Equality

The Equality Act 2010 (EqA 2010) brought together all strands of discriminatory law, including disability-related discrimination, which previously fell under the Disability Discrimination Act 1995 (DDA 1995). It has both consolidated existing law (removing many of the anomalies and complexities that had arisen as a result of the piecemeal nature of previous legislation) and introduced new concepts in discrimination.

While EqA 2010 primarily affects the public sector and employment spheres, landlords and occupiers (whether tenants or licensees) must be aware of their obligations under the property aspects, as a breach may result both in an award of damages against them and a mandatory injunction to do works to the property. In rare cases, it could result in a criminal prosecution.

Historic case law on discrimination, under previous statutory provisions, continues to be relevant and to have authority or persuasive value under similar or corresponding provisions of the new legislation. Much of it derives from the sphere of employment law—there is a far less well-established body of cases in a housing context. However, a clear policy aim of EqA 2010 was to bring consistency to

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Insolvency, declarations of trust, loan agreements, artificial asset protection, sham transactions, transactions defrauding creditors, interspousal asset transfers, change of position defence and wife’s entitlement to share of husband’s assets (Sayers v Dixon)

Restructuring & Insolvency analysis: The court held that six declarations of trust (DoTs) executed by the transferor (Mr Dixon) in favour of his wife (Mrs Dixon) constituted transactions defrauding his creditors within the meaning of section 423 of the Insolvency Act 1986 (IA 1986) and that two of them, purporting to transfer all his future assets and income to Mrs Dixon, along with an accompanying loan agreement, were shams which were void and ineffective. It set aside the DoTs and ordered Mrs Dixon to restore the value of three transferred properties (which had been converted into £551,589 cash) to Mr Dixon’s trustees in bankruptcy (trustees) together with interest of £101,726. It also ordered an account to be taken of the funds that had been transferred to Mrs Dixon or on her behalf by Mr Dixon over the seven years between the date of the DoTs and his bankruptcy. The court dismissed Mrs Dixon’s defence of change of position to the trustees’ claim for restoration, finding that even if such a defence were generally available (which is unclear), she had not acted in good faith and could not rely on it. It also dismissed her defence that, having been married to Mr Dixon for many years, she was entitled to half his assets and/or an entitlement to a share of them by virtue of a right to be maintained. Written by Jonathan Lopian, barrister at New Square Chambers, who acted for the successful claimants.

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