Prudential requirements for insurers and intermediaries

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UK needs modern sanctions rules, ex-Lord Chancellor warns

Law360, London: The UK's sanctions regime is increasingly unfit for purpose and must reform to tackle new complex forms of aggression, such as cyberattacks and economic sabotage, the former Lord Chancellor urged on 5 June 2025.

UK insurers abusing dishonesty defence, legal body warns

Law360, London: Insurers are using allegations of fraud in a 'scattergun' approach in defending against personal injury claims, the Association of Personal Injury Lawyers (APIL) warned on 5 June 2025.

Solvency II—Commission consults on draft delegated decision regarding provisional equivalence for third-country insurers within EU-headquartered groups

The European Commission has launched a consultation on a draft delegated decision concerning the provisional equivalence for third-country insurers within groups headquartered in the EU, in accordance with Article 227 of Directive 2009/138/EC (Solvency II Directive). The Commission proposes that such groups may calculate their solvency requirements and eligible own funds using the capital requirements and available capital rules of their non-EU jurisdiction, rather than solely pursuant to Solvency II. Responses are sought by 3 July 2025, with the intention that the feedback will be considered in finalising the draft decision ahead of its planned adoption in Q3 2025.

Aviva warns over fire risk amid rising UK temperatures

Law360, London: Insurance company, Aviva warned British homeowners on 3 June 2025 to be vigilant about the risk of fire to their homes and gardens as the country looks likely to experience the warmest spring for a century.

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Sanctions clauses and the effect of sanctions on insurance policies

Sanctions clauses and the effect of sanctions on insurance policiesThe Practice Note entitled UK financial and trade sanctions for insurers outlines the sanctions applicable to insurers, the nature of those sanctions, the role of the Financial Conduct Authority, and screening and due diligence for

Priority between loss reliefs in loss making companies

Priority between loss reliefs in loss making companiesWhy does it matter?A company that is a member of a group and has incurred any of the types of losses available for surrender by way of group relief may, without any further rules, have more than one way in which to use the loss. There are a

If a beneficiary signs a deed of disclaimer of their share of an estate and the estate pays their legal

If a beneficiary signs a deed of disclaimer of their share of an estate and the estate pays their legal fees, will that count as a PET against their estate?A disclaimer is the refusal of a gift prior to acceptance. The refusal of the gift must take place before the beneficiary accepts any benefit

Contributory negligence in personal injury claims

Contributory negligence in personal injury claimsContributory negligence is a partial defence which can lead to a discount in damages.Other defences may also be relevant. See Practice Notes: Did the claimant consent to the risk of injury? and Was the claimant involved in an illegal activity?If a
Sanctions clauses and the effect of sanctions on insurance policies

Sanctions clauses and the effect of sanctions on insurance policies

Sanctions clauses and the effect of sanctions on insurance policiesThe Practice Note entitled UK financial and trade sanctions for insurers outlines the sanctions applicable to insurers, the nature of those sanctions, the role of the Financial Conduct Authority, and screening and due diligence for

Priority between loss reliefs in loss making companies

Priority between loss reliefs in loss making companies

Priority between loss reliefs in loss making companiesWhy does it matter?A company that is a member of a group and has incurred any of the types of losses available for surrender by way of group relief may, without any further rules, have more than one way in which to use the loss. There are a

If a beneficiary signs a deed of disclaimer of their share of an estate and the estate pays their legal

If a beneficiary signs a deed of disclaimer of their share of an estate and the estate pays their legal

If a beneficiary signs a deed of disclaimer of their share of an estate and the estate pays their legal fees, will that count as a PET against their estate?A disclaimer is the refusal of a gift prior to acceptance. The refusal of the gift must take place before the beneficiary accepts any benefit

Contributory negligence in personal injury claims

Contributory negligence in personal injury claims

Contributory negligence in personal injury claimsContributory negligence is a partial defence which can lead to a discount in damages.Other defences may also be relevant. See Practice Notes: Did the claimant consent to the risk of injury? and Was the claimant involved in an illegal activity?If a