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About Pensions Law

Pensions is already one of the most complex and technical areas of the law. And with new legislation, the advent of auto-enrolment and a move towards defined contribution schemes, it’s about to become even more challenging.

Members and benefits

Navigate the complexities of the revised pensions freedoms regime and the different circumstances of pension benefits, including periods of temporary absence and the indexation and reduction of pensions in payment.

Trustees, governance, and administration

The governance of occupational pension schemes is an area that’s expanded with the increased level of regulation. Our content helps practitioners navigate their way through the web of statutory and regulatory material.

Transactions and reorganisations

The existence of pension arrangements can add complexity and risk to even the most straightforward of corporate transactions. Our content helps guide practitioners through the issues and how to deal with them.

Legislation

Pensions is one of the most complex and technical areas of the law. And with new legislation, the advent of auto-enrolment and a move towards defined contribution schemes, it’s about to become even more challenging.

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Associated legal terms

Entitled worker

Under the auto enrolment laws, an entitled worker is a worker who does not qualify as a jobholder and so is not eligible for auto-enrolment in an automatic enrolment scheme under the Pensions Act 2008. An entitled worker has a right to join such a scheme by giving notice to his employer but does not have an automatic right to have employer contributions paid on his or her behalf.

European Economic Area investment portfolio manager

This means an institution which:

(1) is an EEA firm of the kind mentioned in paragraph 5(a), (b) or (c) of Schedule 3 to the Financial Services and Markets Act 2000 (certain credit and financial institutions)

(2) qualifies for authorisation under paragraph 12(1) or 12(2) of that Schedule

(3) has permission under the Financial Services and Markets Act 2000 to manage portfolios of investments.

S&P

Standard and Poors, a firm that for a fee gives a rating to companies to determine their ability to continue to support its pension scheme.
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