About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
This week's edition of Banking and Finance weekly highlights includes: (1) Our cases round-up from December 2025 and January 2026; (2) RICS publishes...
The International Capital Market Association (ICMA) has published a position paper setting out its views and recommendations on the EU Sustainable...
The Office of Financial Sanctions Implementation (OFSI) has updated General Licence INT/2025/7328184 to include definitions of the Welsh Revenue...
In response to ongoing geopolitical developments and the increased use of sanctions regimes, the Loan Market Association (LMA) has published a...
The International Swaps and Derivatives Association (ISDA) has published a paper examining how pension funds use derivative instruments. The paper...
Latest Banking & Finance Practice Notes
Class 1 transactions—fundamentals—prior to 29 July 2024 [Archived]ARCHIVED: This Practice Note has been archived and is not maintained.A significant...
Requirements for listing on the Official List of the Financial Conduct Authority—equity shares (commercial companies) categorySTOP PRESS: Significant...
UK Prospectus Regulation trackerTracker overviewThis tracker summarises legislative and regulatory developments in relation to the UK Prospectus...
Key dates for Financial Services—horizon scannerThis Practice Note contains a list of key future developments and dates for financial services lawyers...
Policing and enforcement of the UK Listing RegimeSTOP PRESS: Significant reforms to the UK prospectus regime came into force on 19 January 2026. The...
Latest Banking & Finance Precedents
Solvency certificate for use in connection with a bilateral facility agreement: guarantor/third party security provider[insert date]To:[insert full...
Solvency certificate for use in connection with a bilateral facility agreement: borrower[insert date]To:[insert full name and address of lender]Dear...
Deed of priority: single company borrower—single senior secured lender—single junior secured lenderThis Deed is made [insert day and month] 20[insert...
Guarantee and indemnity: individual director guarantor—bilateral—all moniesWarning to the GUARANTOR: Before you sign this guarantee, you should seek...
Guarantee and indemnity: single company guarantor—bilateral—specific moniesThis Deed of guarantee and indemnity is made on [insert day and month]...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Receivables purchase transactions: invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Foreign exchange (FX) derivatives
Foreign exchange (FX) derivativesWhat is a FX derivative?A foreign exchange (FX) derivative is a type of derivative whose payoff depends on the FX...
Types of debt securities
Types of debt securitiesWhat are debt securities?In the context of the debt capital markets, the term 'debt security' means a financial instrument,...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
What is the banker’s right of set-off?
Pledges
PledgesA pledge is one of the four types of security recognised under English law—the types of security are described in Practice Note: Types of...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
Negative pledges
Negative pledgesThis Practice Note examines:•why negative pledge clauses are used in commercial transactions •the consequences of breaching negative...
The security agent
The security agent and security trust provisionsThe security agentIn a syndicated loan transaction, the security agent (sometimes also known as the...
Introductory guide to financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
What is OTC derivative contract clearing?
What is OTC derivative contract clearing?What is clearing?When an over-the-counter (OTC) derivative transaction between two counterparties is...
Introductory guide to asset finance
Introduction to asset financeWhat is asset finance?Asset finance is a method of providing financing for the purchase of particular tangible movable...
Incremental debt flexibility or accordion features
Incremental debt flexibility or accordion featuresWhat are incremental facilities?An incremental facility is feature included in a credit agreement...
Selling a loan by sub-participation
Selling a loan by sub-participationSub-participation is a means by which a lender can transfer its risk in a loan to another entity. It is used in the...
Associated legal terms
Back to back transaction
A transaction that has a mirror opposite transaction to it which replicates its obligations, liabilities and rights
Islamic window
Unit or division of a conventional financial institution whose operations comply with Shari’ah (in addition to applicable jurisdictional laws and regulations) and which offers only Shari’ah compliant financial products.
Project Co
The Special purpose vehicle (SPV) or other private sector participant who enters into the Project Agreement with the Authority or other public sector party.
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