Insurance in construction

Q&As

Is there a financial limit of cover under a new home warranty and if so, what is that limit?

Is there a financial limit of cover under a new home warranty and if so, what is that limit?A new home warranty is, in effect, an insurance policy...

1st Aug

Practice notes

Third Parties (Rights Against Insurers) Act 2010—one minute guide

Third Parties (Rights Against Insurers) Act 2010—one minute guidePurpose of the TP(RAI)A 2010The Third Parties (Rights against Insurers) Act 2010...

Produced in partnership with HFW 1st Aug

Practice notes

Subrogation in insurance and reinsurance

Subrogation in insurance and reinsuranceWhat is the right of subrogation?In the context of insurance and reinsurance, the right of subrogation...

Produced in partnership with Eleanor Ruiz of Reed Smith and Mark Pring of Reed Smith 1st Aug

Practice notes

Professional indemnity insurance—essentials

Professional indemnity insurance—essentialsWhat is professional indemnity insurance?Professional indemnity insurance is a form of liability insurance....

1st Aug

Practice notes

Double insurance and contribution

Double insurance and contributionOverlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover,...

Produced in partnership with Susie Wakefield and Matthew Brown of Shoosmiths LLP 1st Aug

Practice notes

General principles of insurance contract law

General principles of insurance contract lawWhat is insurance law?Insurance law can be split into three parts:•insurance contract law which governs...

1st Aug

In-house

Q&As

Where a National Home Building Council (NHBC) warranty obligates the NHBC to either reimburse the cost of putting right defects or arrange (at its expense) for the necessary work to be carried out, is it possible for a covered party to choose the option it prefers?

Where a National Home Building Council (NHBC) warranty obligates the NHBC to either reimburse the cost of putting right defects or arrange (at its...

Produced in partnership with Chris Bryden of 4 King’s Bench Walk 31st Jul

Q&As

What amendments to the JCT Design and Build Contract 2011 should be included where the employer is taking out insurance under clause 6.5.1 instead of the contractor?

What amendments to the JCT Design and Build Contract 2011 should be included where the employer is taking out insurance under clause 6.5.1 instead of...

Produced in partnership with Abdul Jinadu of Keating Chambers 31st Jul

Q&As

Can you delete professional indemnity provisions in a collateral warranty where the contractor has not undertaken any design work?

Can you delete professional indemnity provisions in a warranty'>collateral warranty where the contractor has not undertaken any design work?A...

Produced in partnership with David Sawtell of 39 Essex Chambers 31st Jul

Q&As

What should a lender know when evaluating the professional indemnity cover of consultants, contractors and sub-contractors in a collateral warranty and what is the difference between a ‘per claim or series of claims’ basis as opposed to a ‘per occurrence or series of occurrences’ basis in a collateral warranty?

What should a lender know when evaluating the professional indemnity cover of consultants, contractors and sub-contractors in a warranty'>collateral...

31st Jul

Q&As

NHBC—what is the basis for the developer being responsible for dealing with defects for the first two years, if the sale contract for a new build house is silent as to the developer having such responsibility?

NHBC—what is the basis for the developer being responsible for dealing with defects for the first two years, if the sale contract for a new build...

31st Jul

Q&As

Where, under a building contract, an employer has taken out insurance in joint names, does that give the contractor protection from a subrogated claim being brought against them by the insurer in the name of one of the other insured parties?

Where, under a building contract, an employer has taken out insurance in joint names, does that give the contractor protection from a subrogated claim...

Produced in partnership with Rebecca Prigg of CMS 31st Jul

Q&As

Beyond the first two years of a National House Building Council (NHBC) warranty, is cover for a defect occurring in the communal parts of a block of flats provided by the builder or by NHBC?

Beyond the first two years of a National House Building Council (NHBC) warranty, is cover for a defect occurring in the communal parts of a block of...

31st Jul

Q&As

What are the potential risks to a buyer of a new-build property if the developer does not have National House Building Council or equivalent?

What are the potential risks to a buyer of a new-build property if the developer does not have National House Building Council or equivalent?It is a...

31st Jul

Q&As

Can a provider of industry accreditation certificates release the insurance details of its accredited installers to an installer’s customer where the contract between the installer and its customer is silent on the issue?

Can a provider of industry accreditation certificates release the insurance details of its accredited installers to an installer’s customer where the...

31st Jul

Q&As

What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each affords to the principal/additional insured?

What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each...

31st Jul

Q&As

What is decennial insurance?

What is decennial insurance?Decennial insurance is insurance that can be taken out by those responsible for the design and construction of buildings...

Produced in partnership with Charles Russell Speechlys LLP 31st Jul

Q&As

Is there a definition of 'Existing Structures' (referred to in the JCT form of contracts at Insurance Option C)? Would it include cladding connected to the building that was not structural/load bearing?

Is there a definition of 'Existing Structures' (referred to in the JCT form of contracts at Insurance Option C)? Would it include cladding connected...

Produced in partnership with Julie Morrissy of Irwin Mitchell LLP 31st Jul

Q&As

What is the difference between joint insured, co-insured and composite insured?

What is the difference between joint insured, co-insured and composite insured?In financing and construction documentation for development projects it...

31st Jul

Q&As

We have an insurance policy which both covers and excludes a particular risk. Linked to this is the use in the policy of the words ‘and/or’. Do you have any materials which can help us to interpret this section of the policy?

We have an insurance policy which both covers and excludes a particular risk. Linked to this is the use in the policy of the words ‘and/or’. Do you...

31st Jul

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