Third party rights against insurers

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The Third Parties (Rights against Insurers) Act 2010 (TP(RAI)A 2010) repealed and replaced the Third Parties (Rights against Insurers) Act 1930 (TP(RAI)A 1930). The key change in TP(RAI)A 2010 is that a third party can now bring proceedings directly against the insurer or seek information about the insurance position at an early stage without first establishing the liability of the insured.

TP(RAI) 2010 applies where the insured has ‘incurred a liability’ or where

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