Insurance

View Property by content type:

Latest Property News

Featured Property content

Practice notes
Subject to contractIf a party who strikes a bargain wishes to make it clear that it does not intend to enter into a binding contract until a formal...
Read More >
9th Nov
Practice notes
In Scotland, at common law, a lease does not actually end on the specified expiry date (ish) unless:•either party gives correct and timeous...
Read More >
Produced in partnership with Kenneth S Gerber of Mitchells Roberton 12th Jan
Practice notes
What is a headline rent?In a falling market, landlords frequently offer tenants financial inducements to take a lease in order to maintain the level...
Read More >
9th Nov
Practice notes
The rule against derogation from grant applies in addition to any obligation of quiet enjoyment. It is not excluded by an express covenant for quiet...
Read More >
9th Nov
Precedents
[To be printed on Landlord’s letterheaded paper]Our Ref:Date:To: [insert name of Tenant]From: [insert name of previous Landlord] [of [insert address]...
Read More >
9th Nov
Precedents
This Deed is made on [insert date]PARTIES1[insert name of the owner of the Servient Land] [ of [insert address] OR incorporated in England and Wales...
Read More >
9th Nov
Practice notes
Sale by a mortgagee destroys the equity of redemption in the mortgaged property. The sale defeats the rights of all subsequent incumbrancers, whose...
Read More >
9th Nov
Precedents
1 The Grantor grants to the Grantee the right for the Grantee and his successors in title as owners or occupiers for the time being of...
Read More >
9th Nov
Practice notes
There can be only one lease at a time giving a right to possession and occupation of property. Consequently, if a landlord subsequently grants a lease...
Read More >
9th Nov
Practice notes
Effect of appointmentA fixed charge receiver is appointed under a legal charge or mortgage and only has power to deal with and dispose of the charged...
Read More >
9th Nov
Practice notes
The Solicitors Regulation Authority’s (SRA) Handbook (SRA Handbook 2011) which contains the Solicitors Regulation Authority’s Code of Conduct (SRA...
Read More >
9th Nov
Practice notes
Nature of an easementAn easement is an incorporeal right enjoyed by the owner of a legal estate (dominant tenement) over land in the ownership of...
Read More >
9th Nov
Practice notes
A good marketable title is shown where a seller is able to deduce a good title to the property he has contracted to sell. The seller is not required...
Read More >
9th Nov
Precedents
You are applying for registration of [insert details of property] at HM Land Registry and as part of that application you must disclose any overriding...
Read More >
9th Nov
Practice notes
A sub-sale is where A contracts to sell a property to B but, before completing the purchase from A, B then contracts to sell the property to C. There...
Read More >
9th Nov

Most recent Insurance content

Q&As
Case studyA contract incorporates the Standard Conditions of Sale (5th Edition). The parties had agreed in correspondence prior to exchange that the...
Read More >
Produced in partnership with Katherine Illsley of 4 King’s Bench Walk 8th Jan
Practice notes
Environmental insurance is now considered a standard tool in the management of environmental risks, both for operational businesses and in many...
Read More >
Produced in partnership with Duncan Spencer of EDIA Ltd 8th Jan
Q&As
In any commercial lease it is important that provision is made for the insurance of the building. The obligation may be by way of a tenant’s covenant...
Read More >
Produced in partnership with Chris Bryden of 4 King’s Bench Walk 8th Jan
Practice notes
Duty of 'fair presentation'Under the Insurance Act 2015, s 3 (IA 2015), the insured has a duty to make a 'fair presentation' of the risk to the...
Read More >
22nd Dec
Q&As
Our Lexis®PSL Property Precedent: Lease of whole building deals with insured and uninsured risks, and damage to the property, suspension of re...
Read More >
29th Nov
Q&As
Mines and minerals are properly the subject of an exception, not a reservation, as the minerals are part of (and so ‘excepted from’) the land being...
Read More >
29th Nov
Q&As
We do not have a Precedent clause providing for a tenant to bear uninsured losses, but if uninsured damage is not excluded from the tenant's repairing...
Read More >
29th Nov
Q&As
For an article that discusses the risks of indemnity insurance as a solution to a breach of covenant issue, see Property/Insurance: Double Jeopardy?...
Read More >
29th Nov
Practice notes
Most modern commercial leases, and many residential ones, place an obligation on the tenant to pay 'insurance rent' and on the landlord to insure the...
Read More >
29th Nov
Practice notes
Pool Reinsurance Company Limited ('Pool Re') was formed in 1993 following a series of terrorism incidents in the early 1990s in London and elsewhere...
Read More >
29th Nov
Precedents
1 Tenant's obligation to insure The Tenant covenants with the Landlord to insure the Property and keep it insured, against...
Read More >
26th Sep

Popular documents