Health and safety

Owners and occupiers of commercial and residential premises are subject to various statutory requirements aimed at ensuring the safety of their premises and those living or working in them. Responsibility for compliance may fall solely on the owner or the occupier or may be divided between them.

The materials in this topic cover some of the requirements relating to the safety of premises and those who occupy or visit them which are commonly encountered in practice.

Building Safety Act 2022

The Building Safety Act 2022 (BSA 2022) introduces fundamental reforms to the law and regulation of building safety, which seek to ‘secure the safety of people in or about buildings and improve the standard of buildings’.

For more information on the various obligations and provisions, see Practice Notes: Building Safety Act 2022—key provisions and issues, Building Safety Act 2022—role and impact of the Building Safety Regulator, Building Safety Act 2022—what is a higher-risk building?, Building Safety Act 2022—higher-risk buildings in occupation and the Accountable Person and Building Safety Act 2022—landlord and tenant issues.

Fire safety

Commercial premises

Responsibility for fire safety

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Insolvency, declarations of trust, loan agreements, artificial asset protection, sham transactions, transactions defrauding creditors, interspousal asset transfers, change of position defence and wife’s entitlement to share of husband’s assets (Sayers v Dixon)

Restructuring & Insolvency analysis: The court held that six declarations of trust (DoTs) executed by the transferor (Mr Dixon) in favour of his wife (Mrs Dixon) constituted transactions defrauding his creditors within the meaning of section 423 of the Insolvency Act 1986 (IA 1986) and that two of them, purporting to transfer all his future assets and income to Mrs Dixon, along with an accompanying loan agreement, were shams which were void and ineffective. It set aside the DoTs and ordered Mrs Dixon to restore the value of three transferred properties (which had been converted into £551,589 cash) to Mr Dixon’s trustees in bankruptcy (trustees) together with interest of £101,726. It also ordered an account to be taken of the funds that had been transferred to Mrs Dixon or on her behalf by Mr Dixon over the seven years between the date of the DoTs and his bankruptcy. The court dismissed Mrs Dixon’s defence of change of position to the trustees’ claim for restoration, finding that even if such a defence were generally available (which is unclear), she had not acted in good faith and could not rely on it. It also dismissed her defence that, having been married to Mr Dixon for many years, she was entitled to half his assets and/or an entitlement to a share of them by virtue of a right to be maintained. Written by Jonathan Lopian, barrister at New Square Chambers, who acted for the successful claimants.

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