Ownership

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Affordable home ownership

There are a number of schemes to promote low-cost or affordable home ownership.

Affordable housing is defined by the Department for Communities and Local Government (DCLG) as 'homes provided to eligible households whose needs are not met by the market' and this can include low-cost home ownership schemes.

In order to qualify as low-cost home ownership accommodation, the following two conditions need to be satisfied:

  1. •

    Condition one—the accommodation is occupied, or made available for occupation, in accordance with:

    1. ◦

      shared ownership arrangements

    2. ◦

      equity percentage arrangements (shared equity)

    3. ◦

      shared ownership trusts

  2. •

    Condition two—the accommodation is made available to people whose needs are not adequately served by the commercial housing market

The Practice Note: Affordable home ownership

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