Insurance and reinsurance

Copyright © 2025 LexisNexis

This subtopic contains the following guidance on EU level rules relating to insurance and reinsurance:

General

  1. •

    Practice Note: Exercise of passporting rights—insurance undertakings in the EEA sets out the passporting rights and related notification requirements of insurance undertakings established in the EEA

  2. •

    Practice Note: European Insurance and Occupational Pensions Authority (EIOPA) [Archived] outlines the role and organisational structure of the EIOPA

  3. •

    Practice Note: Lexology Panoramic: Insurance and Reinsurance provides a guide to Insurance & Reinsurance EU published by Lexology Panoramic

Insurance distribution

  1. •

    Practice Note: EU Insurance Distribution Directive (IDD)—essentials is an introduction to Directive (EU) 2016/97 (the Insurance Distribution Directive (IDD)). Following the implementation of Directive 2002/92/EC (the Insurance Mediation Directive (IMD)), it became clear that there were inconsistencies in the way it was being implemented across EU Member States and the Commission adopted a proposal for a revision of the IMD. This resulted in the IDD, which came into force on 1 October 2018. This Practice Note summarises the objectives, scope and key elements of the IDD

  2. •

    Practice Note: EU Insurance Distribution Directive (IDD)—organisational and conduct of business requirements

To view the latest version of this document and thousands of others like it, sign-in with LexisNexis or register for a free trial.

Existing user? Sign-in TAKE A FREE TRIAL
Powered by Lexis+®
Latest EU Law News

EFRAG publishes report on ESRS simplification

The European Financial Reporting Advisory Group (EFRAG) has published a Progress Report outlining six key levers to simplify the European Sustainability Reporting Standards (ESRS) and reduce the number of mandatory datapoints by over 50%. The measures—developed in response to a 5 May 2025 request from Commissioner Albuquerque—include simplifying the Double Materiality Assessment, improving the clarity and integration of sustainability statements, revising the relationship between Minimum Disclosure Requirements and topical standards, enhancing understandability and accessibility, introducing burden-reduction reliefs, and strengthening interoperability. Approved by the EFRAG Sustainability Reporting Board on 19 June 2025, the report reflects extensive feedback from companies, auditors and stakeholders, and will inform an upcoming exposure draft, with final decisions expected by the end of July 2025.

Commission adopts new RTS to enhance MiFIR transparency regime

The European Commission has adopted a Delegated Regulation amending the regulatory technical standards (RTS 1 and RTS 2) under Delegated Regulations (EU) 2017/587 and (EU) 2017/583, respectively, to align with the revised Markets in Financial Instruments Regulation (MiFIR) (Regulation (EU) 600/2014). The amendments aim to enhance transparency and support the establishment of consolidated tapes for bonds and equities. Key changes include updated definitions, revised pre- and post-trade transparency requirements for bonds, structured finance products, emission allowances and equity instruments, and the removal of outdated provisions. The amendments are based on technical standards developed by European Securities and Markets Authority (ESMA) following consultation and are scheduled to apply from 2 March 2026.

PensionsEurope warns US Senate about pension fund tax changes in new Bill

PensionsEurope sent a letter to the US Senate on 16 June 2025 expressing concerns about section 899 of the One Big Beautiful Bill Act. This follows the approval of the Bill by the US House of Representatives on 22 May 2025. This section, which will be added to the US Internal Revenue Code, aims to raise net income and withholding tax rates on US-source income earned by non-US individuals classified as ‘applicable persons’—a group that includes pension funds. As this change poses significant risks to European pension funds’ investments in the US, and with the US Senate scheduled to vote on the Bill on 23 June 2025, PensionsEurope is actively collaborating with the World Pension Alliance and other workplace pension organisations to address the issue.

ESMA launches selection process for shares and ETFs CTP

The European Securities and Markets Authority (ESMA) has launched the first selection procedure for a Consolidated Tape Provider (CTP) for shares and exchange-traded funds (ETFs). The CTP will consolidate pre- and post-trade data from trading venues into a single, continuous electronic stream with the aim of enhancing market transparency and efficiency, supporting better-informed decision-making and contributing to the Savings and Investment Union. Interested entities must register and submit their requests to participate by 25 July 2025. The selection will be based on criteria outlined in the regulated technical standards (RTS) adopted by the European Commission on 12 June 2025. The successful applicant will be appointed for a five-year term, subject to ESMA authorisation and supervision, with a final decision expected by the end of 2025.

View EU Law by content type :  
News
Practice notes
Precedents
Q&As

Popular documents

If a beneficiary signs a deed of disclaimer of their share of an estate and the estate pays their legal

If a beneficiary signs a deed of disclaimer of their share of an estate and the estate pays their legal fees, will that count as a PET against their estate?A disclaimer is the refusal of a gift prior to acceptance. The refusal of the gift must take place before the beneficiary accepts any benefit

Contributory negligence in personal injury claims

Contributory negligence in personal injury claimsContributory negligence is a partial defence which can lead to a discount in damages.Other defences may also be relevant. See Practice Notes: Did the claimant consent to the risk of injury? and Was the claimant involved in an illegal activity?If a

Can shares in a limited company that have not been paid-up at all be cancelled?

Can shares in a limited company that have not been paid-up at all be cancelled?A limited company having a share capital may not alter that share capital, except in the ways listed in section 617 of the Companies Act 2006 (CA 2006). Shares in a company cannot simply be cancelled without following an

Template for regulatory references given by SMCR firms and disclosure requirements

Template for regulatory references given by SMCR firms and disclosure requirements[Insert addressee details]Dear [insert name][It is our understanding that [insert name of prospective employee] [was an employee of yours between the dates of [insert dates as appropriate] OR is a current employee of
If a beneficiary signs a deed of disclaimer of their share of an estate and the estate pays their legal

If a beneficiary signs a deed of disclaimer of their share of an estate and the estate pays their legal

If a beneficiary signs a deed of disclaimer of their share of an estate and the estate pays their legal fees, will that count as a PET against their estate?A disclaimer is the refusal of a gift prior to acceptance. The refusal of the gift must take place before the beneficiary accepts any benefit

Contributory negligence in personal injury claims

Contributory negligence in personal injury claims

Contributory negligence in personal injury claimsContributory negligence is a partial defence which can lead to a discount in damages.Other defences may also be relevant. See Practice Notes: Did the claimant consent to the risk of injury? and Was the claimant involved in an illegal activity?If a

Can shares in a limited company that have not been paid-up at all be cancelled?

Can shares in a limited company that have not been paid-up at all be cancelled?

Can shares in a limited company that have not been paid-up at all be cancelled?A limited company having a share capital may not alter that share capital, except in the ways listed in section 617 of the Companies Act 2006 (CA 2006). Shares in a company cannot simply be cancelled without following an

Template for regulatory references given by SMCR firms and disclosure requirements

Template for regulatory references given by SMCR firms and disclosure requirements

Template for regulatory references given by SMCR firms and disclosure requirements[Insert addressee details]Dear [insert name][It is our understanding that [insert name of prospective employee] [was an employee of yours between the dates of [insert dates as appropriate] OR is a current employee of