The European Banking Authority (EBA) has published a final report with amendments to its final draft implementing technical standards (ITS) amending Commission Implementing Regulation (EU) 2021/2284 with regard to the reporting of information on certain K-factor requirements under the Investment Firms Regulation (EU) 2019/2033 (IFR).

​The European Banking Authority (EBA) has updated the 13 systemic importance indicators and underlying data for the 33 largest institutions in the EU whose leverage ratio exposure measure exceeds EUR 200 bn. The publication includes updated numbers and data items specific to the recognition of the Banking Union and of institutions that are part of the Single Resolution Mechanism. The EBA updates this data on a yearly basis.

The European Banking Authority (EBA) has issued a revised list of validation rules in its implementing technical standards (ITS) on supervisory reporting. This update includes the deactivation of certain rules due to inaccuracies or IT-related issues.

The European Banking Authority (EBA), the European Insurance and Occupational Pensions Authority (EIOPA) and the European Central Bank (ECB) have set up a joint governance framework for their collaboration on the Data Point Model (DPM) 2.0 standard. Under the DPM alliance, the EBA, EIOPA and ECB will together govern the DPM 2.0 standard and co-operate in the DPM methodology for modelling reporting requirements, the metamodel used for populating the reporting requirements and the associated documentation.

The European Banking Authority (EBA) has published a policy statement confirming the release of the final technical package for version 4.2 of its EU reporting framework, applicable from December 2025. The package completes the transition to the Data Point Model (DPM) 2.0 semantic glossary and modernises supervisory reporting across the EU. It includes updated validation rules, data point models and XBRL taxonomies for key areas such as operational risk, resolution planning, own funds and eligible liabilities (MREL) decisions, instant payments reporting and supervisory benchmarking. The EBA says it may issue a targeted update in early January 2026 to address any critical post-implementation issues.

The European Banking Authority (EBA) has published its Q4 2023 quarterly dashboard on minimum requirement for own funds and eligible liabilities (MREL), which discloses aggregated statistical information for 333 EU/EEA banks earmarked for resolution. All banks are meeting their MREL requirements in line with the Bank Recovery and Resolution Directive (BRRD) deadline of 1 January 2024, except for three banks that reported technical shortfalls against this deadline. Twenty-three banks have been granted a deadline extension.

The European Banking Authority (EBA) has published its Q1 2024 quarterly Risk Dashboard (RDB), which shows EU/EEA banks continue to benefit from wide interest margins improving further their profitability and capital position. However, credit risks have started materialising with an increase in non-performing loans during the first quarter.

The European Board for Digital Services (EBDS), in co-operation with the European Commission, has published its second annual report on systemic risks and mitigation measures under the EU Digital Services Act (DSA). The report examines systemic risks across very large online platforms (VLOPs) and very large online search engines (VLOSEs), with a particular focus on risks affecting children and young people. These include the dissemination of illegal content and the impact of platform design choices, such as interface features, recommender systems, infinite scroll and autoplay, which may contribute to addiction-like behaviour. The report also highlights minors’ exposure to harmful or age-inappropriate content, including dangerous viral challenges and adult material, as well as harmful conduct such as cyberbullying, grooming, sextortion and the dissemination of child sexual abuse material (CSAM). It additionally notes that generative artificial intelligence (AI) tools may aggravate risks to minors, including through sexualised deepfakes, AI-generated CSAM and harmful chatbot interactions. It outlines mitigation measures reported by VLOPs and VLOSEs, including targeted child-protection measures such as age assurance, safer default settings for minors, parental controls, limits on certain features, CSAM detection tools, content warnings, easier reporting mechanisms and tools giving users greater control over their online experience. The report further notes that the EU DSA risk-management framework remains at an early stage, and that the EBDS does not yet identify any measures as ‘best practice’. The Commission stated that it will continue monitoring EU DSA implementation.

The European Banking Federation (EBF) has published a position paper on the European Commission’s proposed revision of Regulation (EU) 2019/2088 (Sustainable Finance Disclosure Regulation (SFDR)), stating that it supports the Commission’s aim of simplifying sustainability disclosures and making them more accessible for investors and financial market participants. The EBF welcomes the introduction of three clearer product categories and the proposal’s emphasis on information that is more meaningful for retail investors. It also supports the removal of portfolio management services from the SFDR’s scope, while calling for targeted amendments to ensure coherent implementation, proportionality and legal certainty across related EU legislation.

Earnings before interest and tax. Calculated by taking the pre-tax profit of a company and adding back only the total interest charges which it has paid on debt. EBIT is a commonly used way of measuring the profitability of a company.

Earnings before interest, tax, depreciation and amortisation. A crude measure of the success or otherwise of a company, to be used only in conjunction with a range of other measures.

EBITDA cure is a form of equity cure whereby the sponsor is permitted to apply the proceeds of the equity injection to EBITDA (as opposed to the debt-side of the ratio) in order to cure a financial covenant breach.