The property

View Banking & Finance by content type:

Featured Banking & Finance content

Practice notes
Coronavirus (COVID-19): Transaction planning will need to take into account the impact of coronavirus on execution of documents and company filing and...
Read More >
15th Oct
Practice notes
Legal opinions are used in the vast majority of financing transactions. They are usually either a condition precedent to funding or a condition...
Read More >
8th Oct
Practice notes
Guarantees (see Practice Note: Guarantees) and third party security (see Practice Note: Third party security) from individuals are relatively common...
Read More >
29th Sep
Practice notes
In financing transactions, conditions precedent are the conditions that need to be fulfilled for funding to occur.This Practice Note explains:•the...
Read More >
26th Sep
Practice notes
Debentures are used in many types of financing where it is desirable to take security over all of the assets of a particular entity. They are a form...
Read More >
26th Sep
Practice notes
Set-off is a complex yet important concept in legal proceedings generally and for many different types of transaction.Independent set-off and...
Read More >
26th Sep
Practice notes
There are four main types of security available under English law: •mortgage•charge•pledge, and•lienThis Practice Note explains:•the nature of a...
Read More >
26th Sep
Practice notes
Land (or real property) is commonly offered as security for a loan. In this context, land has more relevance than some other assets because it can be...
Read More >
26th Sep
Practice notes
Coronavirus (COVID-19): Transaction planning will need to take into account the impact of coronavirus (COVID-19) on execution of documents and company...
Read More >
26th Sep
Practice notes
This Practice Note sets out certain key cases and associated relevant content in relation to guarantees. The cases are divided by topic area and...
Read More >
25th Sep
Practice notes
What is a debenture?In the context of secured lending, the term 'debenture' means a form of security agreement that grants security interests over a...
Read More >
25th Sep
Practice notes
Contractual rights are a type of chose in action, ie something that is recoverable by legal action as opposed to something that is physically...
Read More >
25th Sep
Practice notes
In commercial lending transactions receivables are typically offered as security:•as part of a package of security over the whole of a company's...
Read More >
25th Sep
Practice notes
A lender's primary concern is that it is repaid. Even if a lender obtains a judgment for payment of the sum owed to it by its borrower, this does not...
Read More >
25th Sep
Practice notes
There are five main types of set-off:•independent set-off (sometimes known as legal set-off or statutory set-off)•transaction set-off (also known as...
Read More >
25th Sep
Practice notes
Guarantees are typically used in banking transactions as a form of collateral for a debt. In such circumstances, they are a contractual arrangement...
Read More >
25th Sep

Most recent The property content

Practice notes
This Practice Note provides a summary of the purpose, nature and scope of the property aspects of the due diligence process that is carried out by the...
Read More >
25th Sep
Practice notes
This Practice Note sets out the key property related documents and information used or reviewed by real estate lawyers in an investment finance...
Read More >
25th Sep
Practice notes
Why are lenders concerned about environmental risk?The ever growing number of environmental laws has affected the way that lenders perceive...
Read More >
25th Sep
Practice notes
When transferring an interest in land, any fixtures form part of the land and are transferred with it, unless there is express provision to the...
Read More >
25th Sep
Practice notes
Date and frequencyThe frequency of a rent review is a matter for negotiation. The most common period in practice at the moment is every five...
Read More >
25th Sep
Practice notes
Lenders' risk exposureLenders are increasingly concerned with environmental risk in their day to day secured lending businesses. All major UK banks...
Read More >
25th Sep
Practice notes
Title to a charity's properties may be held:•in the names of the individual trustees (if the charity is a trust)•in the name of a company (either...
Read More >
25th Sep
Practice notes
The CRC Energy Efficiency Scheme (CRC Scheme) was a mandatory emissions trading scheme in the UK that aims to cut carbon dioxide emissions and improve...
Read More >
25th Sep
Practice notes
Land contamination liabilitiesThe main types of liabilities associated with land contamination and water pollution are summarised in Table A.Table...
Read More >
25th Sep
Practice notes
Under the Law of Property (Miscellaneous Provisions) Act 1994 (LP(MP)A 1994), the seller will normally provide covenants for title, in...
Read More >
25th Sep
Practice notes
What is a letter of non-crystallisation?A letter of non-crystallisation is required by a buyer’s/lender’s solicitor to confirm that:•a floating charge...
Read More >
25th Sep
Practice notes
Official search with priority—registered land or seller’s title pending first registrationHow and when to search?An official search with priority will...
Read More >
25th Sep
Practice notes
Land Charges searches are not required for dealings with registered land, but if you are acting for a lender in connection with a charge over an...
Read More >
25th Sep
Practice notes
In real estate finance transactions, the property is the main asset of the borrower and the security package taken by the lender will be based around...
Read More >
25th Sep
Practice notes
The properties owned by a company can be acquired by one of two methods:•a purchase of assets owned by the company (an asset purchase), or•a purchase...
Read More >
25th Sep
Practice notes
A certificate of title (also known as a certificate on title) is a particular species of report on title.When solicitors are instructed to investigate...
Read More >
26th Sep
Practice notes
A valuer estimates or assesses the worth or value of, or fixes a price for, a property. The note does not cover the liability of a valuer acting as an...
Read More >
26th Sep
Practice notes
A good marketable title is shown where a seller is able to deduce a good title to the property he has contracted to sell. The seller is not required...
Read More >
26th Sep
Precedents
This Agreement dated [insert date] is madeParties1[insert name of agent] [of [insert address] OR incorporated in England and Wales with company...
Read More >
26th Sep
Practice notes
Coronavirus (COVID-19): The requirements to obtain an EPC before a property is sold or let can be difficult to satisfy when social distancing measures...
Read More >
26th Sep

Popular documents