The European Banking Authority (EBA) has published its final updated draft of the implementing technical standards (ITS) on resolution planning reporting. The updated standards aim to harmonise reporting requirements across the EU, reduce compliance costs, and improve data usability for resolution authorities. The revised ITS will repeal Commission Implementing Regulation (EU) 2018/1624 and introduce new IT solutions for reporting. Under the draft ITS, the new framework is expected to become operational in 2026, with the first reporting reference date set at 31 December 2025.

The European Banking Authority (EBA) has published its work programme for 2024, which focuses on implementing the Capital Requirements Regulation (CRR III) and the Capital Requirements Directive (CRD VI); monitoring financial stability and sustainability against a backdrop of increased interest rates and uncertainty; data infrastructure; developing oversight and supervisory capacity for the Digital Operational Resilience Act (DORA) and the Markets in Crypto Assets Regulation (MiCAR); and increasing attention on innovation and consumers (including access to financial services) while preparing the transition to the new anti-money laundering and countering the financing of terrorism (AML/CFT) framework.

The European Banking Authority (EBA) has published its final draft regulatory technical standards (RTS) made under ​Article 382(6) of the Capital Requirements Regulation (Regulation (EU) No 575/2013) (CRR) specifying the conditions and criteria for assessing whether credit valuation adjustment (CVA) risk exposures arising from fair-valued securities financing transactions (SFTs) are material. The RTS also define the frequency of this assessment.

The European Banking Authority (EBA) has repealed its Guidelines on major incident reporting under the Payment Services Directive (PSD2) due to the implementation of the Digital Operational Resilience Act (DORA) starting from 17 January 2025. This repeal aims to simplify the reporting process for major incidents by payment service providers (PSPs) and provide legal certainty to the market.

The European Banking Authority (EBA) has published a report on aspects of the net stable funding ratio (NSFR) framework. It evaluates the materiality of specific elements and an assessment of the impact of possible changes to the current prudential treatment. The report concludes that the current treatment appears aligned with other jurisdictions so that any changes would jeopardise harmonisation. Therefore, the EBA believes that changes to the current legislation are not necessary.

The European Banking Authority (EBA) has published a report on the stacking orders of capital, leverage and MREL/TLAC requirements and related capital buffers, as well as on reflections about management buffers practices in the EU. It describes the role of regulatory stacks, both going and gone concern, with a focus on micro-prudential elements. It also summarises the differences between the EU, the UK and US frameworks and highlights institutions’ practices on management buffers.

The European Banking Authority (EBA) has published its final report summarising the actions taken by all 40 competent authorities in response to its findings and recommendations on anti-money laundering and countering the financing of terrorism (AML/CFT) supervision in banks. The report finds that most authorities have made significant progress in adopting a risk-based approach, developing strategies, implementing targeted supervisory plans, and enhancing cooperation at both national and international levels. It highlights that many authorities have aligned their national practices with EBA standards, improving the consistency and effectiveness of AML/CFT supervision and using supervisory tools more strategically. However, some work remains to address outstanding recommendations.

The European Banking Authority (EBA) has published a report on liquidity measures, which monitors and evaluates the liquidity coverage requirements currently in place in the EU.

The European Banking Authority (EBA) has published a report on the application of derogations under the Capital Requirements Directive (CRD) to the requirements to pay out a part of the variable remuneration for identified staff under deferral arrangements and in instruments that are available to small and non-complex institutions and for identified staff receiving only a relatively small amount of variable remuneration. The report forms part of the EBA’s contribution to the review to be performed by the European Commission.

The European Banking Authority (EBA) has published a report assessing the availability and accessibility of data on environmental, social, and governance (ESG) risks as well as the potential for developing standardised methodologies for identifying credit exposures. The EBA found that while data availability has improved, the ESG data landscape is still incomplete. However, initiatives like the Corporate Sustainability Reporting Directive (CSRD) and European Sustainability Reporting Standards (ESRS), as well as further transparency in the methodologies of ESG scores and External Credit Assessment Institutions’ (ECAI) credit risk ratings are expected to lead to improvements.

The European Banking Authority (EBA) has published its Q3 2024 Risk Dashboard (RDB), providing aggregated statistical information for the largest EU/EEA organisations. The return on equity (RoE) for EU/EEA banks increased slightly by 20bps to 11.1% on a quarterly basis, driven by other operating income and a decline in major expense components, despite negative contributions from net interest income and net trading income.

The European Banking Authority (EBA) has published its response to the European Commission’s call for advice on the main components of the new anti-money laundering /countering the financing of terrorism (AML/CFT) framework.