Q&As

Is there a definition of 'Existing Structures' (referred to in the JCT form of contracts at Insurance Option C)? Would it include cladding connected to the building that was not structural/load bearing?

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Published on: 09 September 2016
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What form does Option C take and what is meant by ‘existing structures’ under the Contract?

Pursuant to Schedule 3, the contract provides for three different insurance options, namely:

  1. •

    Option A—All risks insurance of the works taken out by the contractor for new buildings

  2. •

    Option B—All risks insurance of the works taken out by the employer for new buildings, and

  3. •

    Option C—Insurance of existing structures and the works in or extensions to them taken out by the employer

Insurance of existing structures

Option C requires the employer to take out insurance in the names of the employer and the contractor ‘for the full cost of reinstatement, repair or replacement due to any of the Specified Perils’ in respect of the employer’s existing structures and contents.

Clause 6.8 of the contract defines

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Jurisdiction(s):
United Kingdom
Key definition:
JCT definition
What does JCT mean?

The Joint Contracts Tribunal who produce a suite of building contracts for use as a standard industry form

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