About Insurance & Reinsurance Law
Lexis®+ Insurance & Reinsurance caters for both contentious and non-contentious practitioners. It delivers practical guidance on topics ranging from regulatory obligations that apply to insurers and insurance intermediaries, to key legal concepts
in insurance and reinsurance law and practice, to guidance on particular classes of insurance.
Insurance claims
We provide practical guidance in relation to insurance claims, including on subrogation, allocation and aggregation, together with detailed guidance on relevant legislation.
Regulation of insurance
We provide comprehensive guidance on the regulation of insurance in the UK and the EU, alongside trackers and guidance on hot topics such as implementing the FCA's new consumer duty.
Types of insurance
Our guidance includes Practice Notes on the different types of insurance, ranging from aviation insurance to warranty and indemnity cover, and everything in between.
Intermediaries and market practice
Get practical guidance on the functions and duties of insurance intermediaries along with guidance on insurance and reinsurance market practice. This includes a detailed glossary and Practice Notes pack.
Topics We Cover
Our Insurance & Reinsurance Experts
Susie Wakefield
Charlotte Shakespeare
Rebecca Huggins
Bob Haken
Jonathan Drake
Latest Insurance & Reinsurance News
The European Commission has launched a consultation on a draft delegated decision concerning the provisional equivalence for third-country insurers...
Law360, London: Insurance company, Aviva warned British homeowners on 3 June 2025 to be vigilant about the risk of fire to their homes and gardens as...
This week's edition of Insurance & Reinsurance weekly highlights includes: 600 'shadow fleet' tankers carry Russian oil in breach of international...
The Financial Conduct Authority (FCA) has updated its timeline for consultation paper CP25/12 on simplifying insurance rules, announcing it aims to...
Law360, London: A London court has ordered the owner of a property in Piccadilly Circus to repay more than £640,000 it overcharged tenant Picturehouse...
Latest Insurance & Reinsurance Practice Notes
Insurance—duty of disclosureThis Practice Note considers the duty of fair presentation under the Insurance Act 2015 (IA 2015), which applies to...
FCA: Treating Customers Fairly—essentialsThe Financial Services Enforcement Database incorporates detailed information on all substantive FCA and PRA...
Complaints handling by financial services firmsThe rules for how firms should deal with complaints by customers are contained in the Dispute...
Autonomous vehicles—key legal issuesThis Practice Note considers the following issues in relation to the development and use of autonomous and...
Autonomous vehicles and insuranceThis Practice Note considers the impact of Part 1 of the Automated and Electric Vehicles Act 2018 (AEVA 2018), and...
Latest Insurance & Reinsurance Precedents
Preliminary notice of claim—against surveyor for breach of contract and, or alternatively, negligence in providing property valuation[ON THE HEADED...
Claim against a defendant driver’s insurers holding them liable under section 151 of the Road Traffic Act 1988IN THE COUNTY COURT ATClaim...
Particulars of claim against an uninsured driver joining the Motor Insurers' Bureau (MIB) as second defendantIN THE [INSERT NAME OF COURT]Claim no....
Letter to police—requesting police accident reportRoad Traffic Accident: [insert place of accident]On: [insert date of accident]Our Client: [insert...
Letter to expert in a personal injury matter regarding joint expert discussionsDear [Insert]Re: [Name of Client/Name of Claimant]You will be aware...
Latest Insurance & Reinsurance Q&As
Featured Insurance & Reinsurance content
Public liability insurance—essentials
Public liability insurance—essentialsPublic liability insurancePublic liability insurance is a form of liability insurance that indemnifies a...
Subrogation in insurance and reinsurance
Subrogation in insurance and reinsuranceWhat is the right of subrogation?In the context of insurance and reinsurance, the right of subrogation...
Insurable interest
Insurable interestThis Practice Note considers insurable interest, including insurable interest in construction and liability insurance. It also...
Insurance agents and brokers
Insurance agents and brokersWhat is the difference between an agent and a broker?Where insurance is transacted through an intermediary, that...
Professional indemnity insurance—essentials
Professional indemnity insurance—essentialsWhat is professional indemnity insurance?Professional indemnity insurance is a form of liability insurance....
Reinstatement of insured property after a loss
Reinstatement of insured property after a lossWhat is reinstatement?Reinstatement is the repair or replacement of property so that it is in the same...
Terms of Business Agreement (TOBA)—insurer and managing agent/broker
Terms of Business Agreement (TOBA)—insurer and managing agent/brokerAn Agreement dated [date] governing the conduct of Insurance Business...
Exclusion clauses in insurance contracts
Exclusion clauses in insurance contractsWhat are exclusion clausesUnlike some exclusion or exemption clauses in ordinary contracts, an exclusion...
Professional indemnity insurance—solicitors
Professional indemnity insurance—solicitorsThis Practice Note sets out the professional indemnity insurance requirements for solicitors, including...
Hull and machinery insurance
Hull and machinery insuranceWhat is hull and machinery insurance?Hull and machinery insurance (‘H&M insurance’) is a form of insurance which...
Trade credit insurance—essentials
Trade credit insuranceTrade credit insurance typically provides protection to a policyholder against non-payment of accounts receivable, due to the...
Double insurance and contribution
Double insurance and contributionOverlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover,...
Marine insurance—general principles [Archived]
Marine insurance—general principlesThis Practice Note describes the main principles of marine insurance as governed by the Marine Insurance Act 1906....
The functions and duties of insurance brokers—policy placement
The functions and duties of insurance brokers—policy placementThis Practice Note provides a high level introduction to the functions and duties of...
Product liability and product recall insurance—essentials
Product liability and product recall insuranceWhat is product liability insurance?Product liability insurance provides an indemnity to a business in...
Sanctions clauses and the effect of sanctions on insurance policies
Sanctions clauses and the effect of sanctions on insurance policiesThe Practice Note entitled EU/UK financial and trade sanctions for insurers...
What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each affords to the principal/additional insured?
Outsourcing in insurance—one minute guide
Outsourcing in insurance—one minute guideThis Practice Note provides a high level guide to the key regulatory and practical issues relating to...
Associated legal terms
Claim or circumstance
a claim, in a (re)insurance context, is a request for an indemnity under an insurance policy whereas a circumstance is a situation or event from which a claim may arise.
Deductible
Specified self-insured amount that a loss must exceed, that the insured must pay first, before claim(s) become payable by the (re)insurer.
Reserve
Money allocated by insurers and reinsurers to pay claims.
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