Flood risk and development

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Flood risk assessment (FRA) is imperative in the context of property, legal and financial markets becoming increasingly sensitive to flood risk and the escalating cost of flood damage. Flood risk management is an important part of all new developments and property conveyancing, and a range of products and assessments now exist in the market place providing varying scope and detail. See Practice Notes: Flooding—flood risk and development, Flood insurance—overview of the market, Flooding—Law Society practice note on flood risk and Flooding—flood searches.

Planning policy on flood risk

The National Planning Policy Framework (NPPF) sets out national planning policy on flood risk in England. Its policies seek to minimise risks to development arising from all sources of flooding and coastal change, taking account of climate change, by steering development away from areas of risk, ensuring that development is safe for its lifetime without increasing flood risk elsewhere and incorporating sustainable drainage systems where appropriate. The NPPF contains separate policies for plan-making and decision-making, supported by the flood zone and vulnerability classifications in Annex F.

The NPPF does not apply in Wales. Welsh national policies...

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