Master the intricacies of legal frameworks governing financial transactions and secured lending. Equip yourself with robust, practical legal guidance tailored for drafting, negotiating, and enforcing security agreements. Navigate complex regulatory environments, understand priority issues, and manage risks effectively to protect your clients' interests in the competitive banking and finance sector. Stay updated with the latest legislative changes and judicial decisions to ensure your practice remains compliant and at the forefront of industry standards.
The International Capital Market Association (ICMA) has published a discussion paper on smart contracts and distributed ledger technology (DLT)-based...
The European Securities and Markets Authority (ESMA) has published its annual work programme for 2027, which includes work on the Savings and...
The Office of Financial Sanctions Implementation (OFSI) has published guidance stating that it will apply a presumption of denial, with immediate...
Companies House (CH) has updated its OS CH01 guidance. The update clarifies that the address for a UK establishment of an overseas company must be the...
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Foreign exchange (FX) derivativesWhat is a FX derivative?A foreign exchange (FX) derivative is a type of derivative whose payoff depends on the FX...
Types of debt securitiesWhat are debt securities?In the context of the debt capital markets, the term 'debt security' means a financial instrument,...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Amending security documentsReasons for amending security documents and key risksReasons for amending a security documentThere are situations where parties may consider amending security documents. Common examples include:•the parties want to make changes to the obligations being secured•the chargee
Taking security over cash deposits in bank accountsCash is commonly offered as security for a loan.In commercial lending transactions cash may be offered as security:•as part of a package of security over the whole of a company's assets•in transactions where the borrower is required to reserve
Taking security over insurance policiesRights under insurance policies are a type of contractual right.Lenders can take security over insurance policies by an assignment by way of security. There are also additional protections that a lender can utilise in relation to insurances, such as having its
Taking security over receivablesIn commercial lending transactions receivables are typically offered as security:•as part of a package of security over the whole of a company's assets (see Practice Note: Key features of debentures), and•in transactions where a steady stream of receivables forms a
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