About Insurance & Reinsurance Law
Lexis®+ Insurance & Reinsurance caters for both contentious and non-contentious practitioners. It delivers practical guidance on topics ranging from regulatory obligations that apply to insurers and insurance intermediaries, to key legal concepts
in insurance and reinsurance law and practice, to guidance on particular classes of insurance.
Insurance claims
We provide practical guidance in relation to insurance claims, including on subrogation, allocation and aggregation, together with detailed guidance on relevant legislation.
Regulation of insurance
We provide comprehensive guidance on the regulation of insurance in the UK and the EU, alongside trackers and guidance on hot topics such as implementing the FCA's new consumer duty.
Types of insurance
Our guidance includes Practice Notes on the different types of insurance, ranging from aviation insurance to warranty and indemnity cover, and everything in between.
Intermediaries and market practice
Get practical guidance on the functions and duties of insurance intermediaries along with guidance on insurance and reinsurance market practice. This includes a detailed glossary and Practice Notes pack.
Topics We Cover
Our Insurance & Reinsurance Experts
Susie Wakefield
Charlotte Shakespeare
Rebecca Huggins
Bob Haken
Jonathan Drake
Latest Insurance & Reinsurance News
This week's edition of Insurance weekly highlights includes: Acasta European Insurance Company Ltd v Eshiett; Insolvency at Sea (again)—Court of...
Commercial analysis: In MS Amlin Marine NV (on behalf of MS Amlin Syndicate AML/2001) v King Trader Ltd & others, the Court of Appeal dismissed the...
Law360, London: The owners of a bulk carrier cannot recover US$1.27m from a cargo insurer over a grounding off Turkey, after a court ruled that the...
This week's edition of Insurance weekly highlights includes: Mercantile Indemnity Company Ltd [2025] EWHC 3396 (Ch); Unity Ship Group SA v Euroins...
Law360, London: An aircraft leasing company and two others have reached a settlement with a dozen reinsurers that they claimed should cover for the...
Latest Insurance & Reinsurance Practice Notes
Complaints handling by financial services firmsThe rules for how firms should deal with complaints by customers are contained in the Dispute...
FCA and PRA authorisation under Part 4A of FSMA 2000According to provisions in Part 4A of the Financial Services and Markets Act 2000 (FSMA 2000), any...
Insurance & Reinsurance case tracker—2025 [Archived]ARCHIVED: This Practice Note has been archived is not maintained.For cases reported in 2026,...
The UK General Data Protection Regulation (UK GDPR)FORTHCOMING CHANGE: On 19 June 2025, the Data (Use and Access) Bill received Royal Assent, becoming...
Insurance conduct regulation—COBS and ICOBSThis Practice Note provides an overview of the Financial Conduct Authority’s (FCA’s) Conduct of Business...
Latest Insurance & Reinsurance Precedents
Letter of claim in respect of proposed proceedings against a barrister for negligence[ON THE HEADED NOTEPAPER OF CLAIMANT’S SOLICITORS]Our ref:...
Letter of claim—against an accountant for breach of contract and, or alternatively, negligence in preparing accounts[ON THE HEADED NOTEPAPER OF...
Letter of claim—against a surveyor for breach of contract and, or alternatively, negligence in producing a valuation[ON THE HEADED NOTEPAPER OF...
Letter of claim—against a solicitor for breach of contract and, or in the alternative, negligence[ON THE HEADED NOTEPAPER OF THE CLAIMANT’S...
Letter of claim—negligent misstatement by accountant[ON THE HEADED NOTEPAPER OF CLAIMANT’S SOLICITORS]Our ref: [insert your file reference for this...
Latest Insurance & Reinsurance Q&As
Featured Insurance & Reinsurance content
Public liability insurance—essentials
Public liability insurance—essentialsPublic liability insurancePublic liability insurance is a form of liability insurance that indemnifies a...
Subrogation in insurance and reinsurance
Subrogation in insurance and reinsuranceWhat is the right of subrogation?In the context of insurance and reinsurance, the right of subrogation...
Insurable interest
Insurable interestThis Practice Note considers insurable interest, including insurable interest in construction and liability insurance. It also...
Insurance agents and brokers
Insurance agents and brokersWhat is the difference between an agent and a broker?Where insurance is transacted through an intermediary, that...
Professional indemnity insurance—essentials
Professional indemnity insurance—essentialsWhat is professional indemnity insurance?Professional indemnity insurance is a form of liability insurance....
Reinstatement of insured property after a loss
Reinstatement of insured property after a lossWhat is reinstatement?Reinstatement is the repair or replacement of property so that it is in the same...
Terms of Business Agreement (TOBA)—insurer and managing agent/broker
Terms of Business Agreement (TOBA)—insurer and managing agent/brokerAn Agreement dated [date] governing the conduct of Insurance Business...
Exclusion clauses in insurance contracts
Exclusion clauses in insurance contractsWhat are exclusion clausesUnlike some exclusion or exemption clauses in ordinary contracts, an exclusion...
Professional indemnity insurance—solicitors
Professional indemnity insurance—solicitorsThis Practice Note sets out the professional indemnity insurance requirements for solicitors, including...
Hull and machinery insurance
Hull and machinery insuranceWhat is hull and machinery insurance?Hull and machinery insurance (‘H&M insurance’) is a form of insurance which...
Trade credit insurance—essentials
Trade credit insuranceTrade credit insurance typically provides protection to a policyholder against non-payment of accounts receivable, due to the...
Double insurance and contribution
Double insurance and contributionOverlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover,...
Marine insurance—general principles [Archived]
Marine insurance—general principlesThis Practice Note describes the main principles of marine insurance as governed by the Marine Insurance Act 1906....
The functions and duties of insurance brokers—policy placement
The functions and duties of insurance brokers—policy placementThis Practice Note provides a high level introduction to the functions and duties of...
Product liability and product recall insurance—essentials
Product liability and product recall insuranceWhat is product liability insurance?Product liability insurance provides an indemnity to a business in...
Sanctions clauses and the effect of sanctions on insurance policies
Sanctions clauses and the effect of sanctions on insurance policiesThe Practice Note entitled EU/UK financial and trade sanctions for insurers...
What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each affords to the principal/additional insured?
Outsourcing in insurance—one minute guide
Outsourcing in insurance—one minute guideThis Practice Note provides a high level guide to the key regulatory and practical issues relating to...
Associated legal terms
Aggregation
In the context of (re)insurance claims, whether individual losses fall to be treated as a multiple claims or a single claim, usually for the purposes of applying policy limits and deductibles. An aggregation clause stipulates the criteria as to whether or not such losses comprise a single loss or claim.
Professional indemnity insurance
Professional indemnity insurance is a commercial insurance to insure against liabilities (and defence costs), arising out of the acts, errors and omissions by professionals, such as architects, surveyors, solicitors, insurance brokers, IFAs and IT professions, in the ordinary course of their professional business.
Reserve
Money allocated by insurers and reinsurers to pay claims.
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