Do debarring orders matter? Relying on impecuniosity in credit hire cases (Motor Insurers Bureau v Houston)
PI & Clinical Negligence analysis: The principle that impecuniosity goes to period as well as rate, as established in Zurich Insurance Plc v Sameer Umerji will largely depend upon what the debarring order states. There are circumstances where a claimant will be debarred from relying upon impecuniosity for the purposes of determining the appropriate rate of hire but will be entitled to rely upon lack of means for other wider purposes, including for example, determining reasonable period of hire. Such a finding is not always plainly wrong and will depend on the circumstances of the case and the evidence provided at trial. Written by Georgia Banks, barrister at Parklane Plowden Chambers.