The European Banking Authority (EBA) has published a list of all third-country groups operating in the EU and EEA with the intermediate EU parent undertakings, where applicable. The EBA has also published a list of all third-country branches of credit institutions authorised to operate in the EU/EEA.

The European Banking Authority (EBA) has published its advice and recommendations in response to the European Commission’s call for advice on the review and performance of the EU covered bond framework. The EBA welcomes the initiative as ‘a timely opportunity to evaluate the effectiveness of the current framework and to support the development of a deeper and more integrated EU covered bond market’.

The European Banking Authority (EBA) has published a thematic note comparing provisioning practices in the US and the EU during the coronavirus (COVID-19) pandemic, including differences in the macroeconomic impact of coronavirus, in banks’ loan portfolios, and in accounting rules that might explain why the cost of risk (CoR) of US banks was much higher compared to their EU peers in the first half of 2020 and fell at a faster pace afterwards.

The European Banking Authority (EBA) launched a consultation on 30 April 2025 regarding proposed amendments to Regulatory Technical Standards for assessing risk weights and minimum Loss Given Default values, with particular focus on real estate risk factors. The consultation, referenced as EBA/CP/2025/06, seeks stakeholder input until 30 May 2025. The draft amendments aim to update the framework for evaluating the appropriateness of real estate risk weights in banking regulation. Responses will be publicly disclosed unless confidentiality is specifically requested.

The European Banking Authority (EBA) has published an opinion assessing payment fraud data that has recently become available, identifying new types and patterns of payment fraud, and developing proposals to mitigate them. The opinion aims to strengthen the forthcoming legislative framework under the third Payment Services Directive (PSD3) and the Payment Services Regulation (PSR).

The European Banking Authority (EBA) has published its work programme for 2025. Among other mandates in 2025, the EBA will address the implementation of the EU Banking Package (CRR III/CRD VI), the commencement of oversight of critical third-party IT service providers within the framework of the Digital Operational Resilience Act (DORA), and the supervision of significant cryptoasset providers within the framework of the Markets in Cryptoassets Regulation (MiCA). It further aims to ensure a smooth transfer of specific AML/CTF powers and mandates to the new EU anti-money laundering authority AMLA on 31 December 2025.

The European Banking Authority (EBA) has published its final guidelines for competent authorities (CAs) on national lists or registers of credit servicers. The guidelines specify the content of the lists or registers; how they should be made accessible; and the deadlines for updating them. The EBA notes that lists or registers should facilitate borrowers’ access to information on complaint handling procedures offered by CAs.

The European Banking Authority (EBA) has published its 2026 Work Programme, outlining key priorities and initiatives to enhance the efficiency and resilience of the EU regulatory and supervisory framework for banks and financial entities.

The European Banking Authority (EBA) has published an environmental, social and governance (ESG) dashboard designed to provide centralised and comparable climate risk indicators for the EU/EEA banking sector. The dashboard compiles data from information disclosed by banks as part of their Pillar 3 ESG disclosures with reference dates of 31 December 2023 and 30 June 2024, and it forms part of an extensive ESG risk monitoring framework. The dashboard addresses transition risks, which arise from changes in policy, technological shifts, and consumer behaviour, as well as physical risks linked to geographical exposure. It also incorporates indicators for green financing, including metrics associated with the EU Taxonomy and internal assessments such as the Green Asset Ratio, to evaluate exposure levels within banks’ loan portfolios. The EBA intends to update the dashboard regularly in order to reflect revisions in disclosure templates and any regulatory modifications.

The European Banking Authority (EBA) has published a Handbook on independent valuers for resolution purposes aiming to improve convergence by offering best practices, high-quality methodologies, and processes for selecting and appointing such valuers, along with examples for application under different scenarios.

The European Banking Authority (EBA) has published two Opinions in response to the European Commission’s proposed amendments to the draft Regulatory Technical Standards under the Markets in Cryptoassets Regulation (Regulation (EU) 2023/1114) (MiCA), regarding liquidity requirements and the definition of highly liquid financial instruments with minimal market risk, credit risk and concentration risk. The EBA found the proposed changes inconsistent with Articles 36(1)(b) and 38(1) of MiCA and reaffirmed its original standards to ensure alignment with the MiCA’s prudential framework and broader EU financial stability objectives.

The European Banking Authority (EBA) has published its Q2 2025 Risk Dashboard (RDB), with aggregated statistical information for the largest EU/EEA credit institutions.