes
A 10b-5 letter (also referred to as a 'disclosure letter') is a letter delivered to the underwriters by issuer's and underwriters' counsel in...
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Produced in partnership with Charles Farnsworth of Baker McKenzie and Adam Farlow of Baker McKenzie 12th Jan
Practice notes
Given the cross-border nature of many banking transactions, it is common for the principal legal advisors for lenders and borrowers to need to...
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9th Nov
Practice notes
Summary of advantages and disadvantages of the floating chargeThis Practice Note discusses the advantages and disadvantages of taking a floating as...
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9th Nov
Practice notes
In summary, a market disruption clause sets out how interest is calculated for a loan if a lender’s cost of funding the loan is in excess of London...
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9th Nov
Practice notes
Shares are commonly offered as security for a loan in commercial lending transactions.Practice Note: Taking security over shares explains how to take...
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9th Nov

Most recent Types of lending content

Practice notes
This Practice Note is intended as an introductory guide to acquisition finance for those with no, or limited knowledge of the area. It explains:• what...
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17th Jan
Practice notes
This Practice Note provides an introduction to project finance. It explains:•the concept of project finance, including the nature of typical projects,...
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17th Jan
Practice notes
What is microfinance?The Consultative Group to Assist the Poor (CGAP) defines 'microfinance' as 'the supply of loans, savings and other basic...
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Produced in partnership with Ranajoy Basu of Reed Smith 17th Jan
Practice notes
What is 'fund finance'?The term 'fund finance' is used to cover a broad spectrum of debt financing arrangements. The type of fund finance available to...
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Produced in partnership with Heather Culshaw and Susie Nguyen of Herbert Smith Freehills LLP 17th Jan
Practice notes
What is asset finance?Asset finance is a method of providing financing for the purchase of particular tangible movable assets. The structure of the...
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17th Jan
Practice notes
Coronavirus (COVID-19): For information on the implications of coronavirus on trade and commodity finance transactions, see Practice Note: Coronavirus...
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Produced in partnership with Sullivan 17th Jan
Practice notes
One of the features used to categorise loans is the number of lenders involved. A loan involving one lender is known as a 'bilateral loan'. A loan...
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17th Jan
Practice notes
What is a forward start facility?A forward start facility (FSF) is a syndicated facility under which lenders which have already provided funding to a...
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17th Jan
Practice notes
What are the key features of real estate finance?This Practice Note focuses on what is thought of as traditional real estate finance ie lending...
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17th Jan
Practice notes
IP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the end of the Brexit transition/implementation period entered into following the UK’s...
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Produced in partnership with Herman Park of Akin Gump Strauss Hauer & Feld and Robert Aulsebrook of Akin Gump Strauss Hauer & Feld 17th Jan
Practice notes
This Practice Note explains the features of three common types of loan facility:•overdrafts•term loans, and•revolving credit facilities (RCFs)It also...
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17th Jan
Practice notes
Shari’ah compliant or Islamic finance is a form of financing based on principles of and prohibitions under Shari’ah or Islamic law. These principles...
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17th Jan
Practice notes
A lender's primary concern is that it is repaid. If a borrower becomes insolvent, the lender may have to share the borrower's available assets with...
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17th Jan
Practice notes
A lending transaction is simply the making of a loan of money by a lender to a borrower. This can range from a small overdraft from a bank to a...
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17th Jan
Practice notes
The difference between bilateral and syndicated loansA bilateral loan involves a borrower (and sometimes other companies in the borrower's group as...
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17th Jan
Practice notes
What is a 'capital call facility'?A capital call facility is a form of finance provided by a lender to a fund and typically secured against investors’...
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Produced in partnership with Peter Olds of Cleary, Gottlieb, Steen & Hamilton 17th Jan
Practice notes
What is film finance?Films are expensive to make and costs arise during filming and marketing before proceeds are generated from screenings. Film...
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Produced in partnership with CMS 17th Jan
Practice notes
Coronavirus (COVID-19): For information on the implications of coronavirus on trade and commodity finance transactions, see Practice Note: Coronavirus...
Read More >
Produced in partnership with Sullivan 8th Jan
Practice notes
IP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the end of the Brexit transition/implementation period entered into following the UK’s...
Read More >
Produced in partnership with Herman Park of Akin Gump Strauss Hauer & Feld and Robert Aulsebrook of Akin Gump Strauss Hauer & Feld 8th Jan

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